965 Castlegate Ct, Lake Forest, IL 60045 Property Records

Lake County property record for 965 Castlegate Ct, Lake Forest, IL 60045

Property Summary

Property Type	Single Family Home
Details	5 bd · 6.5 ba · 5,252 sqft · built 1932
Lot Size	0.827 acres (36,024 sqft)
Owner	2 Individual Names on File
Last Sale	$2,000,000 (May 2026)
Tax Bill	$29,088 (2025)
Deeds & Mortgages	May 2026 Sale Feb 2020 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`12-31-205-012`

Property Details

APN / Parcel Number

Primary APN	`12-31-205-012`

Interior

Bedrooms	5 Beds
Full Baths	6.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	5,252 sqft Living Area
Gross Area	8,735 sqft
1st Floor Area	2,626 sqft
Upper Floors Area	2,626 sqft
Basement Area	2,626 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1932
Effective Year Built	Effective 1932
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Frame
Roof Material	Wood Shingle
Lot Area	36,024 sqft (0.827 acres)
Garage Type	Attached
Garage Area	437 sqft
Parking Spaces	1 Parking Space
Porch	Enclosed Porch
Porch Area	420 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water

Location & Zoning

Street Address	965 CASTLEGATE CT
City	LAKE FOREST
State	IL
Zip	60045-1634
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LEROY BURTONS PETITE ESTATES SUB; LOT 33 & N 12 LOT 36
Legal Subdivision	LEROY BURTONS PETITE ESTATES SUB
Legal Lot Number	33,36
Jurisdiction	LAKE IL
Township / Civil Division	SHIELDS
Census Block Group	2
Census Block	2003
Census Tract	863500

Owner

Source: Lake County assessment roll, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	28214 117TH ST, NEW AUBURN, WI 54757-5159
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
May 20, 2026	Warranty Deed, Transfer E-CHICAGO TITLE, CHICAGO TITLE
Feb 6, 2020	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Oct 4, 2017	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 20, 2026 · Amount on Record
Deed Sale	May 20, 2026 · Amount on Record
Prior Sale	Oct 4, 2017 · Amount on Record
Deed Document Number	20268170393
Record Updated	Sep 20, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE IL
Recording Date	May 20, 2026
Property Address	965 CASTLEGATE CT, LAKE FOREST, IL 60045-1634
Document Number	0008170393
Instrument Date	May 18, 2026
Instrument	20268170393
Transaction Type	Transfer
Record Updated	Jun 3, 2026
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount Recorded
Tax	$303,000.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	28214 117TH ST, NEW AUBURN, WI 54757-5159

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IL
Property Address	965 CASTLEGATE CT, LAKE FOREST, IL 60045-1634
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007631721
Date	Feb 6, 2020
Instrument	7631721

Lender

Name	PNC BANK NA
Type	Bank
Address	CLEVELAND, OH 44101

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	443 Months
Due	Jan 24, 2057

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE IL
Recording Date	Oct 4, 2017
Property Address	965 CASTLEGATE CT, LAKE FOREST, IL 60045-1634
Document Number	0007433021
Instrument Date	Sep 17, 2017
Instrument	7433021
Transaction Type	Transfer
Record Updated	Jan 23, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,062.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	965 CASTLEGATE CT LAKE FOREST IL 600451634, LAKE FOREST, IL 60045-1634

Mortgage

Document Number	7433022
Date	Oct 4, 2017
Instrument	7433022

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 3, 2047

Interest

Rate Type	Fixed Rate
Rate	3.62%

Tax Assessment & Valuation

Source: Lake County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Lake County
County Subdivision	Shields Township
Municipality	Lake Forest City
Elementary School District	Lake Forest School District 67 (PK - 08)
Secondary School District	Lake Forest Community High School District 115 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$29,088.00 (+8.46%)	$511,050 (+33.76%) Land $159,932 Building $351,118	$1,533,303 (+33.76%) Land $479,844 Building $1,053,459
2024	$26,819.00 (+19.21%)
2023	$22,497.00 (+2.87%)	$382,070 (+0.92%) Land $119,568 Building $262,502	$1,146,325 (+0.92%) Land $358,740 Building $787,585
2022	$21,870.00	$378,587 Land $118,478 Building $260,109	$1,135,875 Land $355,470 Building $780,405

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	6 (1982–2017)
Claims Outside the SFHA	1 of 6
Most Recent Claim	Jul 2017 · rainfall accumulation
Claims by Event	Severe Storms & Flooding, Sep 1986 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE FOREST serves 19,642 people · EPA ID IL0970800
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	21 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 185 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

May also be available: AT&T.

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