972 Beverly Pl, Lake Forest, IL 60045 Property Records

Lake County property record for 972 Beverly Pl, Lake Forest, IL 60045

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,995 sqft · built 1965
Lot Size	0.515 acres (22,438 sqft)
Owner	2 Individual Names on Record
Last Sale	$950,000 (Jul 2023)
Tax Bill	$16,287 (2024)
Deeds & Mortgages	Jul 2023 Sale & Mortgage Nov 2022 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`16-10-102-002`

Property Details

APN / Parcel Number

Primary APN	`16-10-102-002`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	14 Plumbing Fixtures
Stories	2 Stories
Building Area	2,995 sqft Living Area
Gross Area	4,869 sqft
1st Floor Area	1,476 sqft
2nd Floor Area	1,519 sqft
Upper Floors Area	1,519 sqft
Basement Area	1,391 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Frame
Roof Material	Wood Shingle
Lot Area	22,438 sqft (0.515 acres)
Garage Type	Attached
Garage Area	483 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	198 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	972 BEVERLY PL
City	LAKE FOREST
State	IL
Zip	60045-3907
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WHISPERING OAKS UNIT 5 LOT 39
Legal Subdivision	WHISPERING OAKS UNIT 5
Legal Lot Number	39
Legal Unit	5
Jurisdiction	LAKE IL
Township / Civil Division	MORAINE
Census Block Group	2
Census Block	2031
Census Tract	864602

Owner

Source: Lake County records, as of April 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	972 BEVERLY PL, LAKE FOREST, IL 60045-3907
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jul 7, 2023	Warranty Deed, Transfer · Conventional Mortgage PROPER RATE LLC
Nov 21, 2022	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK
Aug 12, 2020	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Aug 2, 2017	Warranty Deed, Transfer BAXTER CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 7, 2023 · Amount on Record
Deed Sale	Jul 7, 2023 · Amount on Record
Prior Sale	Aug 12, 2020 · Amount on Record
Deed Document Number	20237983441
Record Updated	Oct 29, 2026

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE IL
Recording Date	Jul 7, 2023
Property Address	972 BEVERLY PL, LAKE FOREST, IL 60045-3907
Document Number	0007983441
Map Reference	DOC 1006996
Instrument Date	Jul 7, 2023
Instrument	7983441
Transaction Type	Transfer
Record Updated	Jul 19, 2023
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$950.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	972 BEVERLY PL, LAKE FOREST, IL 60045-3907

Mortgage

Document Number	0007983442
Date	Jul 7, 2023
Instrument	7983442

Lender

Name	PROPER RATE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2053

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IL
Property Address	972 BEVERLY PL, LAKE FOREST, IL 60045-3907
Transaction Type	Mortgage
Record Updated	Dec 1, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	972 BEVERLY PL, LAKE FOREST, IL 60045-3907

Mortgage

Document Number	0007945599
Date	Nov 21, 2022
Instrument	7945599

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Nov 8, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE IL
Recording Date	Aug 12, 2020
Property Address	972 BEVERLY PL, LAKE FOREST, IL 60045-3907
Document Number	0007683335
Map Reference	DOC 1006996
Instrument Date	Jul 3, 2020
Instrument	7683335
Transaction Type	Transfer
Record Updated	Mar 17, 2022
Title Company	CHICAGO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$875.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	972 BEVERLY PL, LAKE FOREST, IL 60045-3907

Mortgage

Document Number	0007683337
Date	Aug 12, 2020
Instrument	7683337

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	2.62%
Type Change Date	Aug 1, 2027
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	4.62%
Index	1-Year LIBOR
Max Rate	7.62%

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE IL
Recording Date	Aug 2, 2017
Property Address	972 BEVERLY PL, LAKE FOREST, IL 60045-3907
Document Number	0007416587
Instrument Date	Jul 27, 2017
Instrument	7416587
Transaction Type	Transfer
Record Updated	Aug 15, 2017
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,333.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	972 BEVERLY PL LAKE FOREST IL 600453907, LAKE FOREST, IL 60045-3907

Mortgage

Document Number	7416588
Date	Aug 2, 2017
Instrument	7416588

Lender

Name	BAXTER CU
Type	Credit Union
Address	VERNON HILLS, IL 60061

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.62%

Tax Assessment & Valuation

Source: Lake County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Lake County
County Subdivision	Moraine Township
Municipality	Lake Forest City
Elementary School District	Lake Forest School District 67 (PK - 08)
Secondary School District	Lake Forest Community High School District 115 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$297,100 (+17.67%) Land $87,417 Building $209,683	$891,389 (+17.67%) Land $262,277 Building $629,112
2024	$16,287.00 (+6.06%)
2023	$15,357.00 (+5.52%)	$252,477 (-3.31%) Land $74,287 Building $178,190	$757,506 (-3.31%) Land $222,883 Building $534,623
2022	$14,554.00	$261,131 Land $81,609 Building $179,522	$783,471 Land $244,851 Building $538,620

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	12 in force
Nearby Flood Claims	15 (1982–2022)
Claims Outside the SFHA	7 of 15
Most Recent Claim	Jul 2022 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE FOREST serves 19,642 people · EPA ID IL0970800
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	21 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 109 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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