9719 E Ruff Ln, Chattaroy, WA 99003 Property Records

Spokane County property record for 9719 E Ruff Ln, Chattaroy, WA 99003 · Last verified June 2026

Property Summary

Property TypeSingle Family Home
Details1 bd · 1 ba · 432 sqft · built 2021
Lot Size10 acres (435,600 sqft)
OwnerIndividual Name on File
Last Sale$280,000 (Nov 2025)
Tax Bill$1,931 (2026)
Deeds & MortgagesNov 2025 Sale & Mortgage
Apr 2018 Sale
Flood ZoneZone X (minimal risk)
APN48053.9035

Property Details

APN / Parcel Number

Primary APN48053.9035

Interior

Bedrooms1 Bed
Full Baths1 Bath
Plumbing Fixtures4 Plumbing Fixtures
Total Rooms3 Rooms
Stories1 Story
Building Area432 sqft Living Area
1st Floor Area432 sqft

Exterior

Year BuiltBuilt 2021
Effective Year BuiltEffective 2021
Architectural StyleMobile Home
Exterior MaterialWood
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area435,600 sqft
Deck AreaDeck Area
Patio Area190 sqft
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemBaseboard
Heating FuelElectric

Location & Zoning

Street Address9719 E RUFF LN
CityCHATTAROY
StateWA
Zip99003-9726
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description05-28-44 SE1/4 OF NE1/4 OF SW1/4
Legal Range44
Legal Township28
Legal Section05
JurisdictionSPOKANE WA
Township / Civil DivisionCOLBERT
Census Block Group2
Census Block2021
Census Tract10201

Owner

Source: Spokane County records · APN 48053.9035

Assessment roll updated June 17, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address1015 E COZZA DR, SPOKANE, WA 99208-6642
Owner TypeIndividual
VestingUnmarried Man

Deeds, Mortgages & Sale History

DateDocument
Nov 21, 2025Warranty Deed, Transfer · Conventional Mortgage
GESA CU
Apr 27, 2018Warranty Deed, Transfer
FIRST AMERICAN TITLE

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleNov 21, 2025 · Amount on Record
Deed SaleNov 21, 2025 · Amount on Record
Prior SaleApr 27, 2018 · Amount on Record
Deed Document Number20257454650
Record UpdatedSep 20, 2026

November 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSPOKANE WA
Recording DateNov 21, 2025
Property Address9719 E RUFF LN, CHATTAROY, WA 99003-9726
Document Number0007454650
Map ReferenceMB 32 PG 59
Instrument DateNov 19, 2025
Instrument7454650
Transaction TypeTransfer
Record UpdatedJan 29, 2026
Title CompanyVESTAT TITLE AND ESCROW, VISTA TITLE & ESCROW

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$4,485.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1015 E COZZA DR, SPOKANE, WA 99208-6642
InvestorPossibly a Property Investor

Mortgage

Document Number0007454651
DateNov 21, 2025
Instrument7454651
Lender
NameGESA CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term301 Months
DueDec 01, 2050
Interest
Rate TypeAdjustable Rate
Rate7%
AdjustableAdjustable Rate Rider
Type Change DateDec 01, 2030
Change FrequencyAnnually
Min Rate At Change5%
Max Rate At Change12%
Index5-Year CMT
Margin5
Max Rate12%

April 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSPOKANE WA
Recording DateApr 27, 2018
Property Address9719 E RUFF LN, CHATTAROY, WA 99003-9726
Document Number0006702599
Instrument DateApr 25, 2018
Instrument6702599
Transaction TypeTransfer
Record UpdatedNov 21, 2018
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount Recorded
Tax$1,785.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address9719 E RUFF LN CHATTAROY WA 990039726, CHATTAROY, WA 99003-9726

Tax Assessment & Valuation

Source: Spokane County records · Assessment roll updated June 17, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateWashington
CountySpokane County
Unified School DistrictRiverside School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$1,931.00 (-29.14%)$242,900 (-25.54%) Land $122,000 Building $120,900$242,900 (-25.54%) Land $122,000 Building $120,900
2025$2,725.00 (+7.5%)$326,200 (+14.5%) Land $145,000 Building $181,200$326,200 (+14.5%) Land $145,000 Building $181,200
2024$2,535.00 (+13.32%)$284,900 (+25.89%) Land $107,200 Building $177,700$284,900 (+25.89%) Land $107,200 Building $177,700
2023$2,237.00 (+5.07%)$226,300 Land $84,400 Building $141,900$226,300 Land $84,400 Building $141,900
2022$2,129.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Spokane County (53063C), updated September 27, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskModerate
above 46% of the US · above 36% of Washington
Wildfire LikelihoodAbout 1 in 1,299 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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