Spokane County property record for 10404 E Ruff Ln, Chattaroy, WA 99003 · Last verified June 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2.5 ba · 1,904 sqft · built 2016 |
| Lot Size | 10 acres (436,036 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $670,000 (May 2022) |
| Tax Bill | $5,059 (2026) |
| Deeds & Mortgages | May 2022 Sale & Mortgage Nov 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 48054.9070 |
| Primary APN | 48054.9070 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,904 sqft Living Area |
| 1st Floor Area | 1,176 sqft |
| 2nd Floor Area | 728 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2016 |
| Architectural Style | Conventional |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 436,036 sqft |
| Garage Type | Detached |
| Garage Area | 1,496 sqft |
| Parking Spaces | 5 Parking Spaces |
| Patio Area | 60 sqft |
| Canopy | 340 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Gas |
| Street Address | 10404 E RUFF LN |
|---|---|
| City | CHATTAROY |
| State | WA |
| Zip | 99003-7822 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 05-28-44 PARCEL B OF RECORDED SURVEY AUDITORS #4137817 BK 78 PG 11 BEING A PTN OF SE1/4 |
| Legal Range | 44 |
| Legal Township | 28 |
| Legal Section | 05 |
| Jurisdiction | SPOKANE WA |
| Township / Civil Division | COLBERT |
| Census Block Group | 2 |
| Census Block | 2018 |
| Census Tract | 10201 |
Source: Spokane County records · APN 48054.9070
Assessment roll updated June 17, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 16610 N GREENBLUFF RD, COLBERT, WA 99005-9547 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 19, 2022 | Warranty Deed, Transfer · Conventional Mortgage HOMEBRIDGE FINANCIAL SERVICES INC |
| Nov 06, 2020 | Deed of Trust, Mortgage · VA Mortgage MOUNTAIN WEST BANK |
| Nov 06, 2020 | Deed of Trust, Mortgage · VA Mortgage MOUNTAIN WEST BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 19, 2022 · Amount on Record |
| Deed Sale | May 19, 2022 · Amount on Record |
| Prior Sale | Sep 14, 2016 |
| Deed Document Number | 20227208679 |
| Prior Transfer Date | Sep 09, 2016 |
| Prior Transfer Doc | 0006534725 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SPOKANE WA |
| Recording Date | May 19, 2022 |
| Property Address | 10404 E RUFF LN, CHATTAROY, WA 99003-7822 |
| Document Number | 0007208679 |
| Instrument Date | May 06, 2022 |
| Instrument | 7208679 |
| Transaction Type | Transfer |
| Record Updated | Nov 01, 2023 |
| Title Company | TRICO TITLE COMPANY, TICOR TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $11,031.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 10404 E RUFF LN, CHATTAROY, WA 99003-7822 |
| Investor | Possibly a Property Investor |
| Document Number | 0007208680 |
|---|---|
| Date | May 19, 2022 |
| Instrument | 7208680 |
| Name | HOMEBRIDGE FINANCIAL SERVICES INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPOKANE WA |
| Property Address | 10404 E RUFF LN, CHATTAROY, WA 99003-7822 |
| Transaction Type | Mortgage |
| Record Updated | Feb 07, 2021 |
| Title Company | SPOKANE COUNTY TITLE |
| Name | Verified Name |
|---|
| Document Number | 0006992063 |
|---|---|
| Date | Nov 06, 2020 |
| Instrument | 6992063 |
| Name | MOUNTAIN WEST BANK |
|---|---|
| Type | Bank |
| Address | COEUR D ALENE, ID 83814 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPOKANE WA |
| Property Address | 10404 E RUFF LN, CHATTAROY, WA 99003-7822 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | SPOKANE COUNTY TITLE |
| Name | Verified Name |
|---|
| Document Number | 0006992019 |
|---|---|
| Date | Nov 06, 2020 |
| Instrument | 6992019 |
| Name | MOUNTAIN WEST BANK |
|---|---|
| Type | Bank |
| Address | COEUR D ALENE, ID 83814 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2050 |
Source: Spokane County records · Assessment roll updated June 17, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Washington |
| County | Spokane County |
| Unified School District | Riverside School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,059.00 (+0.78%) | $579,070 (+15.89%) Land $122,070 Building $457,000 | $579,070 (+15.89%) Land $122,070 Building $457,000 |
| 2025 | $5,020.00 (+28.92%) | ||
| 2024 | $499,660 (+24.56%) Land $107,260 Building $392,400 | $499,660 (+24.56%) Land $107,260 Building $392,400 | |
| 2023 | $3,894.00 (+3.92%) | $401,150 Land $84,450 Building $316,700 | $401,150 Land $84,450 Building $316,700 |
| 2022 | $3,747.00 |
Source: FEMA National Flood Hazard Layer, Spokane County (53063C), updated September 27, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 40% of the US · above 32% of Washington |
|---|---|
| Wildfire Likelihood | About 1 in 1,887 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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