97173 Morgans Way, Yulee, FL 32097 Property Records

Nassau County property record for 97173 Morgans Way, Yulee, FL 32097

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 3,522 sqft · built 2005
Lot Size	0.664 acres (28,931 sqft)
Owner	2 Individual Names on Record
Last Sale	$388,500 (May 2007)
Tax Bill	$2,897 (2025)
Deeds & Mortgages	Mar 2026 Transfer
Flood Zone	Zone X (moderate risk)
APN	`43-3N-28-509B-0008-0000`

Property Details

APN / Parcel Number

Primary APN	`43-3N-28-509B-0008-0000`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,522 sqft Living Area
Gross Area	4,235 sqft
1st Floor Area	2,070 sqft
Upper Floors Area	1,097 sqft
Sunroom	Sunroom
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2010
Exterior Material	Combination
Construction Type	Wood
Roof Type	Cathedral/Clerestory
Roof Material	Metal
Lot Area	28,931 sqft (0.664 acres)
Garage Type	Attached
Garage Area	713 sqft

Exterior Amenities

Porch	Enclosed/Unfinished Porch
Porch Area	560 sqft
Deck Area	192 sqft
Patio Area	192 sqft
Shed	1 Shed
Shed Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	97173 MORGANS WAY
City	YULEE
State	FL
Zip	32097-2487
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF-1
Legal Description	LOT 8 IN OR 2769/1351 PIRATES WOOD 2 UNR
Legal Range	28E
Legal Township	03N
Legal Section	43
Legal Subdivision	PIRATES WOOD
Legal Lot Number	8
Jurisdiction	NASSAU FL
Township / Civil Division	YULEE
Census Block Group	1
Census Block	1016
Census Tract	50308

Owner

Source: Nassau County records, as of March 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	97173 MORGANS WAY, YULEE, FL 32097-2487
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 2, 2007 · Amount on Record
Deed Sale	May 2, 2007 · Amount on Record
Prior Sale	Nov 9, 2005 · Amount on Record
Deed Document Number	200714671
Deed Book / Page	1496 / 1101
Last Transfer Date	Feb 24, 2025
Transfer Doc	0000005069
Record Updated	Oct 29, 2026

March 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	NASSAU FL
Recording Date	Mar 10, 2026
Property Address	97173 MORGANS WAY, YULEE, FL 32097-2487
Document Number	0028521267
Book / Page	2852 / 1267
Map Reference	MB 93 PG 475
Instrument Date	Mar 9, 2026
Instrument	202645007158
Transaction Type	Transfer
Record Updated	Mar 25, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	97173 MORGANS WAY, YULEE, FL 32097-2487

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	97173 MORGANS WAY, YULEE, FL 32097-2487

Tax Assessment & Valuation

Source: Nassau County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Nassau County
Unified School District	Nassau County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,897.00 (+1.54%)	$234,085 (+2.9%)	$690,127 (+3.7%) Land $100,000 Building $590,127
2024	$2,853.00 (+1.6%) Homeowner's exemption Widower's exemption	$227,488 (+3%)	$665,515 (+3.76%) Land $100,000 Building $565,515
2023	$2,808.00 (+7.88%) Homeowner's exemption Widower's exemption	$220,862 (+3%)	$641,397 (+37.42%) Land $100,000 Building $541,397
2022	$2,603.00 Homeowner's exemption Widower's exemption	$214,429	$466,755 Land $60,000 Building $406,755

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 475 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	475 in force
Nearby Flood Claims	25 (2016–2024)
Claims Outside the SFHA	4 of 25
Most Recent Claim	Sep 2024 · Hurricane Helene
Claims by Event	Hurricane Irma, Sep 2017 · 3 claims Hurricane Matthew, Oct 2016 · 17 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 50% of the US · lower than 79% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEA: LOFTON OAKS GRID private · serves 24,318 people · EPA ID FL2454338
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 134 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20