9710 Bending Oak Dr, Midlothian, VA 23112 Property Records

Chesterfield County property record for 9710 Bending Oak Dr, Midlothian, VA 23112

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,165 sqft · built 1971
Lot Size	1.18 acres (51,401 sqft)
Owner	Individual Name on Record
Last Sale	$389,000 (Mar 2024)
Tax Bill	$3,113 (2026)
Deeds & Mortgages	May 2026 Mortgage Mar 2024 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`09202040C00A009`

Property Details

APN / Parcel Number

Primary APN	`09202040C00A009`
Alternative APNs	`735-66-44-91-700-000` `389638001` `473099000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	3 Stories
Building Area	2,165 sqft Finished Area
1st Floor Area	840 sqft
Utility Area	288 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Architectural Style	Traditional
Exterior Material	Wood Siding
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	51,401 sqft (1.18 acres)
Lot Width	1,179 ft Width

Exterior Amenities

Pool Type	In-Ground Vinyl Pool
Porch	Slab
Porch Area	16 sqft
Deck Area	233 sqft
Patio Area	123 sqft
Balcony Area	25 sqft
Shed	1 Shed
Shed Area	288 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	473099000
Street Address	9710 BENDING OAK DR
City	MIDLOTHIAN
State	VA
Zip	23112-1308
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R15 - SING
Legal Description	CLOVER HILL FMS LPT9&10BK A SC
Legal Subdivision	CLOVER HILL FARMS
Legal Block	A
Legal Lot Number	9
Jurisdiction	CHESTERFIELD VA
Township / Civil Division	MATOACA
Census Block Group	1
Census Block	1013
Census Tract	101013

Owner

Source: Chesterfield County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	9710 BENDING OAK DR, MIDLOTHIAN, VA 23112-1308
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 14, 2026	Deed of Trust, Mortgage · FHA Mortgage NEST HOME LENDING LLC
Mar 4, 2024	Warranty Deed, Transfer · FHA Mortgage FIRST COMMUNITY MORTGAGE INC
Oct 18, 2023	Deed of Trust, Mortgage · Stand-Alone First Mortgage 3RD PARTY INDIVIDUAL
Jul 12, 2017	Warranty Deed, Transfer · Conventional Mortgage MOVEMENT MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 4, 2024 · Amount on Record
Deed Sale	Mar 4, 2024 · Amount on Record
Prior Sale	Jul 12, 2017 · Amount on Record
Deed Document Number	20245966
Deed Book / Page	14494 / 660
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESTERFIELD VA
Recording Date	May 14, 2026
Property Address	9710 BENDING OAK DR, MIDLOTHIAN, VA 23112-1308
Document Number	0000017350
Book / Page	15248 / 1
Instrument Date	Apr 10, 2026
Instrument	202617350
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	SOURCEPOINT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety, 298
Address	9710 BENDING OAK DR, MIDLOTHIAN, VA 23112-1308

Mortgage

Document Number	0000017350,
Date	May 14, 2026
Book Page	15248/1
Instrument	202617350

Lender

Name	NEST HOME LENDING LLC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate	5.63%
Max Rate	-1%

March 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESTERFIELD VA
Recording Date	Mar 4, 2024
Property Address	9710 BENDING OAK DR, MIDLOTHIAN, VA 23112-1308
Document Number	014494-660
Book / Page	14494 / 660
Instrument Date	Feb 16, 2024
Instrument	2024005966
Transaction Type	Transfer
Record Updated	Mar 21, 2024
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9710 BENDING OAK DR, MIDLOTHIAN, VA 23112-1308

Mortgage

Document Number	2024005967
Date	Mar 4, 2024
Instrument	2024005967

Lender

Name	FIRST COMMUNITY MORTGAGE INC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Mortgage

Document Number	014494-680
Date	Mar 4, 2024
Book Page	14494/680
Instrument	2024005968

Lender

Name	FIRST COMMUNITY MORTGAGE INC

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Apr 1, 2034

Interest

Rate Type	Fixed Rate

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESTERFIELD VA
Property Address	9710 BENDING OAK DR, MIDLOTHIAN, VA 23112-1308
Transaction Type	Mortgage
Record Updated	Nov 1, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	014398-153
Date	Oct 18, 2023
Book Page	14398/153
Instrument	2023031659

Lender

Name	3RD PARTY INDIVIDUAL
Type	Private Party

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	6 Months
Due	Apr 13, 2024

Interest

Rate Type	Fixed Rate
Rate	8.5%

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESTERFIELD VA
Recording Date	Jul 12, 2017
Property Address	9710 BENDING OAK DR, MIDLOTHIAN, VA 23112-1308
Document Number	11683626
Book / Page	011683 / 000626
Instrument Date	Jul 10, 2017
Instrument	27274
Transaction Type	Transfer
Record Updated	Feb 16, 2021
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$228.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9710 BENDING OAK DR MIDLOTHIAN VA 231121308, MIDLOTHIAN, VA 23112-1308

Mortgage

Document Number	11683630
Date	Jul 12, 2017
Book Page	011683/000630
Instrument	27275

Lender

Name	MOVEMENT MTG
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 11, 2047

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Chesterfield County assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Chesterfield County
Unified School District	Chesterfield County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,113.00 (+8.17%)	$347,000 (+7.66%) Land $76,600 Building $270,400	$347,000 (+7.66%) Land $76,600 Building $270,400
2025		$322,300 (+2.77%) Land $74,600 Building $247,700	$322,300 (+2.77%) Land $74,600 Building $247,700
2023	$2,878.00	$313,600 Land $71,600 Building $242,000	$313,600 Land $71,600 Building $242,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHESTERFIELD CO CENTRAL WATER SYSTEM serves 389,897 people · EPA ID VA4041845
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

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