9700 Bending Oak Dr, Midlothian, VA 23112 Property Records

Chesterfield County property record for 9700 Bending Oak Dr, Midlothian, VA 23112

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,144 sqft · built 1977
Lot Size	1.4 acres (61,332 sqft)
Owner	2 Company Names on Record
Last Sale	$386,000 (Dec 2021)
Tax Bill	$3,924 (2026)
Deeds & Mortgages	Sep 2025 Transfer Dec 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`09202040C00A008`

Property Details

APN / Parcel Number

Primary APN	`09202040C00A008`
Alternative APNs	`735-66-45-44-200-000` `437280000` `494081000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,144 sqft Finished Area
1st Floor Area	168 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Architectural Style	Traditional
Exterior Material	Brick Veneer
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	61,332 sqft (1.4 acres)
Lot Width	1,408 ft Width
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	168 sqft
Deck Area	342 sqft
Patio Area	700 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	494081000
Street Address	9700 BENDING OAK DR
City	MIDLOTHIAN
State	VA
Zip	23112-1308
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R15 - SING
Legal Description	CLOVER HILL FMS L 8 BK A SEC C
Legal Subdivision	CLOVER HILL FARMS
Legal Block	A
Legal Lot Number	8
Jurisdiction	CHESTERFIELD VA
Township / Civil Division	MATOACA
Census Block Group	1
Census Block	1013
Census Tract	101013

Owner

Source: Chesterfield County records, as of June 22, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Company Names on Record
Mailing Address	9700 BENDING OAK DR, MIDLOTHIAN, VA 23112-1308
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Sep 9, 2025	Intrafamily Transfer, Transfer
Dec 13, 2021	Warranty Deed, Transfer · Conventional Mortgage BAYPORT CREDIT UNION
Jan 8, 2019	Deed of Trust, Mortgage · Conventional Mortgage ARGENT FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 13, 2021 · Amount on Record
Deed Sale	Dec 13, 2021 · Amount on Record
Deed Document Number	202178209
Deed Book / Page	13771 / 243
Last Transfer Date	Sep 3, 2025
Transfer Doc	0014998-91
Record Updated	Sep 20, 2026

September 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CHESTERFIELD VA
Recording Date	Sep 9, 2025
Property Address	9700 BENDING OAK DR, MIDLOTHIAN, VA 23112-1308
Document Number	0014998-91
Book / Page	14998 / 91
Instrument Date	Sep 3, 2025
Instrument	250030643
Transaction Type	Transfer
Record Updated	Oct 3, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9700 BENDING OAK DR, MIDLOTHIAN, VA 23112-1308

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Living Trust
Address	9700 BENDING OAK DR, MIDLOTHIAN, VA 23112-1308

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESTERFIELD VA
Recording Date	Dec 13, 2021
Property Address	9700 BENDING OAK DR, MIDLOTHIAN, VA 23112-1308
Document Number	013771-243
Book / Page	13771 / 243
Instrument Date	Dec 7, 2021
Instrument	2021078209
Transaction Type	Transfer
Record Updated	Sep 6, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9700 BENDING OAK DR, MIDLOTHIAN, VA 23112-1308

Mortgage

Document Number	2021078210
Date	Dec 13, 2021
Instrument	2021078210

Lender

Name	BAYPORT CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESTERFIELD VA
Property Address	9700 BENDING OAK DR, MIDLOTHIAN, VA 23112-1308
Document Number	12199992
Instrument Date	Jan 8, 2019
Transaction Type	Mortgage
Record Updated	Jan 29, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	12199992
Date	Jan 14, 2019
Book Page	012199/000992
Instrument	1412

Lender

Name	ARGENT FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jan 13, 2029

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Chesterfield County assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Chesterfield County
Unified School District	Chesterfield County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,924.00 (+7.54%)	$438,200 (+7.61%) Land $78,700 Building $359,500	$438,200 (+7.61%) Land $78,700 Building $359,500
2025	$3,649.00 (+9.09%)	$407,200 (+11.59%) Land $76,700 Building $330,500	$407,200 (+11.59%) Land $76,700 Building $330,500
2023	$3,345.00	$364,900 Land $73,700 Building $291,200	$364,900 Land $73,700 Building $291,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHESTERFIELD CO CENTRAL WATER SYSTEM serves 389,897 people · EPA ID VA4041845
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

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