971 Wilcox St, Hammond, IN 46320 Property Records

Lake County property record for 971 Wilcox St, Hammond, IN 46320

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 2,616 sqft · built 1890
Lot Size	0.147 acres (6,380 sqft)
Owner	Individual Name on Record
Last Sale	$92,500 (Sep 2019)
Tax Bill	$1,484 (2024)
Deeds & Mortgages	Jul 2026 Mortgage Sep 2019 Foreclosure + 1 more
Flood Zone	Zone X (minimal risk)
APN	`007-26-36-0139-0027`

Property Details

APN / Parcel Number

Primary APN	`007-26-36-0139-0027`
Alternative APNs	`45-03-31-177-054.000-023` `263601390027`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,616 sqft Living Area
Gross Area	3,524 sqft
1st Floor Area	908 sqft
Basement Area	908 sqft

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1990
Construction Type	Frame
Roof Material	Asphalt
Lot Area	6,380 sqft (0.147 acres)
Lot Dimensions	110 ft deep x 58 ft wide
View / Lot	Alley
Garage Area	800 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	971 WILCOX ST
City	HAMMOND
State	IN
Zip	46320-1352
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	STAFFORD & TRANKLES GROVE ADD. ALL L.73 ALL L.74
Legal Subdivision	STAFFORD & TRANKLES GROVE ADD
Legal Lot Number	73
Jurisdiction	LAKE IN
Township / Civil Division	NORTH
Census Block Group	4
Census Block	4001
Census Tract	20500

Owner

Source: Lake County records, as of August 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	971 WILCOX ST, HAMMOND, IN 46320-1352
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 29, 2026	Deed of Trust, Mortgage · FHA Mortgage SERVICELINK
Sep 10, 2019	Trustee's Deed, Foreclosure · FHA Mortgage ACADEMY MORTGAGE CORP
May 10, 2019	Warranty Deed, Transfer INDIANA TITLE NETWORK COMPANY, INDIANA TITLE NETWORK CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 10, 2019 · Amount on Record
Deed Sale	Sep 10, 2019 · Amount on Record
Prior Sale	May 10, 2019
Deed Document Number	201961450
Prior Transfer Date	Sep 9, 2019
Prior Transfer Doc	0000061450
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IN
Recording Date	Jul 29, 2026
Property Address	971 WILCOX ST, HAMMOND, IN 46320-1352
Document Number	0000531969
Instrument Date	Jun 22, 2026
Instrument	2026531969
Transaction Type	Mortgage
Record Updated	Aug 14, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	971 WILCOX ST, HAMMOND, IN 46320-1352

Mortgage

Document Number	0000531969,
Date	Jul 29, 2026
Instrument	2026531969

Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	279 Months
Due	Oct 1, 2049

Interest

Rate	6.51%
Max Rate	-1%

September 2019: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	LAKE IN
Recording Date	Sep 10, 2019
Property Address	971 WILCOX ST, HAMMOND, IN 46320-1352
Document Number	0000061450
Map Reference	MB 5 PG 20
Instrument Date	Sep 9, 2019
Instrument	2019 061450
Transaction Type	Foreclosure
Record Updated	Dec 30, 2021
Title Company	INDIANA TITLE NETWORK CO

Transaction

Tax	$0.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	971 WILCOX ST, HAMMOND, IN 46320-1352

Mortgage

Document Number	0000061451
Date	Sep 10, 2019
Instrument	2019 061451

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2049

Mortgage

Document Number	0000061452
Date	Sep 10, 2019
Instrument	2019 061452

Lender

Name	INDIANA HOUSING & COMMUNITY DEVELOPMENT
Type	Government Agency
Address	HAMMOND, IN 46320

Agreement

Amount	Amount Recorded
Term	24 Months
Due	Sep 9, 2021

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE IN
Recording Date	May 10, 2019
Property Address	971 WILCOX ST, HAMMOND, IN 46320-1352
Document Number	0000027402
Instrument Date	May 9, 2019
Instrument	27402
Transaction Type	Transfer
Record Updated	Dec 8, 2020
Title Company	INDIANA TITLE NETWORK COMPANY, INDIANA TITLE NETWORK CO

Transaction

Amount	Amount Recorded
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Corporate Trust
Address	9800 CONNECTICUT DR #B2-900 CROWN POINT IN 463077840, B2-900, CROWN POINT, IN 46307-7840

Tax Assessment & Valuation

Source: Lake County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Lake County
County Subdivision	North Township
Municipality	Hammond City
Unified School District	Hammond School City (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$130,700 (+16.07%) Land $21,800 Building $108,900	$130,700 (+16.07%) Land $21,800 Building $108,900
2024	$1,484.00 (+12.42%)
2023		$112,600 (+5.43%) Land $23,900 Building $88,700	$112,600 (+5.43%) Land $23,900 Building $88,700
2022	$1,320.00 (-5.58%) Homeowner's exemption	$106,800 Land $23,900 Building $82,900	$106,800 Land $23,900 Building $82,900
2021	$1,398.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 16, 2024

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HAMMOND WATER WORKS DEPARTMENT serves 78,384 people · EPA ID IN5245020
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2020
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 593 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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