965 Wilcox St, Hammond, IN 46320 Property Records

Lake County property record for 965 Wilcox St, Hammond, IN 46320

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 2,016 sqft · built 1910
Lot Size	0.096 acres (4,180 sqft)
Owner	2 Individual Names on File
Last Sale	$70,323 (Mar 2026)
Tax Bill	$2,396 (2024)
Deeds & Mortgages	Mar 2026 Mortgage Jan 2026 Transfer
Flood Zone	Zone X (minimal risk)
APN	`007-26-36-0139-0029`

Property Details

APN / Parcel Number

Primary APN	`007-26-36-0139-0029`
Alternative APNs	`45-03-31-177-053.000-023` `263601390029`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,016 sqft Living Area
Gross Area	3,010 sqft
1st Floor Area	1,008 sqft
Basement Area	994 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1990
Construction Type	Frame
Roof Material	Asphalt
Lot Area	4,180 sqft (0.096 acres)
Lot Dimensions	110 ft deep x 38 ft wide
View / Lot	Alley
Garage Area	1,008 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	965 WILCOX ST
City	HAMMOND
State	IN
Zip	46320-1352
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	STAFFORD & TRANKLES GROVE ADD. L.75 & E.1/2 L.76 E2. L.76
Legal Subdivision	STAFFORD & TRANKLES
Legal Lot Number	75
Jurisdiction	LAKE IN
Township / Civil Division	NORTH
Census Block Group	4
Census Block	4001
Census Tract	20500

Owner

965 Wilcox St is owned and occupied by two individuals who bought it in March 2026.

Source: Lake County records, as of June 30, 2026

Owner of Record	2 Individual Names on File
Mailing Address	965 WILCOX ST, HAMMOND, IN 46320-1352
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	His Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 3, 2026	Warranty Deed, Transfer · Conventional Mortgage CME LENDING GROUP LLC
Jan 27, 2026	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 3, 2026 · Amount on File
Deed Sale	Mar 3, 2026 · Amount on File
Prior Sale	Jan 27, 2026
Deed Document Number	2026508541
Prior Transfer Date	Jan 26, 2026
Prior Transfer Doc	0000003492
Record Updated	Oct 29, 2026

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE IN
Recording Date	Mar 3, 2026
Property Address	965 WILCOX ST, HAMMOND, IN 46320-1352
Document Number	0000008541
Map Reference	MB 5 PG 20
Instrument Date	Feb 27, 2026
Instrument	2026-508541
Transaction Type	Transfer
Record Updated	Mar 26, 2026
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	985 WILCOX ST, HAMMOND, IN 46320-1352

Mortgage

Document Number	0000008542
Date	Mar 3, 2026
Instrument	2026-508542

Lender

Name	CME LENDING GROUP LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2056

January 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LAKE IN
Recording Date	Jan 27, 2026
Property Address	965 WILCOX ST, HAMMOND, IN 46320-1352
Document Number	0000003492
Map Reference	MB 5 PG 20
Instrument Date	Jan 26, 2026
Instrument	2026-503492
Transaction Type	Transfer
Record Updated	Feb 9, 2026

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	965 WILCOX ST, HAMMOND, IN 46320-1352

Tax Assessment & Valuation

Source: Lake County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Lake County
County Subdivision	North Township
Municipality	Hammond City
Unified School District	Hammond School City (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$113,300 (+11.63%) Land $16,000 Building $97,300	$113,300 (+11.63%) Land $16,000 Building $97,300
2024	$2,396.00	$101,500 (+18.3%) Land $16,000 Building $85,500	$101,500 (+18.3%) Land $16,000 Building $85,500
2023		$85,800 (+5.67%) Land $15,700 Building $70,100	$85,800 (+5.67%) Land $15,700 Building $70,100
2022	$2,176.00	$81,200 Land $15,700 Building $65,500	$81,200 Land $15,700 Building $65,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 965 Wilcox St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 16, 2024

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 965 Wilcox St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HAMMOND WATER WORKS DEPARTMENT serves 78,384 people · EPA ID IN5245020
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2020
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 593 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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