Brevard County property record for 971 Tope St, Cocoa, FL 32927
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,176 sqft · built 1980 |
| Lot Size | 0.17 acres (7,405 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $195,000 (Oct 2019) |
| Tax Bill | $3,330 (2025) |
| Deeds & Mortgages | Nov 2022 Mortgage Oct 2019 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 23-35-13-02-22-6 |
| Primary APN | 23-35-13-02-22-6 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,176 sqft Living Area |
| Gross Area | 1,620 sqft |
| 1st Floor Area | 1,176 sqft |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 2014 |
| Exterior Material | Stucco |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 7,405 sqft (0.17 acres) |
| Lot Dimensions | 100 ft deep x 75 ft wide |
| Garage Type | Attached |
| Garage Area | 270 sqft |
| Porch | Finished/Open Porch |
| Porch Area | 174 sqft |
| Patio Area | 159 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 2302353 |
|---|---|
| Street Address | 971 TOPE ST |
| City | COCOA |
| State | FL |
| Zip | 32927-5137 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RU19 |
| Legal Description | NORTH PORT ST JOHN UNIT 3 LOT 6 BLK 22 |
| Legal Range | 35E |
| Legal Township | 23S |
| Legal Section | 13 |
| Legal Subdivision | NORTH PORT ST JOHN UNIT 3 |
| Legal Block | 22 |
| Legal Lot Number | 6 |
| Legal Unit | 3 |
| Jurisdiction | BREVARD FL |
| Township / Civil Division | COCOA-ROCKLEDGE |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 62106 |
Source: Brevard County records, as of August 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 971 TOPE ST, COCOA, FL 32927-5137 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 7, 2022 | Deed of Trust, Mortgage · VA Mortgage CALIBER HOME LOANS INC |
| Oct 22, 2019 | Grant Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS |
| Jun 7, 2019 | Warranty Deed, Transfer FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE/FL INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 22, 2019 · Amount on Record |
| Deed Sale | Oct 22, 2019 · Amount on Record |
| Prior Sale | Jun 7, 2019 · Amount on Record |
| Deed Document Number | 2019231185 |
| Deed Book / Page | 8569 / 2068 |
| Prior Transfer Date | Nov 16, 2002 |
| Prior Transfer Doc | 4764001881 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BREVARD FL |
| Property Address | 971 TOPE ST, COCOA, FL 32927-5137 |
| Transaction Type | Mortgage |
| Record Updated | Nov 23, 2022 |
| Name | Verified Name |
|---|---|
| Address | 971 TOPE ST, COCOA, FL 32927-5137 |
| Document Number | 0096520366 |
|---|---|
| Date | Nov 7, 2022 |
| Book Page | 9652/366 |
| Instrument | 2022264695 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | OKLAHOMA CITY, OK 73134 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 324 Months |
| Due | Nov 1, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | BREVARD FL |
| Recording Date | Oct 22, 2019 |
| Property Address | 971 TOPE ST, COCOA, FL 32927-5137 |
| Document Number | 0085692068 |
| Book / Page | 008569 / 002068 |
| Instrument Date | Oct 15, 2019 |
| Instrument | 231185 |
| Transaction Type | Transfer |
| Record Updated | Dec 2, 2019 |
| Title Company | BELLA TITLE AND ESCROW INC, BELLA TITLE & ESCROW INC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,365.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 971 TOPE ST COCOA FL 329275137, COCOA, FL 32927-5137 |
| Document Number | 85692070 |
|---|---|
| Date | Oct 22, 2019 |
| Book Page | 008569/002070 |
| Instrument | 231186 |
| Name | VETERANS UNITED HM LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | COLUMBIA, MO 65203 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 21, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BREVARD FL |
| Recording Date | Jun 7, 2019 |
| Property Address | 971 TOPE ST, COCOA, FL 32927-5137 |
| Document Number | 0084581783 |
| Book / Page | 008458 / 001783 |
| Instrument Date | Jun 5, 2019 |
| Instrument | 123597 |
| Transaction Type | Transfer |
| Record Updated | Jul 8, 2019 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE/FL INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $525.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 4717 N PAULINA ST CHICAGO IL 606404405, CHICAGO, IL 60640-4405 |
Source: Brevard County assessment roll, as of August 18, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Brevard County |
| Unified School District | Brevard County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $216,370 (-0.37%) | $216,370 (-0.37%) | |
| 2025 | $3,330.00 (+11.3%) | $217,170 (+2.92%) Land $56,000 Building $161,170 | $217,170 (+2.92%) Land $56,000 Building $161,170 |
| 2023 | $2,992.00 (+14.07%) | $211,010 (+14.03%) Land $56,000 Building $155,010 | $211,010 (+14.03%) Land $56,000 Building $155,010 |
| 2022 | $2,623.00 | $185,040 Land $46,000 Building $139,040 | $185,040 Land $46,000 Building $139,040 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 14 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 14 in force |
| Nearby Flood Claims | 3 (2008–2017) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF COCOA serves 294,039 people · EPA ID FL3050223 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2024 |
| Lead | 2 ppb (2022) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 268 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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