Brevard County property record for 965 Tope St, Cocoa, FL 32927
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,215 sqft · built 1985 |
| Lot Size | 0.17 acres (7,405 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $169,900 (May 2019) |
| Tax Bill | $3,529 (2025) |
| Deeds & Mortgages | Nov 2022 Mortgage Nov 2020 Loan Modification + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 23-35-13-02-22-7 |
| Primary APN | 23-35-13-02-22-7 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,215 sqft Living Area |
| Gross Area | 1,539 sqft |
| 1st Floor Area | 1,215 sqft |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 2009 |
| Exterior Material | Brick |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 7,405 sqft (0.17 acres) |
| Lot Dimensions | 100 ft deep x 75 ft wide |
| View / Lot | Mainland |
| Garage Type | Attached |
| Garage Area | 324 sqft |
| Porch | Enclosed Porch |
| Porch Area | 110 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 2302354 |
|---|---|
| Street Address | 965 TOPE ST |
| City | COCOA |
| State | FL |
| Zip | 32927-5137 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RU19 |
| Legal Description | NORTH PORT ST JOHN UNIT 3 LOT 7 BLK 22 |
| Legal Range | 35E |
| Legal Township | 23S |
| Legal Section | 13 |
| Legal Subdivision | NORTH PORT ST JOHN UNIT 3 |
| Legal Block | 22 |
| Legal Lot Number | 7 |
| Legal Unit | 3 |
| Jurisdiction | BREVARD FL |
| Township / Civil Division | COCOA-ROCKLEDGE |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 62106 |
Source: Brevard County records, as of August 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 965 TOPE ST, COCOA, FL 32927-5137 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 14, 2022 | Deed of Trust, Mortgage · VA Mortgage CALIBER HOME LOANS INC |
| Nov 1, 2020 | Loan Modification, Mortgage · VA Mortgage CALIBER HM LOANS |
| May 1, 2019 | Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC |
| May 2, 2019 | Warranty Deed, Transfer FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE/FL INC |
| Aug 2, 2017 | Deed of Trust, Mortgage · VA Mortgage VETERANS UNITED HM LNS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 1, 2019 · Amount on Record |
| Deed Sale | May 1, 2019 · Amount on Record |
| Prior Sale | Apr 15, 2015 · Amount on Record |
| Deed Document Number | 201992052 |
| Deed Book / Page | 8427 / 2096 |
| Prior Transfer Date | Oct 3, 1996 |
| Prior Transfer Doc | 3611002225 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BREVARD FL |
| Property Address | 965 TOPE ST, COCOA, FL 32927-5137 |
| Transaction Type | Mortgage |
| Record Updated | Nov 30, 2022 |
| Name | Verified Name |
|---|---|
| Address | 965 TOPE ST, COCOA, FL 32927-5137 |
| Document Number | 0096541109 |
|---|---|
| Date | Nov 14, 2022 |
| Book Page | 9654/1109 |
| Instrument | 2022266915 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | OKLAHOMA CITY, OK 73134 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 318 Months |
| Due | May 1, 2049 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | BREVARD FL |
| Property Address | 965 TOPE ST, COCOA, FL 32927-5137 |
| Document Number | 0089572549 |
| Instrument Date | Nov 1, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Mar 5, 2021 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 965 TOPE ST COCOA FL 329275137, COCOA, FL 32927-5137 |
| Document Number | 0089572549 |
|---|---|
| Date | Dec 21, 2020 |
| Book Page | 008957/002549 |
| Instrument | 285628 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | OKLAHOMA CITY, OK 73134 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 20, 2050 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.5% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BREVARD FL |
| Recording Date | May 1, 2019 |
| Property Address | 965 TOPE ST, COCOA, FL 32927-5137 |
| Document Number | 0084272096 |
| Book / Page | 8427 / 2096 |
| Map Reference | MB 23 PG 50-52 |
| Instrument Date | Apr 30, 2019 |
| Instrument | 2019092052 |
| Transaction Type | Transfer |
| Record Updated | Jul 2, 2021 |
| Title Company | FIDELITY NATL TTL OF FL INC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,189.30 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 11243 WINDSOR PLACE CIR, 11243, TAMPA, FL 33626-2688 |
| Name | Verified Name |
|---|---|
| Address | 965 TOPE STREER, COCOA, FL 32927-5137 |
| Document Number | 2019092053 |
|---|---|
| Date | May 1, 2019 |
| Instrument | 2019092053 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BREVARD FL |
| Recording Date | May 2, 2019 |
| Property Address | 965 TOPE ST, COCOA, FL 32927-5137 |
| Document Number | 0084282729 |
| Book / Page | 008428 / 002729 |
| Instrument Date | Apr 30, 2019 |
| Instrument | 93221 |
| Transaction Type | Transfer |
| Record Updated | Jun 4, 2019 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE/FL INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $139.30 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | PO BOX 824 MIMS FL 327540824, MIMS, FL 32754-0824 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BREVARD FL |
| Property Address | 965 TOPE ST, COCOA, FL 32927-5137 |
| Document Number | 0079551334 |
| Book / Page | 007955 / 001334 |
| Instrument Date | Aug 2, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 22, 2017 |
| Name | Verified Name |
|---|---|
| Address | 965 TOPE ST COCOA FL 329275137, COCOA, FL 32927-5137 |
| Document Number | 0079551334 |
|---|---|
| Date | Aug 8, 2017 |
| Book Page | 007955/001334 |
| Instrument | 165141 |
| Name | VETERANS UNITED HM LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | COLUMBIA, MO 65203 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 7, 2047 |
Source: Brevard County assessment roll, as of August 18, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Brevard County |
| Unified School District | Brevard County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $225,630 (-0.45%) | $225,630 (-0.45%) | |
| 2025 | $3,529.00 (+11.11%) | $226,650 (+3.34%) Land $56,000 Building $170,650 | $226,650 (+3.34%) Land $56,000 Building $170,650 |
| 2023 | $3,176.00 (+9.9%) | $219,320 (+4.32%) Land $56,000 Building $163,320 | $219,320 (+4.32%) Land $56,000 Building $163,320 |
| 2022 | $2,890.00 | $210,240 Land $46,000 Building $164,240 | $210,240 Land $46,000 Building $164,240 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 14 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 14 in force |
| Nearby Flood Claims | 3 (2008–2017) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF COCOA serves 294,039 people · EPA ID FL3050223 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2024 |
| Lead | 2 ppb (2022) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 268 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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