971 Summit Rd, Towanda, PA 18848 Property Records

Bradford County property record for 971 Summit Rd, Towanda, PA 18848

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · built 1973
Lot Size	9.78 acres (426,017 sqft)
Owner	Individual Name on Record
Last Sale	$215,000 (Oct 2019)
Tax Bill	$4,273 (2026)
Deeds & Mortgages	Mar 2021 Mortgage Oct 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`51-073.00-133-000-000`

Property Details

APN / Parcel Number

Primary APN	`51-073.00-133-000-000`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Half Baths	2 Half Baths
Total Rooms	6 Rooms
Stories	1 Story
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Architectural Style	Ranch
Lot Area	426,017 sqft (9.78 acres)

Location & Zoning

Street Address	971 SUMMIT RD
City	TOWANDA
State	PA
Zip	18848-8318
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HOUSE W/ATTD GAR & SHED
Jurisdiction	BRADFORD PA
Township / Civil Division	NORTH TOWANDA
Census Block Group	3
Census Block	3032
Census Tract	950900

Owner

Source: Bradford County records, as of April 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	971 SUMMIT RD, TOWANDA, PA 18848-8318
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage RESIDENTIAL MORTGAGE SERVICES
Oct 8, 2019	Deed, Transfer · Conventional Mortgage RESIDENTIAL MORTGAGE SERVICES

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 8, 2019 · Amount on Record
Deed Sale	Oct 8, 2019 · Amount on Record
Deed Document Number	20199538
Prior Transfer Date	Oct 4, 2019
Prior Transfer Doc	0201909538
Record Updated	Jun 8, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BRADFORD PA
Property Address	971 SUMMIT RD, TOWANDA, PA 18848-8318
Transaction Type	Mortgage
Record Updated	Aug 29, 2022
Title Company	FIRST ABSTRACT AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202103131
Date	Mar 23, 2021
Instrument	202103131

Lender

Name	RESIDENTIAL MORTGAGE SERVICES
Type	Mortgage Company
Address	SOUTH PORTLAND, ME 04106

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

October 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	BRADFORD PA
Recording Date	Oct 8, 2019
Property Address	971 SUMMIT RD, TOWANDA, PA 18848-8318
Document Number	0201909538
Instrument Date	Oct 4, 2019
Instrument	201909538
Transaction Type	Transfer
Record Updated	Aug 29, 2022
Title Company	NOT AVAILABLE, DBA 1ST ABSTRACT AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	907 SUMMIT RD, 907, TOWANDA, PA 18848-8318

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	971 SUMMIT RD, TOWANDA, PA 18848-8318

Mortgage

Document Number	0201909539
Date	Oct 8, 2019
Instrument	201909539

Lender

Name	RESIDENTIAL MORTGAGE SERVICES
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2049

Tax Assessment & Valuation

Source: Bradford County assessment roll, as of April 27, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Bradford County
County Subdivision	North Towanda Township
Unified School District	Towanda Area School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,273.00 (+3.21%)	$62,650 (-)
2025	$4,140.00 (+0.75%)	$62,650 (-)
2024	$4,109.00	$62,650
1999			$125,259

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2011)
Most Recent Claim	Sep 2011 · Tropical Storm Lee

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Summit Rd

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