1025 Summit Rd, Towanda, PA 18848 Property Records

Bradford County property record for 1025 Summit Rd, Towanda, PA 18848

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · built 2013
Lot Size	2.24 acres (97,574 sqft)
Owner	Individual Name on Record
Last Sale	$2,229 (Mar 2018)
Tax Bill	$6,572 (2026)
Deeds & Mortgages	Aug 2023 Line of Credit Apr 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`51-073.00-133-002-000`

Property Details

APN / Parcel Number

Primary APN	`51-073.00-133-002-000`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Half Baths	2 Half Baths
Total Rooms	6 Rooms
Stories	2 Stories

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Architectural Style	Conventional
Lot Area	97,574 sqft (2.24 acres)

Location & Zoning

Street Address	1025 SUMMIT RD
City	TOWANDA
State	PA
Zip	18848-8842
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HOUSE, PLE GAR & LN TO
Jurisdiction	BRADFORD PA
Township / Civil Division	NORTH TOWANDA
Census Block Group	3
Census Block	3032
Census Tract	950900

Owner

Source: Bradford County records, as of April 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1025 SUMMIT RD, TOWANDA, PA 18848-8842
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 3, 2023	Deed of Trust, Mortgage · Line of Credit CITIZENS & NORTHERN BANK
Apr 20, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage CITIZENS & NORTHERN BANK
Aug 25, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage CITIZENS NATIONAL BANK TEXAS
Mar 19, 2018	Deed, Transfer · Line of Credit CITIZENS & NORTHERN BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 19, 2018 · Amount on Record
Deed Sale	Mar 19, 2018 · Amount on Record
Deed Document Number	20184102
Last Transfer Date	Apr 14, 2022
Transfer Doc	0202204174
Record Updated	Sep 20, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BRADFORD PA
Property Address	1025 SUMMIT RD, TOWANDA, PA 18848-8842
Transaction Type	Mortgage
Record Updated	Aug 16, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202307548
Date	Aug 3, 2023
Instrument	202307548

Lender

Name	CITIZENS & NORTHERN BANK
Type	Bank
Address	WELLSBORO, PA 16901

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	299 Months
Due	Jul 1, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BRADFORD PA
Recording Date	Apr 20, 2022
Property Address	1025 SUMMIT RD, TOWANDA, PA 18848-8842
Document Number	0202204174
Map Reference	MAP8673 DR51 MAP143
Instrument Date	Apr 14, 2022
Instrument	202204174
Transaction Type	Transfer
Record Updated	Apr 27, 2022
Title Company	FIRST ABSTRACT AGENCY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1025 SUMMIT RD, TOWANDA, PA 18848-8842

Mortgage

Document Number	0202204175
Date	Apr 20, 2022
Instrument	202204175

Lender

Name	CITIZENS & NORTHERN BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

August 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BRADFORD PA
Recording Date	Aug 25, 2020
Property Address	1025 SUMMIT RD, TOWANDA, PA 18848-8842
Document Number	0202007832
Map Reference	DOC 201205048
Instrument Date	Jul 20, 2020
Instrument	202007832
Transaction Type	Transfer
Record Updated	Apr 12, 2022
Title Company	FIRST ABSTRACT AGENCY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1025 SUMMIT RD, TOWANDA, PA 18848-8842

Mortgage

Document Number	0202007833
Date	Aug 25, 2020
Instrument	202007833

Lender

Name	CITIZENS NATIONAL BANK TEXAS
Type	Private Party

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

March 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	BRADFORD PA
Recording Date	Mar 19, 2018
Property Address	1025 SUMMIT RD, TOWANDA, PA 18848-8842
Document Number	0201804102
Instrument Date	Feb 22, 2018
Instrument	201804102
Transaction Type	Transfer
Record Updated	Jul 11, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1025 SUMMIT RD, TOWANDA, PA 18848-8842

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1025 SUMMIT RD, TOWANDA, PA 18848-8842

Mortgage

Document Number	0201804103
Date	Mar 19, 2018
Instrument	201804103

Lender

Name	CITIZENS & NORTHERN BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Bradford County assessment roll, as of April 27, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Bradford County
County Subdivision	North Towanda Township
Unified School District	Towanda Area School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,572.00 (+3.22%)	$96,350 (-)
2025	$6,367.00 (+0.76%)	$96,350 (-)
2024	$6,319.00	$96,350 (-)
2023	$6,319.00	$96,350
1999			$192,654

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2011)
Most Recent Claim	Sep 2011 · Tropical Storm Lee

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000

May also be available: Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

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