Kane County property record for 971 Preston Ave, Elgin, IL 60120
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 936 sqft · built 1955 |
| Lot Size | 0.135 acres (5,882 sqft) |
| Owner | Individual Name on File |
| Last Sale | $115,000 (Nov 1999) |
| Tax Bill | $4,732 (2025) |
| Deeds & Mortgages | Sep 2026 Transfer Dec 2023 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-12-277-002 |
| Primary APN | 06-12-277-002 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 936 sqft Living Area |
| Gross Area | 1,872 sqft |
| 1st Floor Area | 936 sqft |
| Basement Area | 936 sqft |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1955 |
| Construction Type | Frame |
| Lot Area | 5,882 sqft (0.135 acres) |
| Garage Type | Detached |
| Parking Spaces | 1 Parking Space |
| Cooling System | HVAC |
|---|---|
| Water Source | Commercial |
| Street Address | 971 PRESTON AVE |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60120-3065 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LUDLOWS ADDN PART OF LOTS 9 & 10 EXCEPT SOUTH 1/3 & EXCEPT PART DESC IN DOC 913317 BOOK 2010/281 BLOCK 14 |
| Legal Subdivision | LUDLOWS ADDN |
| Legal Block | 3 |
| Legal Lot Number | 9,10 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 3 |
| Census Block | 3012 |
| Census Tract | 850800 |
971 Preston Ave is owned and occupied by an individual who acquired it in July 2026.
Source: Kane County records, as of September 11, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 971 PRESTON AVE, ELGIN, IL 60120-3065 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 1, 2026 | Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT |
| Dec 15, 2023 | Deed of Trust, Mortgage · FHA Mortgage JPMORGAN CHASE BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 10, 1999 · Amount on File |
| Deed Sale | Nov 10, 1999 · Amount on File |
| Deed Document Number | 1999107892 |
| Last Transfer Date | Jul 23, 2026 |
| Transfer Doc | 0000037926 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Sep 1, 2026 |
| Property Address | 971 PRESTON AVE, ELGIN, IL 60120-3065 |
| Document Number | 0000037926 |
| Instrument Date | Jul 23, 2026 |
| Instrument | 202637926 |
| Transaction Type | Transfer |
| Record Updated | Sep 11, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 971 PRESTON AVE, ELGIN, IL 60120-3065 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 971 PRESTON AVE, ELGIN, IL 60120-3065 |
| Transaction Type | Mortgage |
| Record Updated | Dec 22, 2023 |
| Name | Verified Name |
|---|---|
| Address | 971 PRESTON AVE, ELGIN, IL 60120-3065 |
| Investor | Possibly a Property Investor |
| Document Number | 0000043844 |
|---|---|
| Date | Dec 15, 2023 |
| Instrument | 2023K043844 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | MONROE, LA 71203 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 71 Months |
| Due | Nov 1, 2029 |
The 2025 property tax bill for 971 Preston Ave was $4,732.
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,732.00 Homeowner's exemption | $70,032 (+8.57%) Land $14,925 Building $55,107 | $210,180 (+8.57%) Land $44,793 Building $165,387 |
| 2024 | $64,504 Land $13,747 Building $50,757 | $193,589 Land $41,258 Building $152,332 | |
| 2022 | $4,087.00 (+4.9%) Homeowner's exemption | $53,136 (+6.96%) Land $11,324 Building $41,812 | $159,408 (+6.96%) Land $33,972 Building $125,436 |
| 2021 | $3,896.00 Homeowner's exemption | $49,678 Land $10,587 Building $39,091 | $149,034 Land $31,761 Building $117,273 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 971 Preston Ave in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2007.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (2007–2008) |
| Most Recent Claim | Sep 2008 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 971 Preston Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELGIN serves 114,797 people · EPA ID IL0894380 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 587 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| AT&T DSL · Fixed Wireless in parts of the area | 100 / 20 |
May also be available: T-Mobile.
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