1009 Preston Ave, Elgin, IL 60120 Property Records

Kane County property record for 1009 Preston Ave, Elgin, IL 60120

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 685 sqft · built 1920
Lot Size	0.99 acres (4,330 sqft)
Owner	2 Individual Names on Record
Last Sale	$130,000 (Jul 2019)
Tax Bill	$3,265 (2025)
Deeds & Mortgages	Jul 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-12-238-011`

Property Details

APN / Parcel Number

Primary APN	`06-12-238-011`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	685 sqft Living Area
Gross Area	1,090 sqft
1st Floor Area	685 sqft
Basement Area	405 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Construction Type	Frame
Foundation Type	Raised
Lot Area	4,330 sqft (0.99 acres)
Garage Type	Attached
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	1009 PRESTON AVE
City	ELGIN
State	IL
Zip	60120-2440
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LUDLOWS ADDN NORTH 50 FT LOT 11 & NORTH 50 FT WEST 30 FT LOT 12 BLOCK 9
Legal Subdivision	LUDLOWS ADDN
Legal Block	9
Legal Lot Number	11,12
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	3
Census Block	3000
Census Tract	850800

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1009 PRESTON AVE, ELGIN, IL 60120-2440
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 26, 2019 · Amount on Record
Deed Sale	Jul 26, 2019 · Amount on Record
Deed Document Number	201932823
Record Updated	Oct 29, 2026

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Jul 26, 2019
Property Address	1009 PRESTON AVE, ELGIN, IL 60120-2440
Document Number	0000032823
Instrument Date	Jul 17, 2019
Instrument	2019K032823
Transaction Type	Transfer
Record Updated	Aug 5, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$130.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1009 PRESTON AVE, 1009, ELGIN, IL 60120-2440

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1009 PRESTON AVE, ELGIN, IL 60120-2440

Mortgage

Document Number	0000032824
Date	Jul 26, 2019
Instrument	2019K032824

Lender

Name	MIDLAND STATES BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2049

Interest

Rate Type	Fixed Rate
Rate	4.87%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,265.00 (+15.74%) Homeowner's exemption	$50,799 (+8.57%) Land $15,154 Building $35,645	$152,458 (+8.57%) Land $45,480 Building $106,978
2024		$46,789 (+21.39%) Land $13,958 Building $32,831	$140,423 (+21.44%) Land $41,891 Building $98,532
2022	$2,821.00 (+5.3%) Homeowner's exemption	$38,543 (+6.96%) Land $11,498 Building $27,045	$115,629 (+6.96%) Land $34,494 Building $81,135
2021	$2,679.00 Homeowner's exemption	$36,035 Land $10,750 Building $25,285	$108,105 Land $32,250 Building $75,855

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (2007–2008)
Most Recent Claim	Sep 2008 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Sep 2008 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 616 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20