Brevard County property record for 971 Palm St, Cocoa, FL 32927
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,446 sqft · built 1980 |
| Lot Size | 0.24 acres (10,454 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $1,594 (2025) |
| Deeds & Mortgages | Jun 2026 Sale Sep 2023 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 23-35-13-02-28-19 |
| Primary APN | 23-35-13-02-28-19 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,446 sqft Living Area |
| Gross Area | 1,610 sqft |
| 1st Floor Area | 1,446 sqft |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 2007 |
| Exterior Material | Stucco |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 10,454 sqft (0.24 acres) |
| Lot Dimensions | 100 ft deep x 103 ft wide |
| Garage Type | Detached |
| Garage Area | 572 sqft |
| Porch | Florida Room |
| Porch Area | 164 sqft |
| Deck Area | 677 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 2302480 |
|---|---|
| Street Address | 971 PALM ST |
| City | COCOA |
| State | FL |
| Zip | 32927-5148 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RU19 |
| Legal Description | NORTH PORT ST JOHN UNIT 3 LOT 19 BLK 28 |
| Legal Range | 35E |
| Legal Township | 23S |
| Legal Section | 13 |
| Legal Subdivision | NORTH PORT ST JOHN UNIT 3 |
| Legal Block | 28 |
| Legal Lot Number | 19 |
| Legal Unit | 3 |
| Jurisdiction | BREVARD FL |
| Township / Civil Division | COCOA-ROCKLEDGE |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 62106 |
Source: Brevard County records, as of August 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 971 PALM ST, COCOA, FL 32927-5148 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
| Date | Document |
|---|---|
| Jun 18, 2026 | Warranty Deed, Transfer NONE LISTED ON DOCUMENT |
| Sep 21, 2023 | Deed of Trust, Mortgage · Line of Credit LAUNCH CU |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Jun 14, 2026 |
| Transfer Doc | 0000125604 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BREVARD FL |
| Recording Date | Jun 18, 2026 |
| Property Address | 971 PALM ST, COCOA, FL 32927-5148 |
| Document Number | 0000125604 |
| Book / Page | 10656 / 562 |
| Instrument Date | Jun 14, 2026 |
| Instrument | 2026125604 |
| Transaction Type | Transfer |
| Record Updated | Jun 30, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Tax | $70.70 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Life Estate |
| Address | 971 PALM ST, COCOA, FL 32927-5148 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BREVARD FL |
| Property Address | 971 PALM ST, COCOA, FL 32927-5148 |
| Transaction Type | Mortgage |
| Record Updated | Oct 6, 2023 |
| Name | Verified Name |
|---|---|
| Address | 971 PALM ST, COCOA, FL 32927-5148 |
| Document Number | 0098921492 |
|---|---|
| Date | Sep 21, 2023 |
| Book Page | 9892/1492 |
| Instrument | 2023201999 |
| Name | LAUNCH CU |
|---|---|
| Type | Credit Union |
| Address | MERRITT ISLAND, FL 32952 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Oct 15, 2033 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Brevard County assessment roll, as of August 18, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Brevard County |
| Unified School District | Brevard County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $113,210 (+2.69%) | $256,420 (-0.65%) | |
| 2025 | $1,594.00 (+52.39%) Homeowner's exemption Widower's exemption | $110,240 (+44.24%) | $258,090 (+15.16%) |
| 2023 | $1,046.00 (+1.45%) Homeowner's exemption Widower's exemption | $76,430 (+2.99%) | $224,110 (+11.92%) Land $56,000 Building $168,110 |
| 2022 | $1,031.00 Homeowner's exemption Widower's exemption | $74,210 | $200,250 Land $46,000 Building $154,250 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 14 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 14 in force |
| Nearby Flood Claims | 3 (2008–2017) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 96% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF COCOA serves 294,039 people · EPA ID FL3050223 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2024 |
| Lead | 2 ppb (2022) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 268 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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