960 Palm St, Cocoa, FL 32927 Property Records

Brevard County property record for 960 Palm St, Cocoa, FL 32927

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 918 sqft · built 1980
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on File
Last Sale	$86,500 (Sep 2015)
Tax Bill	$2,367 (2025)
Deeds & Mortgages	May 2026 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`23-35-13-02-32-9`

Property Details

APN / Parcel Number

Primary APN	`23-35-13-02-32-9`
Alternative APNs	`23-35-13-02-00032.0-0009.00` `2302543`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	918 sqft Living Area
Gross Area	1,210 sqft
1st Floor Area	918 sqft

Exterior

Year Built	Built 1980
Effective Year Built	Effective 2007
Exterior Material	Stucco
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	100 ft deep x 85 ft wide
Garage Type	Attached
Garage Area	264 sqft
Porch	Finished/Open Porch
Porch Area	28 sqft
Patio Area	140 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2302543
Street Address	960 PALM ST
City	COCOA
State	FL
Zip	32927-5144
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RU19
Legal Description	NORTH PORT ST JOHN UNIT 3 LOT 9 BLK 32
Legal Range	35E
Legal Township	23S
Legal Section	13
Legal Subdivision	NORTH PORT ST JOHN UNIT 3
Legal Block	32
Legal Lot Number	9
Legal Unit	3
Jurisdiction	BREVARD FL
Township / Civil Division	COCOA-ROCKLEDGE
Census Block Group	2
Census Block	2002
Census Tract	62106

Owner

960 Palm St is owned and occupied by an individual who bought it in September 2015.

Source: Brevard County records, as of August 18, 2026

Owner of Record	Individual Name on File
Mailing Address	960 PALM ST, COCOA, FL 32927-5144
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 14, 2015 · Amount on File
Deed Sale	Sep 14, 2015 · Amount on File
Prior Sale	Jul 13, 2000 · Amount on File
Deed Document Number	2015181083
Deed Book / Page	7450 / 1546
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BREVARD FL
Recording Date	May 6, 2026
Property Address	960 PALM ST, COCOA, FL 32927-5144
Document Number	0000092538
Book / Page	10617 / 2331
Instrument Date	Apr 24, 2026
Instrument	202692538
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	FEDERAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	960 PALM ST, COCOA, FL 32927-5144
Investor	Possibly a Property Investor

Mortgage

Document Number	0000092538,
Date	May 6, 2026
Book Page	10617/2331
Instrument	202692538

Lender

Name	COMMUNITY FIRST CREDIT UNION OF FLORIDA

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate	6.38%
Max Rate	-1%

Tax Assessment & Valuation

The 2025 property tax bill for 960 Palm St was $2,367 with a homeowner's exemption, up 2.6% from the year before.

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Brevard County
Unified School District	Brevard County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$180,420 (+0.56%)	$180,420 (+0.56%)
2025	$2,367.00 (+2.6%) Homeowner's exemption	$179,410	$179,410
2024	$2,307.00 (-6.22%)
2023	$2,460.00 (+14.69%)	$179,030 (+14.49%) Land $56,000 Building $123,030	$179,030 (+14.49%) Land $56,000 Building $123,030
2022	$2,145.00	$156,370 Land $46,000 Building $110,370	$156,370 Land $46,000 Building $110,370

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 960 Palm St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2008.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 14 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	14 in force
Nearby Flood Claims	3 (2008–2017)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Irma, Sep 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 960 Palm St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF COCOA serves 294,039 people · EPA ID FL3050223
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	2 ppb (2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 268 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20