971 Ocotillo Ln, Marathon, FL 33050 Property Records

Monroe County property record for 971 Ocotillo Ln, Marathon, FL 33050

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,738 sqft · built 2021
Lot Size	0.199 acres (8,670 sqft)
Owner	Individual Name on File
Last Sale	$1,246,000 (Nov 2021)
Tax Bill	$13,008 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Nov 2021 Sale + 1 more
Flood Zone	Zone AE (high risk)
APN	`00355940-000000`

Property Details

APN / Parcel Number

Primary APN	`00355940-000000`
Alternative APNs	`15663200355940000000` `1437620`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	1,738 sqft Living Area
Gross Area	2,203 sqft
Flooring	Concrete/Cement
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Concrete Block
Construction Type	Concrete Block
Foundation Type	Pile
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	8,670 sqft (0.199 acres)
View / Lot	Canal
Garage Type	Attached
Garage Area	465 sqft
Porch	Open Porch

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	1437620
Street Address	971 OCOTILLO LN
City	MARATHON
State	FL
Zip	33050-2414
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	IS-M
Legal Description	BK 1 LT 50 AMENDED PLAT OF FLAMINGO ISLAND ESTATES BOOT KEY PB5-121 OR548-247 OR828-444 OR1016-2163 OR1737-1195 OR1737-1196 OR3007-1417 OR3137-1459 OR3147-2255
Legal Range	32E
Legal Township	66S
Legal Section	15
Legal Subdivision	FLAMINGO ISLAND EST AMD PLAT
Legal Block	1
Legal Lot Number	50
Jurisdiction	MONROE FL
Township / Civil Division	MIDDLE KEYS
Census Block Group	1
Census Block	1043
Census Tract	971200

Owner

971 Ocotillo Ln is owned and occupied by an individual who acquired it in December 2021.

Source: Monroe County records, as of October 12, 2026

Owner of Record	Individual Name on File
Mailing Address	971 OCOTILLO LN, MARATHON, FL 33050-2414
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 10, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage HOMETOWN LENDERS INC
Nov 15, 2021	Warranty Deed, Transfer NOT AVAILABLE, BOSSHARDT TITLE
Feb 6, 2020	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 15, 2021 · Amount on File
Deed Sale	Nov 15, 2021 · Amount on File
Prior Sale	Feb 6, 2020 · Amount on File
Deed Document Number	20212348603
Deed Book / Page	3137 / 1459
Last Transfer Date	Dec 27, 2021
Transfer Doc	0031472255
Record Updated	Oct 29, 2026

January 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONROE FL
Recording Date	Jan 10, 2022
Property Address	971 OCOTILLO LN, MARATHON, FL 33050-2414
Document Number	0031472255
Book / Page	3147 / 2255
Map Reference	MB 5 PG 121
Instrument Date	Dec 27, 2021
Instrument	2356162
Transaction Type	Transfer
Record Updated	Jan 23, 2024
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	971 OCOTILLO LN, MARATHON, FL 33050-2414

Mortgage

Document Number	0031472258
Date	Jan 10, 2022
Instrument	3147/2258

Lender

Name	HOMETOWN LENDERS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2052

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Nov 15, 2021
Property Address	971 OCOTILLO LN, MARATHON, FL 33050-2414
Document Number	0031371459
Book / Page	3137 / 1459
Map Reference	MB 5 PG 121
Instrument Date	Nov 9, 2021
Instrument	2348603
Transaction Type	Transfer
Record Updated	Jan 23, 2024
Title Company	NOT AVAILABLE, BOSSHARDT TITLE

Transaction

Amount	Amount on Record
Tax	$8,722.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10920 LUCAS RD, WOODSTOCK, IL 60098-7400

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	24130 BINGHAM POINTE DR, BINGHAM FARMS, MI 48025-4349

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Feb 6, 2020
Property Address	971 OCOTILLO LN, MARATHON, FL 33050-2414
Document Number	0030071417
Book / Page	003007 / 001417
Instrument Date	Jan 24, 2020
Instrument	2254999
Transaction Type	Transfer
Record Updated	Mar 3, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$1,526.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	10920 LUCAS RD WOODSTOCK IL 600987400, WOODSTOCK, IL 60098-7400

Tax Assessment & Valuation

The 2025 property tax bill for 971 Ocotillo Ln was $13,008 with a homeowner's exemption, down 2.3% from the year before.

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Municipality	Marathon City
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$13,008.00 (-2.28%) Homeowner's exemption	$1,439,333	$1,558,185 Land $1,011,269 Building $546,916
2024	$13,312.00 (+0.64%)
2023	$13,227.00 (+12.87%) Homeowner's exemption	$1,358,029 (+19.79%) Land $848,966 Building $509,063	$1,358,029 (+19.79%) Land $848,966 Building $509,063
2022	$11,719.00	$1,133,684 Land $638,936 Building $494,748	$1,133,684 Land $638,936 Building $494,748

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 971 Ocotillo Ln in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	7.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 741 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1,105 units insured incl. 364 condo units
Nearby Flood Claims	483 (1980–2024)
Most Recent Claim	Sep 2024 · Hurricane Helene
Claims by Event	Hurricane Irma, Sep 2017 · 312 claims Hurricane Wilma, Oct 2005 · 17 claims Hurricane Georges, Sep 1998 · 130 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 971 Ocotillo Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 129 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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