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970 Ocotillo Ln, Marathon, FL 33050 Property Records

Monroe County property record for 970 Ocotillo Ln, Marathon, FL 33050 · Last verified December 2025

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,432 sqft · built 2020
Lot Size0.169 acres (7,365 sqft)
OwnerIndividual Name on File
Last Sale$535,000 (Nov 2020)
Tax Bill$5,163 (2024)
Deeds & MortgagesNov 2020 Sale & Mortgage
May 2018 Sale
Flood ZoneZone AE (high risk)
APN00356900-000000

Property Details

APN / Parcel Number

Primary APN00356900-000000
Alternative APNs
  • 15663200356900000000
  • 1438588

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories2 Stories
Building Area1,432 sqft Living Area
FlooringPlywood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2020
Exterior MaterialPlywood
Foundation TypePile
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area7,365 sqft (0.169 acres)
PorchOpen Porch

Utilities, Heating & Cooling

Heating SystemForced Air

Location & Zoning

Account Number1438588
Old Parcel Number15663200356900000000
Street Address970 OCOTILLO LN
CityMARATHON
StateFL
Zip33050-5413
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBK 3 LT 15 AMENDED PLAT OF FLAMINGO ISLAND ESTATES PB5-121 BOOT OR772-1744 OR772-1745 OR777-416 OR1720-170 OR1848-1854
Legal Range32E
Legal Township66S
Legal Section15
Legal SubdivisionFLAMINGO ISLAND EST AMD PLAT
Legal Block3
Legal Lot Number15
JurisdictionMONROE FL
Township / Civil DivisionMIDDLE KEYS
Census Block Group1
Census Block1047
Census Tract971200

Owner

Source: Monroe County records · APN 00356900-000000

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address970 OCOTILLO LN, MARATHON, FL 33050-5413
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 23, 2020Warranty Deed, Transfer · Conventional Mortgage
FIRST HORIZON BANK
May 14, 2018Warranty Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleNov 23, 2020 · Amount on Record
Deed SaleNov 23, 2020 · Amount on Record
Prior SaleMay 14, 2018 · Amount on Record
Deed Document Number2292002
Deed Book / Page3058 / 989
Record UpdatedJun 08, 2026

November 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE FL
Recording DateNov 23, 2020
Property Address970 OCOTILLO LN, MARATHON, FL 33050-5413
Document Number0030580989
Book / Page3058 / 989
Map ReferenceMB 5 PG 121
Instrument DateNov 19, 2020
Instrument2292002
Transaction TypeTransfer
Record UpdatedDec 21, 2021
Title CompanyATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$3,745.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address955 70TH STREET GULF, 955, MARATHON, FL 33050-2827

Transferred To (Grantee/Buyer)

NameVerified Name
Address970 OCOTILLO LN, MARATHON, FL 33050-5413

Mortgage

Document Number0003058994
DateNov 23, 2020
Instrument3058/994
Lender
NameFIRST HORIZON BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2050

May 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE FL
Recording DateMay 14, 2018
Property Address970 OCOTILLO LN, MARATHON, FL 33050-5413
Document Number0029061642
Book / Page002906 / 001642
Instrument DateApr 20, 2018
Instrument2169035
Transaction TypeTransfer
Record UpdatedJun 21, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$609.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address955-70TH ST MARATHON FL 33050, MARATHON, FL 33050

Tax Assessment & Valuation

Source: Monroe County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
MunicipalityMarathon City
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$560,285 (+5.99%)$750,603 (+18.71%) Land $473,275 Building $277,328
2024$5,163.00 (+1.91%)
2023$5,066.00 (+1.52%) Homeowner's exemption$528,636 (+3%)$632,294 (+23.2%) Land $374,731 Building $257,563
2022$4,990.00 Homeowner's exemption$513,239 Land $255,676 Building $257,563$513,239 Land $255,676 Building $257,563

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Monroe County (12087C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120879712001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Special Flood Hazard AreaYes
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation7.0 ft
Flood Insurance RequirementRequired (federally backed mortgages)
Flood Insurance CostPremium on Record
median of 741 individual NFIP policies nearby
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies1,105 units insured (364 under condo master policies)
306 of 741 individual policies on primary residences
Nearby Flood Claims483 (1980–2024)
Most Recent ClaimSep 2024, other causes, Hurricane Helene
Flood Events
  • Hurricane Irma (Sep 2017), 312 claims
  • Hurricane Wilma (Oct 2005), 17 claims
  • Hurricane Georges (Sep 1998), 130 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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