Porter County property record for 971 Michael Dr, Chesterton, IN 46304
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,234 sqft · built 1994 |
| Lot Size | 0.31 acres (13,504 sqft) |
| Owner | Trust Name on File |
| Tax Bill | $3,820 (2024) |
| Deeds & Mortgages | Sep 2025 Transfer Nov 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 64-04-31-428-017.000-023 |
| Primary APN | 64-04-31-428-017.000-023 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 13 Plumbing Fixtures |
| Total Rooms | 11 Rooms |
| Stories | 2 Stories |
| Building Area | 2,234 sqft Living Area |
| Basement Area | 1,073 sqft |
| Year Built | Built 1994 |
|---|---|
| Architectural Style | Other |
| Construction Type | Masonry / Concrete Block |
| Roof Material | Asphalt |
| Lot Area | 13,504 sqft (0.31 acres) |
| Lot Dimensions | 150 ft deep x 88 ft wide |
| Garage Type | Attached |
| Garage Area | 528 sqft |
| Parking Spaces | 3 Parking Spaces |
| Pool Area | 684 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Other |
| Sewer | Connected |
| Account Number | 00000954406 |
|---|---|
| Street Address | 971 MICHAEL DR |
| City | CHESTERTON |
| State | IN |
| Zip | 46304-2656 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DUNELAND COVE UNIT 4 LOT 103 .341A |
| Legal Subdivision | DUNELAND COVE |
| Legal Lot Number | 103 |
| Jurisdiction | PORTER IN |
| Township / Civil Division | WESTCHESTER |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 50203 |
971 Michael Dr is owner-occupied and held in a trust since September 2025.
Source: Porter County records, as of February 18, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Co-owner | 2 Co-owners on File |
| Mailing Address | 971 MICHAEL DR, CHESTERTON, IN 46304-2656 |
| Occupancy | Owner Occupied |
| Owner Type | Company, Secondary Individual |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 30, 2025 | Intrafamily Transfer, Transfer |
| Nov 14, 2019 | Intrafamily Transfer, Transfer · Conventional Mortgage FIRST MIDWEST BANK |
| Deed Names | 4 Names on Deed |
|---|---|
| Prior Sale | Nov 14, 2019 |
| Last Transfer Date | Sep 30, 2025 |
| Transfer Doc | 0000018168 |
| Record Updated | Jun 8, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | PORTER IN |
| Recording Date | Sep 30, 2025 |
| Property Address | 971 MICHAEL DR, CHESTERTON, IN 46304-2656 |
| Document Number | 0000018168 |
| Instrument Date | Sep 5, 2025 |
| Instrument | 2025-018168 |
| Transaction Type | Transfer |
| Record Updated | Oct 13, 2025 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 971 MICHAEL DR, CHESTERTON, IN 46304-2656 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | PORTER IN |
| Recording Date | Nov 14, 2019 |
| Property Address | 971 MICHAEL DR, CHESTERTON, IN 46304-2656 |
| Document Number | 0000025418 |
| Map Reference | MB 18-C-6D |
| Instrument Date | Oct 19, 2019 |
| Instrument | 2019-025418 |
| Transaction Type | Transfer |
| Record Updated | Nov 16, 2021 |
| Title Company | TIMIOS INC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 971 MICHAEL DR, CHESTERTON, IN 46304-2656 |
| Document Number | 0000025419 |
|---|---|
| Date | Nov 14, 2019 |
| Instrument | 2019-025419 |
| Name | FIRST MIDWEST BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 1, 2049 |
Source: Porter County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Indiana |
| Municipality | Chesterton Town |
| County | Porter County |
| County Subdivision | Westchester Township |
| Unified School District | Duneland School Corporation (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $342,400 (+0.44%) Land $58,200 Building $284,200 | $342,400 (+0.44%) Land $58,200 Building $284,200 | |
| 2024 | $3,820.00 (+3.78%) Homeowner's exemption | $340,900 (+6.23%) Land $58,200 Building $282,700 | $340,900 (+6.23%) Land $58,200 Building $282,700 |
| 2023 | $3,681.00 (+6.11%) | $320,900 Land $53,900 Building $267,000 | $320,900 Land $53,900 Building $267,000 |
| 2022 | $3,469.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 971 Michael Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2012.
Source: FEMA National Flood Hazard Layer, effective July 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2012) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2012 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 971 Michael Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 85% of Indiana |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | INDIANA AMERICAN WATER - NORTHWEST private · serves 210,510 people · EPA ID IN5245015 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 239 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: NITCO.
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