964 Michael Dr, Chesterton, IN 46304 Property Records

Porter County property record for 964 Michael Dr, Chesterton, IN 46304

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,224 sqft · built 1995
Lot Size	0.48 acres (20,909 sqft)
Owner	Individual on Record
Last Sale	$333,000 (Aug 2023)
Tax Bill	$4,071 (2024)
Deeds & Mortgages	Dec 2025 Mortgage Aug 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`64-04-31-476-006.000-023`

Property Details

APN / Parcel Number

Primary APN	`64-04-31-476-006.000-023`
Alternative APNs	`10000205483` `00000955506`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	15 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,224 sqft Living Area
Basement Area	1,160 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Architectural Style	Other
Construction Type	Wood
Roof Material	Asphalt
Lot Area	20,909 sqft (0.48 acres)
Lot Dimensions	217 ft deep x 91 ft wide
Garage Type	Attached
Garage Area	592 sqft
Parking Spaces	3 Parking Spaces
Pool Type	Above-Ground Pool

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	00000955506
Street Address	964 MICHAEL DR
City	CHESTERTON
State	IN
Zip	46304-2655
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DUNELAND COVE UNIT 4 REPLAT LOTS 105-107 LOT 125
Legal Subdivision	DUNELAND COVE
Legal Lot Number	125
Jurisdiction	PORTER IN
Township / Civil Division	WESTCHESTER
Census Block Group	1
Census Block	1010
Census Tract	50203

Owner

Source: Porter County assessment roll, as of July 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual on Record
Mailing Address	964 MICHAEL DR, CHESTERTON, IN 46304-2655
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 26, 2025	Deed of Trust, Mortgage · Conventional Mortgage NOVUS HOME MORTGAGE
Aug 25, 2023	Warranty Deed, Transfer · Conventional Mortgage NOVUS HOME MORTGAGE
Sep 14, 2017	Deed of Trust, Mortgage · Commercial Mortgage 1ST SOURCE BANK
Dec 22, 2020	Deed of Trust, Mortgage · Conventional Mortgage 1ST SOURCE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 25, 2023 · Amount on Record
Deed Sale	Aug 25, 2023 · Amount on Record
Prior Sale	Jul 24, 2008
Deed Document Number	0000013588
Record Updated	Jun 8, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PORTER IN
Property Address	964 MICHAEL DR, CHESTERTON, IN 46304-2655
Transaction Type	Mortgage
Record Updated	Jan 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	964 MICHAEL DR, CHESTERTON, IN 46304-2655

Mortgage

Document Number	0000024005
Date	Dec 26, 2025
Instrument	2025-024005

Lender

Name	NOVUS HOME MORTGAGE
Type	Mortgage Company
Address	BROOKFIELD, WI 53045

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	301 Months
Due	Jan 1, 2051

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PORTER IN
Recording Date	Aug 25, 2023
Property Address	964 MICHAEL DR, CHESTERTON, IN 46304-2655
Document Number	0000013588
Map Reference	MR 142 PG 341
Instrument Date	Aug 24, 2023
Instrument	2023-013588
Transaction Type	Transfer
Record Updated	Oct 20, 2023
Title Company	MERIDIAN TITLE, MERIDIAN TITLE CORP

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	964 MICHAEL DR, CHESTERTON, IN 46304-2655

Mortgage

Document Number	0000013589
Date	Aug 25, 2023
Instrument	2023-013589

Lender

Name	NOVUS HOME MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2053

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PORTER IN
Property Address	964 MICHAEL DR, CHESTERTON, IN 46304-2655
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000023031
Date	Sep 14, 2017
Instrument	2017-023031

Lender

Name	1ST SOURCE BANK
Type	Bank
Address	SOUTH BEND, IN 46634

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	144 Months
Due	Sep 8, 2029

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PORTER IN
Property Address	964 MICHAEL DR, CHESTERTON, IN 46304-2655
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	MERIDIAN TITLE CORP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000035172
Date	Dec 22, 2020
Instrument	2020-035172

Lender

Name	1ST SOURCE BANK
Type	Bank
Address	SOUTH BEND, IN 46601

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

Source: Porter County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
Municipality	Chesterton Town
County	Porter County
County Subdivision	Westchester Township
Unified School District	Duneland School Corporation (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$369,800 (+9.09%) Land $75,400 Building $294,400	$369,800 (+9.09%) Land $75,400 Building $294,400
2024	$4,071.00 (+7.39%)
2023	$3,791.00 (+7.06%)	$339,000 (+7.86%) Land $69,800 Building $269,200	$339,000 (+7.86%) Land $69,800 Building $269,200
2022	$3,541.00 Homeowner's exemption	$314,300 Land $69,800 Building $244,500	$314,300 Land $69,800 Building $244,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2012)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2012 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 85% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIANA AMERICAN WATER - NORTHWEST private · serves 210,510 people · EPA ID IN5245015
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 239 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: NITCO.

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