Sumner County property record for 971 Memory Ln, Gallatin, TN 37066
| Property Type | Commercial |
|---|---|
| Details | 12,878 sqft · built 2018 |
| Lot Size | 1.88 acres (81,893 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $384,900 (Aug 2022) |
| Tax Bill | $14,175 (2025) |
| Deeds & Mortgages | Dec 2023 Sale & Mortgage Jul 2022 Sale + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 083136 01400 |
| Primary APN | 083136 01400 |
|---|---|
| Alternative APN |
|
| Units | 7 Units |
|---|---|
| Stories | 1 Story |
| Building Area | 12,878 sqft Total Area |
| Basement Area | 4,962 sqft |
| Flooring | Concrete/Cement |
| Interior Walls | Paneling |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Exterior Material | Brick |
| Construction Type | Frame |
| Roof Type | Steel Frame/Truss |
| Roof Material | Metal |
| Lot Area | 81,893 sqft (1.88 acres) |
| Utility Building | 7,916 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 971 MEMORY LN |
|---|---|
| City | GALLATIN |
| State | TN |
| Zip | 37066-7168 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Local Zoning Code | CS |
| Legal Description | PLAT: 27-27 PAGE: 115-97 BLOCK: LOT: 1A-1 SUBD: WOODS COMMMONS SEC 1 RESUB |
| Legal Subdivision | WOODS COMMMONS SEC 1 |
| Legal Block | 115 |
| Legal Lot Number | 1A 1B |
| Jurisdiction | SUMNER TN |
| Township / Civil Division | 6 |
| Census Block Group | 2 |
| Census Block | 2025 |
| Census Tract | 20501 |
Source: Sumner County records, as of July 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 533 BAY POINT DR, GALLATIN, TN 37066-4486 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 19, 2023 | Warranty Deed, Transfer · Commercial Mortgage EDMONTON STATE BANK |
| Jul 29, 2022 | Warranty Deed, Subdivision Related Transfer HOMELAND TITLE, HOMELAND TITLE LLC |
| Feb 20, 2019 | Loan Modification, Mortgage VOLUNTEER ST BK |
| Jan 19, 2018 | Loan Modification, Mortgage VOLUNTEER ST BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 2, 2022 · Amount on Record |
| Deed Sale | Aug 2, 2022 · Amount on Record |
| Prior Sale | Apr 14, 2016 · Amount on Record |
| Deed Document Number | 20221425019 |
| Deed Book / Page | 6004 / 19 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SUMNER TN |
| Recording Date | Dec 19, 2023 |
| Property Address | 971 MEMORY LN, GALLATIN, TN 37066-7168 |
| Document Number | 0062840621 |
| Book / Page | 6284 / 621 |
| Map Reference | MB 27 PG 115 |
| Instrument Date | Nov 28, 2023 |
| Instrument | 1469132 |
| Transaction Type | Transfer |
| Record Updated | Jan 18, 2024 |
| Title Company | MODERN TITLE GROUP |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $10,360.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 533 BAY POINT DR, GALLATIN, TN 37066-4486 |
| Document Number | 0006285103 |
|---|---|
| Date | Dec 19, 2023 |
| Instrument | 6285/103 |
| Name | EDMONTON STATE BANK |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Number | 0062860026 |
|---|---|
| Date | Dec 20, 2023 |
| Book Page | 6286/26 |
| Instrument | 1469317 |
| Name | BARRY D SMITH ETAL |
|---|---|
| Type | Private Party |
| Address | 874 ROCK BRIDGE RD, BETHPAGE, TN 37022 |
| Amount | Amount Recorded |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SUMNER TN |
| Recording Date | Jul 29, 2022 |
| Property Address | 971 MEMORY LN, GALLATIN, TN 37066-7168 |
| Document Number | 0060010102 |
| Book / Page | 6001 / 102 |
| Map Reference | MB 33 PG 88&89 |
| Instrument Date | Jul 27, 2022 |
| Instrument | 1424590 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Apr 10, 2023 |
| Title Company | HOMELAND TITLE, HOMELAND TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $3,007.20 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 547 SNAP DRAGON LN, HENDERSONVILLE, TN 37075-1544 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | SUMNER TN |
| Recording Date | Feb 20, 2019 |
| Property Address | 971 MEMORY LN, GALLATIN, TN 37066-7168 |
| Document Number | 0048950115 |
| Book / Page | 004895 / 000115 |
| Instrument Date | Feb 15, 2019 |
| Instrument | 1259927 |
| Transaction Type | Mortgage |
| Record Updated | Mar 6, 2019 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 874 ROCK BRIDGE RD BETHPAGE TN 370228346, BETHPAGE, TN 37022-8346 |
| Document Number | 48950115 |
|---|---|
| Date | Feb 20, 2019 |
| Book Page | 004895/000115 |
| Instrument | 1259927 |
| Name | VOLUNTEER ST BK |
|---|---|
| Type | Bank |
| Address | 101 HIGHWAY 52 W, PORTLAND, TN 37148-1407 |
| Amount | Amount Recorded |
|---|---|
| Term | 12 Months |
| Due | Feb 19, 2020 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | SUMNER TN |
| Recording Date | Jan 19, 2018 |
| Property Address | 971 MEMORY LN, GALLATIN, TN 37066-7168 |
| Document Number | 0046780506 |
| Book / Page | 004678 / 000506 |
| Instrument Date | Jan 17, 2018 |
| Instrument | 1220850 |
| Transaction Type | Mortgage |
| Record Updated | Jan 30, 2018 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 874 ROCK BRIDGE RD BETHPAGE TN 370228346, BETHPAGE, TN 37022-8346 |
| Document Number | 46780506 |
|---|---|
| Date | Jan 19, 2018 |
| Book Page | 004678/000506 |
| Instrument | 1220850 |
| Name | VOLUNTEER ST BK |
|---|---|
| Type | Bank |
| Address | 101 HIGHWAY 52 W, PORTLAND, TN 37148-1407 |
| Amount | Amount Recorded |
|---|---|
| Term | 12 Months |
| Due | Jan 18, 2019 |
Source: Sumner County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Sumner County |
| Municipality | Gallatin City |
| Unified School District | Sumner County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $14,175.00 (-39.07%) | $997,560 (+30.87%) Land $666,200 Building $331,360 | |
| 2024 | $2,493,900 (+30.87%) Land $1,665,500 Building $828,400 | ||
| 2023 | $23,265.00 (+281.46%) | $762,240 (-) Land $391,440 Building $370,800 | |
| 2022 | $6,099.00 | $762,240 Land $391,440 Building $370,800 | |
| 2021 | $1,905,600 Land $978,600 Building $927,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 12, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 32 policies |
| Nearby Flood Policies | 32 in force |
| Nearby Flood Claims | 10 (2007–2013) |
| Claims Outside the SFHA | 8 of 10 |
| Most Recent Claim | Aug 2013 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GALLATIN WATER DEPARTMENT serves 65,964 people · EPA ID TN0000253 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 224 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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