Sumner County property record for 940 Memory Ln, Gallatin, TN 37066
| Property Type | Retail Stores (Personal Services, Photography, Travel) |
|---|---|
| Details | 2.5 ba · 12,109 sqft · built 2007 |
| Lot Size | 1.13 acres (49,223 sqft) |
| Owner | Company Name on Record |
| Last Sale | $1,600,000 (Nov 2014) |
| Tax Bill | $13,074 (2025) |
| Deeds & Mortgages | Aug 2026 Mortgage Aug 2022 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 083136 03500 |
| Primary APN | 083136 03500 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Units | 5 Units |
| Stories | 1 Story |
| Building Area | 12,109 sqft Total Area |
| 1st Floor Area | 11,184 sqft |
| Basement Area | 11,184 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Exterior Material | Brick |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Footing |
| Roof Type | Rigid Frame Bar Joist |
| Roof Material | Metal |
| Lot Area | 49,223 sqft (1.13 acres) |
| Terrain | Rolling |
| Porch | Slab |
| Porch Area | 925 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 940 MEMORY LN |
|---|---|
| City | GALLATIN |
| State | TN |
| Zip | 37066-7161 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Retail Stores (Personal Services, Photography, Travel) |
| Legal Description | PLAT: 22 PAGE: 33 BLOCK: LOT: 5 SUBD: DRIVE IN THE |
| Legal Subdivision | DRIVE IN THE |
| Legal Lot Number | 5 |
| Jurisdiction | SUMNER TN |
| Township / Civil Division | 6 |
| Census Block Group | 2 |
| Census Block | 2058 |
| Census Tract | 20501 |
Source: Sumner County records, as of August 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 1001 VILLAGE GREEN XING, GALLATIN, TN 37066-7113 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Aug 14, 2026 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF FRANKEWING |
| Aug 8, 2022 | Deed of Trust, Mortgage · Commercial Mortgage BANK OF FRANKEWING |
| Aug 20, 2018 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Mar 22, 2018 | Deed of Trust, Mortgage BANK OF FRANKEWING |
| Jun 2, 2017 | Deed of Trust, Mortgage VOLUNTEER ST BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 21, 2014 · Amount on Record |
| Deed Sale | Nov 21, 2014 · Amount on Record |
| Prior Sale | Jan 4, 2006 · Amount on Record |
| Deed Document Number | 20141102247 |
| Deed Book / Page | 4030 / 529 |
| Last Transfer Date | Aug 13, 2018 |
| Transfer Doc | 0047980146 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUMNER TN |
| Recording Date | Aug 14, 2026 |
| Property Address | 940 MEMORY LN, GALLATIN, TN 37066-7161 |
| Document Number | 0001561138 |
| Book / Page | 6919 / 508 |
| Instrument Date | Jul 29, 2026 |
| Instrument | 20261561138 |
| Transaction Type | Mortgage |
| Record Updated | Aug 20, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Limited Liability Partnership, 266 |
| Document Number | 0001561138, |
|---|---|
| Date | Aug 14, 2026 |
| Book Page | 6919/508 |
| Instrument | 20261561138 |
| Name | BANK OF FRANKEWING |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 24 Months |
| Due | Jul 29, 2028 |
| Rate | 6.43% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUMNER TN |
| Property Address | 940 MEMORY LN, GALLATIN, TN 37066-7161 |
| Transaction Type | Mortgage |
| Record Updated | Sep 29, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0060070343 |
|---|---|
| Date | Aug 8, 2022 |
| Book Page | 6007/343 |
| Instrument | 1425548 |
| Name | BANK OF FRANKEWING |
|---|---|
| Type | Bank |
| Address | FRANKEWING, TN 38459 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SUMNER TN |
| Recording Date | Aug 20, 2018 |
| Property Address | 940 MEMORY LN, GALLATIN, TN 37066-7161 |
| Document Number | 0047980146 |
| Book / Page | 004798 / 000146 |
| Instrument Date | Aug 13, 2018 |
| Instrument | 1242501 |
| Transaction Type | Transfer |
| Record Updated | Sep 6, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 1001 VILLAGE GREEN XING GALLATIN TN 370667113, GALLATIN, TN 37066-7113 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUMNER TN |
| Property Address | 940 MEMORY LN, GALLATIN, TN 37066-7161 |
| Document Number | 0047120637 |
| Instrument Date | Mar 22, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Apr 10, 2018 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Document Number | 0047120637 |
|---|---|
| Date | Mar 26, 2018 |
| Book Page | 004712/000637 |
| Instrument | 1227271 |
| Name | BANK OF FRANKEWING |
|---|---|
| Type | Bank |
| Address | PO BOX 636, PULASKI, TN 38478-0636 |
| Amount | Amount Recorded |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUMNER TN |
| Property Address | 940 MEMORY LN, GALLATIN, TN 37066-7161 |
| Document Number | 0045540295 |
| Book / Page | 004554 / 000295 |
| Instrument Date | Jun 2, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jun 30, 2017 |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 479 GORDONSVILLE HWY GORDONSVILLE TN 385634623, GORDONSVILLE, TN 38563-4623 |
| Document Number | 0045540295 |
|---|---|
| Date | Jun 20, 2017 |
| Book Page | 004554/000295 |
| Instrument | 1198889 |
| Name | VOLUNTEER ST BK |
|---|---|
| Type | Bank |
| Address | HENDERSONVILLE, TN 37075 |
| Amount | Amount Recorded |
|---|
Source: Sumner County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Sumner County |
| Municipality | Gallatin City |
| Unified School District | Sumner County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $13,074.00 (-31.22%) | $920,080 (+47.74%) Land $517,240 Building $402,840 | |
| 2024 | $2,300,200 (+47.74%) Land $1,293,100 Building $1,007,100 | ||
| 2023 | $19,008.00 (-0.33%) | $622,760 (-) Land $304,560 Building $318,200 | |
| 2022 | $19,070.00 | $622,760 Land $304,560 Building $318,200 | |
| 2021 | $1,556,900 Land $761,400 Building $795,500 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective July 12, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 32 policies |
| Nearby Flood Policies | 32 in force |
| Nearby Flood Claims | 10 (2007–2013) |
| Claims Outside the SFHA | 8 of 10 |
| Most Recent Claim | Aug 2013 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GALLATIN WATER DEPARTMENT serves 65,964 people · EPA ID TN0000253 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 224 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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