971 Laurel Glen, Charlottesville, VA 22903 Property Records

Albemarle County property record for 971 Laurel Glen, Charlottesville, VA 22903 · Last verified August 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	3.5 Baths
Architecture Style	Traditional
Year Built	Built 2018
Square Footage	2,215 sqft Finished Area
Lot Size	19,776 sqft (0.454 acres)
Last Sale	$600,000 (2022)
Tax Bill	$6,675.00 (2026)

Property Details

APN / Parcel Number

Primary APN	`076R0-05-00-00400`
Alternative APN	`32040`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Partial Baths	1 Partial Baths
Total Rooms	8 Rooms
Building Area	2,215 sqft Finished Area
Basement Area	1,121 sqft Basement
Finished Basement	1,121 sqft Finished
Family Room	Family Room
Stories	2 Stories
Primary Flooring	Wood Flooring
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1999
Effective Year Built	Effective 2018
Architectural Style	Traditional Style
Exterior Material	Composition/Composite Exterior
Construction Type	Wood Construction
Roof Material	Wood Roof
Lot Area	19,776 sqft (0.454 acres)

Exterior Amenities

Deck Area	276 sqft Deck
Patio Area	444 sqft Patio
Porch Area	87 sqft Porch
View	Proximity to Airport View

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Heat Pump Heating
Sewage	Sewage Connected
Water Source	Yes (Unknown Type) Water Source

Location & Zoning

Street Address	971 LAUREL GLN
City	CHARLOTTESVILLE
State	VA
Zip	22903-7806
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	REDFIELDS LOT 4 PH-2B
Legal Subdivision	REDFIELDS
Jurisdiction	ALBEMARLE VA
Minor Civil Division	SAMUEL MILLER
Census Blockgroup	3
Census Block	3014
Census Tract	11202

Owner

Source: Albemarle County records · APN 076R0-05-00-00400

Assessment roll updated June 15, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on File
Mailing Address	971 LAUREL GLN, CHARLOTTESVILLE, VA 22903-7806
Owner Type	Owner is a Company
Vesting	Owner is a Trust, Irrevocable Trust

Deeds, Mortgages & Sale History

Date	Document
Apr 15, 2022	Deed of Trust, Mortgage · Conventional Mortgage WATERSTONE MORTGAGE CORP
Jan 13, 2022	Deed, Transfer · Conventional Mortgage WATERSTONE MORTGAGE CORP
Sep 05, 2019	Grant Deed, Transfer · Veterans Administration Mortgage USAA

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 13, 2022 · Amount on Record
Deed Sale	Jan 13, 2022 · Amount on Record
Prior Sale	Sep 05, 2019 · Amount on Record
Deed Doc Number	2022618
Last Transfer Date	Feb 21, 2025
Transfer Doc	0000001901
Record Refreshed	Sep 20, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBEMARLE VA
Property Address	971 LAUREL GLN, CHARLOTTESVILLE, VA 22903-7806
Transaction Type	Mortgage
Record Updated	May 06, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202200004617
Date	Apr 15, 2022
Instrument	202200004617

Lender

Name	WATERSTONE MORTGAGE CORP
Type	Mortgage Company
Address	PEWAUKEE, WI 53072

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Feb 01, 2052

January 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	ALBEMARLE VA
Recording Date	Jan 13, 2022
Property Address	971 LAUREL GLN, CHARLOTTESVILLE, VA 22903-7806
Document Number	202200000618
Map Reference	MB 1459 PG 179-185
Instrument Date	Jan 10, 2022
Instrument	202200000618
Transaction Type	Transfer
Record Updated	Feb 15, 2022
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$600.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	971 LAUREL GLEN, CHARLOTTESVILLE, VA 22903-7806

Mortgage

Document Number	202200000619
Date	Jan 13, 2022
Instrument	202200000619

Lender

Name	WATERSTONE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2052

September 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALBEMARLE VA
Recording Date	Sep 05, 2019
Property Address	971 LAUREL GLN, CHARLOTTESVILLE, VA 22903-7806
Document Number	0000009721
Book / Page	005214 / 000791
Instrument Date	Aug 28, 2019
Instrument	9721
Transaction Type	Transfer
Record Updated	Sep 13, 2019
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC NAT'L TITLE INS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$465.00
Amount Accuracy	Confirmed
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenant By Entirety
Address	971 LAUREL GLN CHARLOTTESVILLE VA 229037806, CHARLOTTESVILLE, VA 22903-7806

Mortgage

Document Number	9722
Date	Sep 05, 2019
Book Page	005215/000001
Instrument	9722

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	Veterans Administration Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 04, 2049

Tax Assessment & Valuation

Source: Albemarle County records · Assessment roll updated June 15, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Albemarle County
Unified School District	Albemarle County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,675.00 (+8.25%)	$746,600 (+8.23%) Land $190,000 Building $556,600	$746,600 (+8.23%) Land $190,000 Building $556,600
2025	$6,166.00 (+21.35%)	$689,800 (+15.93%) Land $170,000 Building $519,800	$689,800 (+15.93%) Land $170,000 Building $519,800
2023	$5,081.00	$595,000 Land $162,500 Building $432,500	$595,000 Land $162,500 Building $432,500

Flood & Wildfire

971 Laurel Glen is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · Albemarle County (51003C), updated February 3, 2023

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Low 20th percentile of exposed land nationally · 29th in Virginia
Wildfire Likelihood	Low — about 1 in 6,250 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

971 Laurel Glen, Charlottesville, VA 22903 Property Records

Property Highlights

Property Details

APN / Parcel Number

Interior

Exterior

Exterior Amenities

Utilities and HVAC

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

April 2022: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

January 2022: Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

September 2019: Grant Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

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