965 Laurel Glen, Charlottesville, VA 22903 Property Records

Albemarle County property record for 965 Laurel Glen, Charlottesville, VA 22903 · Last verified August 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	5 Beds
Bathrooms	3 Baths
Year Built	Built 1997
Square Footage	2,700 sqft Finished Area
Lot Size	19,820 sqft (0.455 acres)
Occupancy	Owner Occupied
Last Sale	$566,000 (2022)
Tax Bill	$5,938.00 (2026)

Property Details

APN / Parcel Number

Primary APN	`076R0-05-00-00500`
Alternative APN	`32041`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Partial Baths	1 Partial Baths
Total Rooms	8 Rooms
Building Area	2,700 sqft Finished Area
Family Room	Family Room
Stories	2 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Exterior Material	Aluminum/Vinyl Exterior
Construction Type	Wood Construction
Roof Material	Wood Roof
Lot Area	19,820 sqft (0.455 acres)
Garage Area	462 sqft Garage

Exterior Amenities

Shed	1 Shed
Shed Area	144 sqft Shed
Deck Area	117 sqft Deck
Patio Area	111 sqft Patio
Porch Area	172 sqft Porch
View	Proximity to Airport View

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Heat Pump Heating
Sewage	Sewage Connected
Water Source	Yes (Unknown Type) Water Source

Location & Zoning

Street Address	965 LAUREL GLN
City	CHARLOTTESVILLE
State	VA
Zip	22903-7806
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	REDFIELDS 5 PH-2B
Legal Subdivision	REDFIELDS
Jurisdiction	ALBEMARLE VA
Minor Civil Division	SAMUEL MILLER
Census Blockgroup	3
Census Block	3014
Census Tract	11202

Owner

Source: Albemarle County records · APN 076R0-05-00-00500

Assessment roll updated June 15, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	965 LAUREL GLN, CHARLOTTESVILLE, VA 22903-7806
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Date	Document
Dec 01, 2022	Deed, Transfer · Conventional Mortgage MEMBER OPTIONS LLC
Sep 03, 2021	Deed, Transfer · Veterans Administration Mortgage MORTGAGE RESEARCH CENTER LLC
Nov 01, 2019	Deed of Trust, Mortgage · Line of Credit SUNTRUST BK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 01, 2022 · Amount on Record
Deed Sale	Dec 01, 2022 · Amount on Record
Prior Sale	Sep 03, 2021 · Amount on Record
Deed Doc Number	202213337
Record Refreshed	Sep 20, 2026

December 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	ALBEMARLE VA
Recording Date	Dec 01, 2022
Property Address	965 LAUREL GLN, CHARLOTTESVILLE, VA 22903-7806
Document Number	202200013337
Map Reference	MB 1459 PG 179
Instrument Date	Nov 13, 2022
Instrument	202200013337
Transaction Type	Transfer
Record Updated	Dec 22, 2022
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$566.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenant/Joint Tenant w/ Right Of Survivorship
Address	965 LAUREL GLEN, CHARLOTTESVILLE, VA 22903-7806

Mortgage

Document Number	202200013338
Date	Dec 01, 2022
Instrument	202200013338

Lender

Name	MEMBER OPTIONS LLC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.43%
Type Change Date	Jan 01, 2030
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	10.4%
Index	52-Week T-Bill (1-Year)
Max Rate	10.4%

September 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	ALBEMARLE VA
Recording Date	Sep 03, 2021
Property Address	965 LAUREL GLN, CHARLOTTESVILLE, VA 22903-7806
Document Number	5603/680
Book / Page	5603 / 680
Map Reference	MB 1459 PG 179
Instrument Date	Aug 12, 2021
Instrument	2021-00015311
Transaction Type	Transfer
Record Updated	Sep 27, 2021
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$499.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenant/Joint Tenant w/ Right Of Survivorship
Address	965 LAUREL GLEN, CHARLOTTESVILLE, VA 22903-7806

Mortgage

Document Number	202100015312
Date	Sep 03, 2021
Instrument	2021-00015312

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	Veterans Administration Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2051

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBEMARLE VA
Property Address	965 LAUREL GLN, CHARLOTTESVILLE, VA 22903-7806
Document Number	0000012806
Instrument Date	Nov 01, 2019
Transaction Type	Mortgage
Record Updated	Dec 19, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	965 LAUREL GLN CHARLOTTESVILLE VA 229037806, CHARLOTTESVILLE, VA 22903-7806

Mortgage

Document Number	0000012806
Date	Nov 20, 2019
Book Page	005245/000208
Instrument	12806

Lender

Name	SUNTRUST BK
Type	Bank
Address	RICHMOND, VA 23224

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Albemarle County records · Assessment roll updated June 15, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Albemarle County
Unified School District	Albemarle County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,938.00 (+10.7%)	$664,200 (+23.53%) Land $190,000 Building $474,200	$664,200 (+23.53%) Land $190,000 Building $474,200
2025	$5,364.00 (+16.84%)
2023	$4,591.00	$537,700 Land $162,500 Building $375,200	$537,700 Land $162,500 Building $375,200

Flood & Wildfire

965 Laurel Glen is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · Albemarle County (51003C), updated February 3, 2023

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Low 20th percentile of exposed land nationally · 29th in Virginia
Wildfire Likelihood	Low — about 1 in 6,250 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

965 Laurel Glen, Charlottesville, VA 22903 Property Records

Property Highlights

Property Details

APN / Parcel Number

Interior

Exterior

Exterior Amenities

Utilities and HVAC

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

December 2022: Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

September 2021: Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

November 2019: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

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