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971 Bear Hammock Dr, Umatilla, FL 32784 Property Records

Lake County property record for 971 Bear Hammock Dr, Umatilla, FL 32784

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,507 sqft · built 2024
OwnerIndividual Name on File
Last Sale$389,990 (Nov 2024)
Tax Bill$1,182 (2024)
Deeds & MortgagesNov 2024 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN24-18-26-0010-000-06100

Property Details

APN / Parcel Number

Primary APN24-18-26-0010-000-06100
Alternative APN
  • 3949709

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories2 Stories
Building Area2,507 sqft Living Area

Exterior

Year BuiltBuilt 2024
Exterior MaterialBrick Veneer
Construction TypeMasonry / Concrete Block
Foundation TypeSlab (Mat/Raft)
Roof MaterialShingle
Garage TypeFinished
PorchOpen Porch
Porch Area30 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelElectric

Location & Zoning

Account Number3949709
Street Address971 BEAR HAMMOCK DR
CityUMATILLA
StateFL
Zip32784-9442
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionMAGNOLIA POINTE PHASE 1 PB 82 PG 54-59 LOT 61 ORB 6424 PG 1174
Legal SubdivisionMAGNOLIA POINTE
Legal Phase1
Legal Lot Number61
JurisdictionLAKE FL
Township / Civil DivisionUMATILLA
Census Block Group3
Census Block3017
Census Tract30110

Owner

Source: Lake County records · APN 24-18-26-0010-000-06100

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-owner2 Verified Secondary Owners
Mailing Address971 BEAR HAMMOCK DR, UMATILLA, FL 32784-9442
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names3 Verified Names on Deed
Last SaleNov 04, 2024 · Amount on Record
Deed SaleNov 04, 2024 · Amount on Record
Deed Document Number2024128733
Deed Book / Page6424 / 1174
Record UpdatedJun 08, 2026

November 2024: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionLAKE FL
Recording DateNov 04, 2024
Property Address971 BEAR HAMMOCK DR, UMATILLA, FL 32784-9442
Document Number0064241174
Book / Page6424 / 1174
Map ReferenceMB 82 PG 54-59
Instrument DateOct 30, 2024
Instrument2024128733
Transaction TypeSubdivision Related Transfer
Record UpdatedDec 16, 2025
Title CompanyDHI TITLE FLORIDA INC, DHI TITLE OF FLORIDA INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,730.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address7835 OSCEOLA POLK LINE RD, DAVENPORT, FL 33896-9100

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address971 BEAR HAMMOCK DR, UMATILLA, FL 32784-9442

Mortgage

Document Number0064241175
DateNov 04, 2024
Instrument6424/1175
Lender
NameACC MORTGAGE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 01, 2054

Tax Assessment & Valuation

Source: Lake County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyLake County
MunicipalityUmatilla City
Unified School DistrictLake County School District (PK - 12)

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 20, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 19 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies19 in force

Wildfire

Wildfire RiskModerate
above 69% of the US · above 50% of Florida
Wildfire Likelihood0.4% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
T-Mobile USA
Fixed Wireless		100 / 20
AT&T
Fixed Wireless		100 / 20

Based on FCC filings for 108 locations within half a mile of this property.

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