964 Bear Hammock Dr, Umatilla, FL 32784 Property Records

Lake County property record for 964 Bear Hammock Dr, Umatilla, FL 32784

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,273 sqft · built 2024
OwnerIndividual Name on Record
Last Sale$300,990 (Apr 2025)
Tax Bill$1,182 (2024)
Deeds & MortgagesApr 2025 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN24-18-26-0010-000-01700

Property Details

APN / Parcel Number

Primary APN24-18-26-0010-000-01700
Alternative APN
  • 3949665

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,273 sqft Living Area

Exterior

Year BuiltBuilt 2024
Exterior MaterialBrick Veneer
Construction TypeMasonry / Concrete Block
Foundation TypeSlab (Mat/Raft)
Roof MaterialShingle
Garage TypeFinished
PorchOpen Porch
Porch Area16 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelElectric

Location & Zoning

Account Number3949665
Street Address964 BEAR HAMMOCK DR
CityUMATILLA
StateFL
Zip32784-9442
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionMAGNOLIA POINTE PHASE 1 PB 82 PG 54-59 LOT 17 ORB 6502 PG 1708
Legal SubdivisionMAGNOLIA POINTE
Legal Phase1
Legal Lot Number17
JurisdictionLAKE FL
Township / Civil DivisionUMATILLA
Census Block Group3
Census Block3017
Census Tract30110

Owner

Source: Lake County records, as of December 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address964 BEAR HAMMOCK DR, UMATILLA, FL 32784-9442
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 3, 2025 · Amount on Record
Deed SaleApr 3, 2025 · Amount on Record
Deed Document Number2025040139
Deed Book / Page6502 / 1708
Record UpdatedJun 8, 2026

April 2025: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionLAKE FL
Recording DateApr 3, 2025
Property Address964 BEAR HAMMOCK DR, UMATILLA, FL 32784-9442
Document Number0065021708
Book / Page6502 / 1708
Map ReferenceMB 82 PG 54-59
Instrument DateMar 28, 2025
Instrument2025040139
Transaction TypeSubdivision Related Transfer
Record UpdatedDec 16, 2025
Title CompanyDHI TITLE FLORIDA INC, DHI TITLE OF FLORIDA INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,107.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address7835 OSCEOLA POLK LINE RD, DAVENPORT, FL 33896-9100

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address964 BEAR HAMMOCK DR, UMATILLA, FL 32784-9442

Mortgage

Document Number0065021709
DateApr 3, 2025
Instrument6502/1709
Lender
NameDHI MORTGAGE COMPANY LTD
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueApr 1, 2055

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyLake County
MunicipalityUmatilla City
Unified School DistrictLake County School District (PK - 12)

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 19 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies19 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 69% of the US · above 50% of Florida
Wildfire Likelihood0.4% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 108 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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