Carroll County property record for 971 Aurora Ln, Upperco, MD 21155 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bathrooms | 2.5 Baths |
| Year Built | Built 1993 |
| Square Footage | 2,606 sqft Total Area |
| Lot Size | 226,338 sqft (5.19 acres) |
| Garage | Attached, 754 sqft |
| Occupancy | Owner Occupied |
| Last Sale | $62,000 (1992) |
| Tax Bill | $6,372.00 (2025) |
| Primary APN | 04-065832 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Partial Baths | 1 Partial Baths |
| Building Area | 2,606 sqft Total Area |
| Basement Area | 1,300 sqft Basement |
| Finished Basement | 1,300 sqft Finished |
| Stories | 1 Stories |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 1993 |
| Exterior Material | Siding Exterior |
| Roof Material | Composition Shingle Roof |
| Lot Area | 226,338 sqft (5.19 acres) |
| Parking Spaces | 3 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 754 sqft Garage |
| Shed | 1 Shed |
|---|---|
| Shed Area | 288 sqft Shed |
| Deck Area | 70 sqft Deck |
| Porch Area | 40 sqft Porch |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Heat Pump Heating |
| Sewage | Sewage Connected |
| Water Source | Yes (Unknown Type) Water Source |
| Account Number | 065832 |
|---|---|
| Street Address | 971 AURORA LN |
| City | UPPERCO |
| State | MD |
| Zip | 21155-9601 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LT - 5.196 ACS 971 AURORA LN UPPERCO |
| Legal Subdivision | FURNACE HILLS |
| Jurisdiction | CARROLL MD |
| Minor Civil Division | 4, WOOLERYS |
| Census Blockgroup | 1 |
| Census Block | 1000 |
| Census Tract | 504100 |
Source: Carroll County records · APN 04-065832
Assessment roll updated August 5, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 971 AURORA LN, UPPERCO, MD 21155-9601 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Nov 22, 2023 | Deed of Trust, Mortgage · Conventional Mortgage M & T BANK |
| Sep 08, 2017 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 12, 1992 · Amount on Record |
| Deed Sale | May 12, 1992 · Amount on Record |
| Deed Book / Page | 1350 / 825 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL MD |
| Property Address | 971 AURORA LN, UPPERCO, MD 21155-9601 |
| Transaction Type | Mortgage |
| Record Updated | Dec 13, 2023 |
| Title Company | EXCALIBUR TITLE AGENCY LLC, EXCALIBUR T&E LLC |
| Name | Verified Name |
|---|---|
| Address | 971 AURORA LN, UPPERCO, MD 21155-9601 |
| Document Number | 0111510490 |
|---|---|
| Date | Nov 22, 2023 |
| Book Page | 11151/490 |
| Name | M & T BANK |
|---|---|
| Type | Bank |
| Address | BUFFALO, NY 14203 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL MD |
| Property Address | 971 AURORA LN, UPPERCO, MD 21155-9601 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | RGS TITLE LLC |
| Name | Verified Name |
|---|
| Document Number | 0087980029 |
|---|---|
| Date | Sep 08, 2017 |
| Book Page | 8798/0029 |
| Instrument | 8798-0029 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | PITTSBURGH, PA 15222 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
Source: Carroll County records · Assessment roll updated August 5, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Carroll County |
| Unified School District | Carroll County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $582,367 (+27.46%) | $619,700 (+9.93%) Land $210,900 Building $408,800 | |
| 2025 | $6,372.00 (+23.44%) | ||
| 2023 | $5,162.00 | $456,900 | $563,700 Land $190,900 Building $372,800 |
971 Aurora Ln is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · Carroll County (24013C), updated March 11, 2016
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 20th percentile of exposed land nationally · 41st in Maryland |
|---|---|
| Wildfire Likelihood | Low — about 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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