961 Aurora Ln, Upperco, MD 21155 Property Records

Carroll County property record for 961 Aurora Ln, Upperco, MD 21155

Property Summary

Property Type	Single Family Home
Details	4.5 ba · 3,166 sqft · built 2022
Lot Size	1.39 acres (60,723 sqft)
Owner	2 Individual Names on Record
Last Sale	$110,000 (Dec 2020)
Tax Bill	$7,652 (2026)
Deeds & Mortgages	Dec 2023 Line of Credit Dec 2020 Sale & Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`04-077350`

Property Details

APN / Parcel Number

Primary APN	`04-077350`
Alternative APN	`077350`

Interior

Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,166 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	60,723 sqft (1.39 acres)
Garage Type	Attached
Garage Area	682 sqft
Parking Spaces	2 Parking Spaces
Pool Type	In-Ground Vinyl Pool
Porch	Slab

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	077350
Street Address	961 AURORA LN
City	UPPERCO
State	MD
Zip	21155-9601
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AGRIC
Legal Description	LT 3 -1.394 ACS 961 AURORA LN 46-244 KATIES CHASE SC 2
Legal Subdivision	KATIES CHASE
Legal Lot Number	3
Jurisdiction	CARROLL MD
Township / Civil Division	4, WOOLERYS
Census Block Group	1
Census Block	1000
Census Tract	504100

Owner

Source: Carroll County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	961 AURORA LN, UPPERCO, MD 21155-9601
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 29, 2023	Deed of Trust, Mortgage · Line of Credit POINT BREEZE CU
Dec 10, 2020	Deed, Construction Loan · Construction Mortgage FIRST NATIONAL BANK OF PENNSYLVANIA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 10, 2020 · Amount on Record
Deed Sale	Dec 10, 2020 · Amount on Record
Prior Sale	Mar 27, 2002 · Amount on Record
Deed Book / Page	9992 / 395
Record Updated	Oct 29, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	961 AURORA LN, UPPERCO, MD 21155-9601
Transaction Type	Mortgage
Record Updated	Jan 11, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0111710379
Date	Dec 29, 2023
Book Page	11171/379

Lender

Name	POINT BREEZE CU
Type	Credit Union
Address	HUNT VALLEY, MD 21031

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Deed, Construction Loan

Document Type	Deed
Jurisdiction	CARROLL MD
Recording Date	Dec 10, 2020
Property Address	961 AURORA LN, WESTMINSTER, MD 21157
Document Number	0099920395
Book / Page	9992 / 395
Map Reference	MB 46 FO 244
Instrument Date	Nov 25, 2020
Transaction Type	Construction Loan
Record Updated	Aug 16, 2022
Title Company	RESOURCE TITLE LLC

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	9323 PARAGON WAY, OWINGS MILLS, MD 21117-1388

Mortgage

Document Number	0009992400
Date	Dec 10, 2020
Instrument	9992/400

Lender

Name	FIRST NATIONAL BANK OF PENNSYLVANIA
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	373 Months
Due	Jan 1, 2052

Tax Assessment & Valuation

Source: Carroll County assessment roll, as of September 8, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Carroll County
Unified School District	Carroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,652.00 (+4.78%) Homeowner's exemption	$690,200 (+18.08%)	$734,800 (+10.02%) Land $183,900 Building $550,900
2025	$7,303.00 (+10.58%) Homeowner's exemption
2023	$6,604.00	$584,500	$667,900 Land $163,900 Building $504,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30
Verizon Fixed Wireless	25 / 6
T-Mobile Fixed Wireless	25 / 3
AT&T Fixed Wireless	25 / 3
BridgeMAXX Suncoast Broadband Fixed Wireless	10 / 1

Cell Coverage

5G (outdoors only) and 4G LTE

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