Nassau County property record for 97098 Arnold Ridge Dr, Yulee, FL 32097
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,978 sqft · built 2002 |
| Lot Size | 0.504 acres (21,985 sqft) |
| Owner | 2 Owner Names on File |
| Last Sale | $158,200 (Dec 2002) |
| Tax Bill | $2,706 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 43-3N-28-082A-0004-0000 |
| Primary APN | 43-3N-28-082A-0004-0000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,978 sqft Heated Area |
| Gross Area | 2,588 sqft |
| 1st Floor Area | 1,978 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Concrete |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 21,985 sqft (0.504 acres) |
| Garage Area | 400 sqft |
| Pool Area | 275 sqft |
|---|---|
| Porch | Open Porch |
| Porch Area | 210 sqft |
| Deck Area | 144 sqft |
| Patio Area | 481 sqft |
| Shed | 1 Shed |
| Shed Area | 160 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 97098 ARNOLD RIDGE DR |
|---|---|
| City | YULEE |
| State | FL |
| Zip | 32097-5054 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSF-1 |
| Legal Description | LOT 4 IN OR 1098/955 ARNOLD RIDGE PB 6/251 |
| Legal Range | 28E |
| Legal Township | 03N |
| Legal Section | 43 |
| Legal Subdivision | ARNOLD RIDGE |
| Legal Lot Number | 4 |
| Jurisdiction | NASSAU FL |
| Township / Civil Division | YULEE |
| Census Block Group | 3 |
| Census Block | 3015 |
| Census Tract | 50306 |
The current owner of 97098 Arnold Ridge Dr bought it in December 2002.
Source: Nassau County records, as of January 26, 2026
| Owner of Record | 2 Owner Names on File |
|---|---|
| Mailing Address | 97098 ARNOLD RIDGE DR, YULEE, FL 32097-5054 |
| Occupancy | Owner Occupied |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 5, 2002 · Amount on File |
| Deed Sale | Dec 5, 2002 · Amount on File |
| Deed Document Number | 0001098955 |
| Deed Book / Page | 1098 / 955 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 97098 Arnold Ridge Dr was $2,706 with a homeowner's exemption, up 14.3% from the year before.
Source: Nassau County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Nassau County |
| Unified School District | Nassau County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,706.00 (+14.32%) Homeowner's exemption | $216,680 (+13.21%) | $438,708 (+23%) Land $125,000 Building $313,708 |
| 2024 | $2,367.00 (+1.63%) Homeowner's exemption | $191,397 (+3%) | $356,667 (+7.19%) Land $75,000 Building $281,667 |
| 2023 | $2,329.00 (+10.96%) Homeowner's exemption | $185,822 (+3%) | $332,736 (+5.76%) Land $75,000 Building $257,736 |
| 2022 | $2,099.00 Homeowner's exemption | $180,410 | $314,603 Land $60,000 Building $254,603 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 97098 Arnold Ridge Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 61 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 61 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 97098 Arnold Ridge Dr is moderate, ranking above 46% of the US, with a 0.09% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 46% of the US · lower than 83% of Florida |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | JEA: LOFTON OAKS GRID private · serves 24,318 people · EPA ID FL2454338 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2024 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 114 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
5G (outdoors only) and 4G LTE
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