97034 Arnold Ridge Dr, Yulee, FL 32097 Property Records

Nassau County property record for 97034 Arnold Ridge Dr, Yulee, FL 32097

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,142 sqft · built 2005
Lot Size	0.595 acres (25,926 sqft)
Owner	Individual Name on Record
Last Sale	$295,000 (Feb 2007)
Tax Bill	$2,411 (2025)
Deeds & Mortgages	Apr 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`43-3N-28-082A-0001-0000`

Property Details

APN / Parcel Number

Primary APN	`43-3N-28-082A-0001-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,142 sqft Living Area
Gross Area	2,562 sqft
1st Floor Area	2,142 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2007
Exterior Material	Wood
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	25,926 sqft (0.595 acres)
Garage Type	Attached
Garage Area	420 sqft
Porch	Finished/Open Porch
Porch Area	308 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	97034 ARNOLD RIDGE DR
City	YULEE
State	FL
Zip	32097-5054
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF-1
Legal Description	LOT 1 IN OR 1665/1602 ARNOLD RIDGE PB 6/251
Legal Range	28E
Legal Township	03N
Legal Section	43
Legal Subdivision	ARNOLD RIDGE
Legal Lot Number	1
Jurisdiction	NASSAU FL
Township / Civil Division	YULEE
Census Block Group	3
Census Block	3015
Census Tract	50306

Owner

Source: Nassau County records, as of November 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	97034 ARNOLD RIDGE DR, YULEE, FL 32097-5054
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 20, 2007 · Amount on Record
Deed Sale	Feb 20, 2007 · Amount on Record
Prior Sale	Jun 3, 2005 · Amount on Record
Deed Document Number	20075673
Deed Book / Page	1479 / 818
Last Transfer Date	Feb 11, 2010
Transfer Doc	0016830919
Record Updated	Jun 8, 2026

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NASSAU FL
Property Address	97034 ARNOLD RIDGE DR, YULEE, FL 32097-5054
Document Number	0021140256
Book / Page	002114 / 000256
Instrument Date	Apr 10, 2017
Transaction Type	Mortgage
Record Updated	Apr 27, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	97034 ARNOLD RIDGE DR YULEE FL 320975054, YULEE, FL 32097-5054

Mortgage

Document Number	0021140256
Date	Apr 18, 2017
Book Page	002114/000256
Instrument	11371

Lender

Name	SUPREME LNDG
Address	DALLAS, TX 75254

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	180 Months
Due	Apr 17, 2032

Tax Assessment & Valuation

Source: Nassau County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Nassau County
Unified School District	Nassau County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,411.00 (+1.52%) Homeowner's exemption	$197,417 (+2.9%)	$432,159 (+17.47%) Land $125,000 Building $307,159
2024	$2,375.00 (+1.67%) Homeowner's exemption	$191,853 (+3%)	$367,893 (+7.99%) Land $75,000 Building $292,893
2023	$2,336.00 (+10.92%) Homeowner's exemption	$186,265 (+3%)	$340,680 (+4.76%) Land $75,000 Building $265,680
2022	$2,106.00 Homeowner's exemption	$180,840	$325,188 Land $60,000 Building $265,188

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 61 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	61 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · lower than 82% of Florida
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEA: LOFTON OAKS GRID private · serves 24,318 people · EPA ID FL2454338
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 114 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20