Nassau County property record for 97092 Lovers Ln, Yulee, FL 32097
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,515 sqft · built 1977 |
| Lot Size | 1.55 acres (67,518 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $4,514 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 42-3N-28-0000-0018-0010 |
| Primary APN | 42-3N-28-0000-0018-0010 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,515 sqft Living Area |
| 1st Floor Area | 1,191 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1985 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 67,518 sqft (1.55 acres) |
| Garage Area | 600 sqft |
| Porch | Florida Room |
|---|---|
| Porch Area | 549 sqft |
| Deck Area | Deck Area |
| Patio Area | 705 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 97092 LOVERS LN |
|---|---|
| City | YULEE |
| State | FL |
| Zip | 32097-4991 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSF-1 |
| Legal Description | IN OR 2751/285 |
| Legal Range | 28E |
| Legal Township | 03N |
| Legal Section | 42 |
| Legal Block | 10 |
| Legal Lot Number | 18 |
| Jurisdiction | NASSAU FL |
| Township / Civil Division | YULEE |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 50306 |
Source: Nassau County records, as of November 26, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 97092 LOVERS LN, YULEE, FL 32097-4991 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Nov 17, 2024 |
| Transfer Doc | 0027510285 |
| Record Updated | Jun 8, 2026 |
Source: Nassau County assessment roll, as of November 26, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Nassau County |
| Unified School District | Nassau County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,514.00 (+164.75%) | $334,451 (+124.49%) Land $170,500 Building $163,951 | $334,451 (+17.02%) Land $170,500 Building $163,951 |
| 2024 | $1,705.00 (+1.97%) Homeowner's exemption | $148,985 (+3%) | $285,799 (+2.05%) Land $127,875 Building $157,924 |
| 2023 | $1,672.00 (+11.62%) Homeowner's exemption | $144,646 (+3%) | $280,063 (+7.29%) Land $127,875 Building $152,188 |
| 2022 | $1,498.00 Homeowner's exemption | $140,433 | $261,045 Land $127,875 Building $133,170 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 61 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 61 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 52% of the US · lower than 76% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | JEA: LOFTON OAKS GRID private · serves 24,318 people · EPA ID FL2454338 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2024 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: AT&T.
5G and 4G LTE (outdoors only)
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