97010 Lovers Ln, Yulee, FL 32097 Property Records

Nassau County property record for 97010 Lovers Ln, Yulee, FL 32097 · Last verified April 2026

Property Summary

Property Type	Vacant Land
Lot Size	1.13 acres (49,223 sqft)
Owner	Individual Name on File
Last Sale	$90,000 (Mar 2022)
Tax Bill	$1,474 (2025)
Deeds & Mortgages	Mar 2022 Sale & Line of Credit Sep 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`42-3N-28-0000-0015-0000`

Property Details

APN / Parcel Number

Primary APN	`42-3N-28-0000-0015-0000`

Exterior

Lot Area	49,223 sqft (1.13 acres)

Location & Zoning

Street Address	LOVERS LN
City	YULEE
State	FL
Zip	32097
Property Category	Vacant Land
Property Type	Vacant Land > Uncategorized
Legal Description	PT JOHN LOWE GRANT SEC 42-3N-28E IN OR 2544/1467 BEING PARCEL 3
Legal Range	28E
Legal Township	03N
Legal Section	42
Legal Subdivision	JOHN LOWE GRANT
Legal Lot Number	15
Jurisdiction	NASSAU FL
Township / Civil Division	YULEE
Census Block Group	3
Census Block	3001
Census Tract	50306

Owner

Source: Nassau County records · APN 42-3N-28-0000-0015-0000

Assessment roll updated November 26, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1448 HOLLY DR, FERNANDINA BEACH, FL 32034-8431
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 07, 2022	Warranty Deed, Transfer · Line of Credit PRIMESOUTH BANK
Sep 05, 2018	Warranty Deed, Transfer · Commercial Mortgage PINNACLE BANK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 07, 2022 · Amount on Record
Deed Sale	Mar 07, 2022 · Amount on Record
Prior Sale	Sep 05, 2018 · Amount on Record
Deed Document Number	20228453
Deed Book / Page	2544 / 1467
Prior Transfer Date	May 26, 2015
Prior Transfer Doc	0019820374
Record Updated	Jun 08, 2026

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NASSAU FL
Recording Date	Mar 07, 2022
Property Address	97010 LOVERS LN, YULEE, FL 32097-4991
Document Number	0025441467
Book / Page	2544 / 1467
Map Reference	MB 61 PG 359
Instrument Date	Mar 04, 2022
Instrument	202245008453
Transaction Type	Transfer
Record Updated	Feb 29, 2024
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$630.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	86020 SANDS WAY, YULEE, FL 32097-3917

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1448 HOLLY DR, FERNANDINA BEACH, FL 32034-8431

Mortgage

Document Number	0025441469
Date	Mar 07, 2022
Instrument	2544/1469

Lender

Name	PRIMESOUTH BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	35 Months
Due	Feb 24, 2025

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NASSAU FL
Recording Date	Sep 05, 2018
Property Address	97010 LOVERS LN, YULEE, FL 32097-4991
Document Number	0022200737
Book / Page	2220 / 0737
Instrument Date	Aug 29, 2018
Instrument	201845026844
Transaction Type	Transfer
Record Updated	May 09, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	97573 CHESTER RIVER RD, 97573, YULEE, FL 32097-4981

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	86020 SANDS WAY, YULEE, FL 32097-3917

Mortgage

Document Number	201845026845
Date	Sep 05, 2018
Instrument	201845026845

Lender

Name	PINNACLE BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Nassau County records · Assessment roll updated November 26, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	Nassau County
Unified School District	Nassau County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,474.00 (+4.39%)	$96,050 (+6.25%) Land $96,050	$96,050 (+6.25%) Land $96,050
2024	$1,412.00 (-2.08%)	$90,400 (-) Land $90,400	$90,400 (-) Land $90,400
2023	$1,442.00 (+86.3%)	$90,400 (+33.33%) Land $90,400	$90,400 (+33.33%) Land $90,400
2022	$774.00	$67,800 Land $67,800	$67,800 Land $67,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Nassau County (12089C), updated January 21, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120890503063, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Cost	Premium on Record median of 61 individual NFIP policies nearby
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	61 in force

Wildfire

Wildfire Risk	Moderate above 53% of the US · above 23% of Florida
Wildfire Likelihood	About 1 in 901 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 68 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	1,200 / 35
Verizon	Fixed Wireless	300 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE (outdoors only)

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