9708 Spring Lake Dr, Clermont, FL 34711 Property Records

Lake County property record for 9708 Spring Lake Dr, Clermont, FL 34711

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,058 sqft · built 2006
Lot Size	0.216 acres (9,444 sqft)
Owner	Individual Name on File
Last Sale	$272,000 (Nov 2019)
Tax Bill	$3,530 (2024)
Deeds & Mortgages	Nov 2019 Sale & Mortgage Jul 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`11-22-25-1017-000-28200`

Property Details

APN / Parcel Number

Primary APN	`11-22-25-1017-000-28200`
Alternative APN	`3827475`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,058 sqft Living Area
1st Floor Area	2,058 sqft

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2023
Exterior Material	Brick Veneer
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Material	Shingle
Lot Area	9,444 sqft (0.216 acres)
Garage Type	Finished
Garage Area	532 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	506 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	3827475
Street Address	9708 SPRING LAKE DR
City	CLERMONT
State	FL
Zip	34711-7968
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PALISADES PHASE 2D PB 52 PG 21-23 LOT 282 ORB 5370 PG 595
Legal Range	25E
Legal Township	22S
Legal Section	11
Legal Subdivision	PALISADES
Legal Phase	2D
Legal Tract	1017
Legal Lot Number	282
Jurisdiction	LAKE FL
Township / Civil Division	GROVELAND-MASCOTTE
Census Block Group	2
Census Block	2087
Census Tract	31207

Owner

9708 Spring Lake Dr is owned and occupied by an individual who bought it in November 2019.

Source: Lake County records, as of December 15, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	9708 SPRING LAKE DR, CLERMONT, FL 34711-7968
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 6, 2019	Warranty Deed, Transfer · Conventional Mortgage WATERSTONE MORTGAGE CORP
Jul 7, 2017	Warranty Deed, Transfer · Conventional with PMI PARKSIDE LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 6, 2019 · Amount on File
Deed Sale	Nov 6, 2019 · Amount on File
Prior Sale	Jul 7, 2017 · Amount on File
Deed Document Number	2019126132
Deed Book / Page	5370 / 0595
Record Updated	Jun 8, 2026

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Nov 6, 2019
Property Address	9708 SPRING LAKE DR, CLERMONT, FL 34711-7968
Document Number	0053700595
Book / Page	5370 / 0595
Map Reference	MB 52 PG 21-23
Instrument Date	Nov 4, 2019
Instrument	2019126132
Transaction Type	Transfer
Record Updated	Jan 11, 2022
Title Company	SMART INTERNATIONAL TTL LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,904.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1603 WILSON AVE, 1603, ORLANDO, FL 32804-4355

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9708 SPRING LAKE DR, CLERMONT, FL 34711-7968

Mortgage

Document Number	0053700597
Date	Nov 6, 2019
Instrument	5370/0597

Lender

Name	WATERSTONE MORTGAGE CORP
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2049

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Jul 7, 2017
Property Address	9708 SPRING LAKE DR, CLERMONT, FL 34711-7968
Document Number	0049681079
Book / Page	004968 / 001079
Instrument Date	Jun 27, 2017
Instrument	72723
Transaction Type	Transfer
Record Updated	Aug 1, 2017
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE/FL INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,750.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9708 SPRING LAKE DR CLERMONT FL 347117968, CLERMONT, FL 34711-7968

Mortgage

Document Number	49681081
Date	Jul 7, 2017
Book Page	004968/001081
Instrument	72724

Lender

Name	PARKSIDE LNDG
Address	SAN FRANCISCO, CA 94103

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jul 6, 2047

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$256,080 Land $102,300 Building $153,780	$368,765 Land $102,300 Building $266,465
2024	$3,530.00 (+7.98%)
2023	$3,269.00 (+7.64%) Homeowner's exemption	$241,630 (+3%)	$383,993 (+37.22%) Land $102,300 Building $281,693
2022	$3,037.00 Homeowner's exemption	$234,600	$279,843 Land $62,000 Building $217,843

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 9708 Spring Lake Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2013.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 19 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	19 in force
Nearby Flood Claims	1 (2013)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 9708 Spring Lake Dr is moderate, ranking above 43% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 85% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GROVELAND WATER DEPARTMENT serves 23,628 people · EPA ID FL3350476
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 163 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
CenturyLink DSL	140 / 20

May also be available: Spectrum.

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