9654 Spring Lake Dr, Clermont, FL 34711 Property Records

Lake County property record for 9654 Spring Lake Dr, Clermont, FL 34711

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,303 sqft · built 2006
Lot Size	0.223 acres (9,725 sqft)
Owner	2 Individual Names on Record
Last Sale	$215,000 (Mar 2015)
Tax Bill	$760 (2024)
Deeds & Mortgages	May 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`11-22-25-1017-000-28500`

Property Details

APN / Parcel Number

Primary APN	`11-22-25-1017-000-28500`
Alternative APNs	`252211101700028500` `3827478`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,303 sqft Living Area
Gross Area	2,810 sqft
1st Floor Area	2,063 sqft

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2024
Exterior Material	Brick
Construction Type	Frame
Roof Material	Asphalt
Lot Area	9,725 sqft (0.223 acres)
View / Lot	Golf Course
Garage Type	Attached
Garage Area	507 sqft
Parking Spaces	2 Parking Spaces
Porch	Florida Room
Porch Area	406 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	3827478
Street Address	9654 SPRING LAKE DR
City	CLERMONT
State	FL
Zip	34711-7966
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	PALISADES PHASE 2D PB 52 PG 21-23 LOT 285 ORB 4602 PG 2374
Legal Range	25E
Legal Township	22S
Legal Section	11
Legal Subdivision	PALISADES PHASE 2D
Legal Tract	1017
Legal Lot Number	285
Jurisdiction	LAKE FL
Township / Civil Division	GROVELAND-MASCOTTE
Census Block Group	2
Census Block	2087
Census Tract	31207

Owner

Source: Lake County records, as of November 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	9654 SPRING LAKE DR, CLERMONT, FL 34711-7966
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 27, 2015 · Amount on Record
Deed Sale	Mar 27, 2015 · Amount on Record
Prior Sale	Jul 20, 2006 · Amount on Record
Deed Document Number	201532092
Deed Book / Page	4602 / 2374
Prior Transfer Date	Mar 19, 2015
Prior Transfer Doc	0046022373
Record Updated	Jun 8, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	9654 SPRING LAKE DR, CLERMONT, FL 34711-7966
Transaction Type	Mortgage
Record Updated	May 18, 2023
Title Company	MORTGAGE TITLE SERVICES INC, MORTGAGEE TITLE SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9654 SPRING LAKE DR, CLERMONT, FL 34711-7966

Mortgage

Document Number	0057030394
Date	May 6, 2021
Book Page	5703/394
Instrument	2021062424

Lender

Name	SUNCOAST CU
Type	Credit Union
Address	TAMPA, FL 33610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

Tax Assessment & Valuation

Source: Lake County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$227,440 (+2.9%)	$365,878 (-) Land $102,300 Building $263,578
2025		$221,030 (+5.98%) Land $102,300 Building $118,730	$365,878 (-4.07%) Land $102,300 Building $263,578
2024	$760.00 (+33.33%)
2023	$570.00 (-45.87%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$208,560 (+3%)	$381,383 (+37.28%) Land $102,300 Building $279,083
2022	$1,053.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$202,490	$277,823 Land $62,000 Building $215,823

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 19 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	19 in force
Nearby Flood Claims	1 (2013)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 85% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GROVELAND WATER DEPARTMENT serves 23,628 people · EPA ID FL3350476
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 163 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
CenturyLink DSL	140 / 20

May also be available: Spectrum.

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