97073 Caravel Trl, Yulee, FL 32097 Property Records

Nassau County property record for 97073 Caravel Trl, Yulee, FL 32097

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,083 sqft · built 2017
Lot Size	0.583 acres (25,402 sqft)
Owner	Owner Name on File
Last Sale	$35,000 (May 2004)
Tax Bill	$2,776 (2025)
Deeds & Mortgages	Feb 2017 Mortgage Oct 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`43-3N-28-509E-0017-0000`

Property Details

APN / Parcel Number

Primary APN	`43-3N-28-509E-0017-0000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,083 sqft Heated Area
Gross Area	3,143 sqft
1st Floor Area	2,083 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2017
Exterior Material	Other
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	25,402 sqft (0.583 acres)
Garage Area	528 sqft
Porch	Open Porch
Porch Area	316 sqft
Patio Area	216 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	97073 CARAVEL TRL
City	YULEE
State	FL
Zip	32097-2450
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF-1
Legal Description	LOT 17 IN OR 1232/899 PIRATES WOOD #5 UNR
Legal Range	28E
Legal Township	03N
Legal Section	43
Legal Subdivision	PIRATES WOOD #5
Legal Lot Number	17
Jurisdiction	NASSAU FL
Township / Civil Division	YULEE
Census Block Group	1
Census Block	1012
Census Tract	50308

Owner

The current owner of 97073 Caravel Trl bought it in May 2004.

Source: Nassau County records, as of January 26, 2026

Owner of Record	Owner Name on File
Mailing Address	97073 CARAVEL TRL, YULEE, FL 32097-2450
Occupancy	Owner Occupied

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 21, 2017	Deed of Trust, Mortgage · Conventional Mortgage REGIONS BANK
Oct 15, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Oct 4, 2018	Deed of Trust, Mortgage · Conventional Mortgage VYSTAR CU
Jan 11, 2018	Deed of Trust, Mortgage VYSTAR CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 21, 2004 · Amount on File
Deed Sale	May 21, 2004 · Amount on File
Deed Document Number	0001232899
Deed Book / Page	1232 / 899
Record Updated	Jun 8, 2026

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NASSAU FL
Property Address	97073 CARAVEL TRL, YULEE, FL 32097-2450
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ATTORNEY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0021020585
Date	Feb 21, 2017
Book Page	2102/0585
Instrument	201705246

Lender

Name	REGIONS BANK
Type	Bank
Address	BIRMINGHAM, AL 35244

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2047

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NASSAU FL
Property Address	97073 CARAVEL TRL, YULEE, FL 32097-2450
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	97073 CARAVEL TRL, YULEE, FL 32097-2450

Mortgage

Document Number	0024001100
Date	Oct 15, 2020
Book Page	2400/1100
Instrument	202045033190

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NASSAU FL
Property Address	97073 CARAVEL TRL, YULEE, FL 32097-2450
Document Number	0022290680
Instrument Date	Oct 4, 2018
Transaction Type	Mortgage
Record Updated	Oct 29, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	97073 CARAVEL TRL YULEE FL 320972450, YULEE, FL 32097-2450

Mortgage

Document Number	0022290680
Date	Oct 10, 2018
Book Page	002229/000680
Instrument	45031606

Lender

Name	VYSTAR CU
Type	Credit Union
Address	JACKSONVILLE, FL 32210

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Oct 9, 2028

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NASSAU FL
Property Address	97073 CARAVEL TRL, YULEE, FL 32097-2450
Document Number	0021710540
Book / Page	002171 / 000540
Instrument Date	Jan 11, 2018
Transaction Type	Mortgage
Record Updated	Jan 24, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	97073 CARAVEL TRL YULEE FL 320972450, YULEE, FL 32097-2450

Mortgage

Document Number	0021710540
Date	Jan 18, 2018
Book Page	002171/000540
Instrument	1921

Lender

Name	VYSTAR CU
Type	Credit Union
Address	JACKSONVILLE, FL 32232-5085

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jan 17, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 97073 Caravel Trl was $2,776 with a homeowner's exemption, up 1.5% from the year before.

Source: Nassau County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Nassau County
Unified School District	Nassau County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,776.00 (+1.46%) Homeowner's exemption	$221,191 (+2.9%)	$505,892 (+24.05%) Land $100,000 Building $405,892
2024	$2,736.00 (+1.56%) Homeowner's exemption	$214,957 (+3%)	$407,823 (+3.81%) Land $100,000 Building $307,823
2023	$2,694.00 (+10.73%) Homeowner's exemption	$208,696 (+3%)	$392,861 (+39.28%) Land $100,000 Building $292,861
2022	$2,433.00 Homeowner's exemption	$202,617	$282,069 Land $60,000 Building $222,069

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 97073 Caravel Trl in Zone X, an area of minimal flood risk, though there have been 25 flood claims nearby since 2016.

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 475 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	475 in force
Nearby Flood Claims	25 (2016–2024)
Claims Outside the SFHA	4 of 25
Most Recent Claim	Sep 2024 · Hurricane Helene
Claims by Event	Hurricane Irma, Sep 2017 · 3 claims Hurricane Matthew, Oct 2016 · 17 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 97073 Caravel Trl is moderate, ranking above 48% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · lower than 81% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEA: LOFTON OAKS GRID private · serves 24,318 people · EPA ID FL2454338
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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