97070 Caravel Trl, Yulee, FL 32097 Property Records

Nassau County property record for 97070 Caravel Trl, Yulee, FL 32097

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,271 sqft · built 2005
Lot Size	0.555 acres (24,158 sqft)
Owner	2 Individual Names on File
Last Sale	$235,000 (Oct 2015)
Tax Bill	$3,284 (2025)
Deeds & Mortgages	Dec 2022 Transfer Jun 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`43-3N-28-509C-0066-0000`

Property Details

APN / Parcel Number

Primary APN	`43-3N-28-509C-0066-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,271 sqft Living Area
Gross Area	2,850 sqft
1st Floor Area	2,047 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Wood
Construction Type	Wood
Roof Type	Cathedral/Clerestory
Roof Material	Metal
Lot Area	24,158 sqft (0.555 acres)
Garage Type	Attached
Garage Area	579 sqft

Exterior Amenities

Pool Area	364 sqft
Porch	Florida Room
Porch Area	270 sqft
Patio Area	990 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	97070 CARAVEL TRL
City	YULEE
State	FL
Zip	32097-2451
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF-1
Legal Description	LOT 66 IN OR 2606/1447 PIRATES WOOD #3 UNR
Legal Range	28E
Legal Township	03N
Legal Section	43
Legal Subdivision	PIRATES WOOD
Legal Lot Number	66
Jurisdiction	NASSAU FL
Township / Civil Division	YULEE
Census Block Group	1
Census Block	1013
Census Tract	50308

Owner

97070 Caravel Trl is owned and occupied by two individuals who acquired it in November 2022.

Source: Nassau County records, as of March 6, 2026

Owner of Record	2 Individual Names on File
Mailing Address	97070 CARAVEL TRL, YULEE, FL 32097-2451
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 7, 2022	Intrafamily Transfer, Transfer ACCOMMODATION
Jun 20, 2019	Deed of Trust, Mortgage · VA Mortgage PENNYMAC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 21, 2015 · Amount on File
Deed Sale	Oct 21, 2015 · Amount on File
Prior Sale	Apr 13, 2015 · Amount on File
Deed Document Number	201530421
Deed Book / Page	2010 / 264
Last Transfer Date	Nov 30, 2022
Transfer Doc	0026061447
Record Updated	Jun 8, 2026

December 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	NASSAU FL
Recording Date	Dec 7, 2022
Property Address	97070 CARAVEL TRL, YULEE, FL 32097-2451
Document Number	0026061447
Book / Page	2606 / 1447
Map Reference	MB 103 PG 424
Instrument Date	Nov 30, 2022
Instrument	202245040139
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	97070 CARAVEL TRL, YULEE, FL 32097-2451

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	97070 CARAVEL TRL, YULEE, FL 32097-2451

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NASSAU FL
Property Address	97070 CARAVEL TRL, YULEE, FL 32097-2451
Document Number	0022841891
Instrument Date	Jun 20, 2019
Transaction Type	Mortgage
Record Updated	Jul 18, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	97070 CARAVEL TRL YULEE FL 320972451, YULEE, FL 32097-2451

Mortgage

Document Number	0022841891
Date	Jun 26, 2019
Book Page	002284/001891
Instrument	45020168

Lender

Name	PENNYMAC
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 25, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 97070 Caravel Trl was $3,284 with a homeowner's exemption, up 1.4% from the year before.

Source: Nassau County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Nassau County
Unified School District	Nassau County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,284.00 (+1.42%) Homeowner's exemption	$254,295 (+2.9%)	$497,732 (+8.31%) Land $100,000 Building $397,732
2024	$3,238.00 (+1.44%) Homeowner's exemption	$247,128 (+3%)	$459,545 (+2.64%) Land $100,000 Building $359,545
2023	$3,192.00 (+10.49%) Homeowner's exemption	$239,930 (+3%)	$447,708 (+39.92%) Land $100,000 Building $347,708
2022	$2,889.00 Homeowner's exemption	$232,942	$319,964 Land $60,000 Building $259,964

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 97070 Caravel Trl in Zone X, an area of minimal flood risk, though there have been 25 flood claims nearby since 2016.

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 475 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	475 in force
Nearby Flood Claims	25 (2016–2024)
Claims Outside the SFHA	4 of 25
Most Recent Claim	Sep 2024 · Hurricane Helene
Claims by Event	Hurricane Irma, Sep 2017 · 3 claims Hurricane Matthew, Oct 2016 · 17 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 97070 Caravel Trl is moderate, ranking above 48% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · lower than 81% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEA: LOFTON OAKS GRID private · serves 24,318 people · EPA ID FL2454338
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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