Orange County property record for 9702 Wild Oak Dr, Windermere, FL 34786
| Property Type | Single Family Home |
|---|---|
| Details | 6 bd · 7 ba · 7,969 sqft · built 1978 |
| Lot Size | 2.22 acres (96,856 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $2,545,000 (Mar 2021) |
| Tax Bill | $47,223 (2025) |
| Deeds & Mortgages | Mar 2021 Sale & Mortgage Mar 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 04-23-28-9332-00-840 |
| Primary APN | 04-23-28-9332-00-840 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 7 Baths |
| Stories | 2 Stories |
| Building Area | 7,969 sqft Living Area |
| Gross Area | 12,747 sqft |
| 1st Floor Area | 6,055 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Elevator | Elevator |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 2010 |
| Exterior Material | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Concrete |
| Lot Area | 96,856 sqft (2.22 acres) |
| Garage Type | Attached |
| Garage Area | 1,484 sqft |
| Parking Spaces | 5 Parking Spaces |
| Porch | Florida Room |
|---|---|
| Porch Area | 1,783 sqft |
| Patio Area | 464 sqft |
| Boat Access | Boat Access |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 9702 WILD OAK DR |
|---|---|
| City | WINDERMERE |
| State | FL |
| Zip | 34786-8335 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1AA |
| Legal Description | WINDERMERE DOWNS 4/12 LOT 84 |
| Legal Range | 28E |
| Legal Township | 23S |
| Legal Section | 04 |
| Legal Subdivision | WINDERMERE DOWNS |
| Legal Tract | 9332 |
| Legal Lot Number | 84 |
| Jurisdiction | ORANGE FL |
| Township / Civil Division | SOUTHWEST ORANGE |
| Census Block Group | 1 |
| Census Block | 1020 |
| Census Tract | 14814 |
Source: Orange County records · APN 04-23-28-9332-00-840
Assessment roll updated April 30, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 9702 WILD OAK DR, WINDERMERE, FL 34786-8335 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 24, 2021 | Warranty Deed, Transfer · Conventional Mortgage SOUTH STATE BANK NA |
| Mar 24, 2021 | Warranty Deed, Transfer · Conventional Mortgage SOUTH STATE BANK NA |
| Jul 24, 2017 | Deed of Trust, Mortgage IBERIABANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 24, 2021 · Amount on Record |
| Deed Sale | Mar 24, 2021 · Amount on Record |
| Prior Sale | Oct 29, 2012 · Amount on Record |
| Deed Document Number | 2021167560 |
| Prior Transfer Date | Feb 18, 2009 |
| Prior Transfer Doc | 0000116193 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ORANGE FL |
| Recording Date | Mar 24, 2021 |
| Property Address | 9702 WILD OAK DR, WINDERMERE, FL 34786-8335 |
| Document Number | 0000167560 |
| Map Reference | MB 4 PG 12&13 |
| Instrument Date | Mar 18, 2021 |
| Instrument | 20210167560 |
| Transaction Type | Transfer |
| Record Updated | Jan 03, 2022 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $17,815.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 9702 WILD OAK DR, 9702, WINDERMERE, FL 34786-8335 |
| Name | Verified Name |
|---|---|
| Address | 9702 WILD OAK DR, WINDERMERE, FL 34786-8335 |
| Document Number | 0000167561 |
|---|---|
| Date | Mar 24, 2021 |
| Instrument | 20210167561 |
| Name | SOUTH STATE BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Apr 01, 2041 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ORANGE FL |
| Recording Date | Mar 24, 2021 |
| Property Address | 9702 WILD OAK DR, WINDERMERE, FL 34786-8335 |
| Document Number | 20210167560 |
| Map Reference | MB 4 PG 12&13 |
| Instrument Date | Mar 18, 2021 |
| Instrument | 20210167560 |
| Transaction Type | Transfer |
| Record Updated | Apr 14, 2021 |
| Title Company | ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $17,815.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 9702 WILD OAK DR, 9702, WINDERMERE, FL 34786-8335 |
| Name | Verified Name |
|---|---|
| Address | 9702 WILD OAK DR, WINDERMERE, FL 34786-8335 |
| Document Number | 20210167561 |
|---|---|
| Date | Mar 24, 2021 |
| Instrument | 20210167561 |
| Name | SOUTH STATE BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Apr 01, 2041 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE FL |
| Property Address | 9702 WILD OAK DR, WINDERMERE, FL 34786-8335 |
| Document Number | 0000421276 |
| Instrument Date | Jul 24, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 23, 2018 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 9702 WILD OAK DR WINDERMERE FL 347868335, WINDERMERE, FL 34786-8335 |
| Document Number | 0000421276 |
|---|---|
| Date | Jul 28, 2017 |
| Instrument | 421276 |
| Name | IBERIABANK |
|---|---|
| Type | Federal Savings Bank |
| Address | 315 E ROBINSON ST, ORLANDO, FL 32801-1912 |
| Amount | Amount Recorded |
|---|---|
| Term | 120 Months |
| Due | Jul 27, 2027 |
| Rate Type | Adjustable Rate |
|---|
Source: Orange County records · Assessment roll updated April 30, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Orange County |
| Unified School District | Orange County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,975,792 (+2.7%) | $3,199,770 (-1.06%) Land $1,080,100 Building $2,119,670 | |
| 2025 | $47,223.00 (-6.51%) | $2,897,558 (-2.46%) | $3,234,040 (+8.87%) Land $1,080,100 Building $2,153,940 |
| 2024 | $50,509.00 (+12.16%) | ||
| 2023 | $45,031.00 (+13.33%) | $2,970,674 (+18.92%) Land $1,080,100 Building $1,890,574 | $2,970,674 (+18.92%) Land $1,080,100 Building $1,890,574 |
| 2022 | $39,735.00 | $2,498,088 Land $900,100 Building $1,597,988 | $2,498,088 Land $900,100 Building $1,597,988 |
Source: FEMA National Flood Hazard Layer, Orange County (12095C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120950148141, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 100.7 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 37 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 37 in force |
| Nearby Flood Claims | 2 (2022–2024) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Wildfire Risk | Low lower than 97% of the US · lower than 96% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 156 locations within half a mile · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
May also be available: Xfinity.
Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026
| Water System | OCUD/SOUTHERN WATER SYS (5 WPS) serves 80,738 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2024 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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