9701 Wild Oak Dr, Windermere, FL 34786 Property Records

Orange County property record for 9701 Wild Oak Dr, Windermere, FL 34786

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 3,237 sqft · built 1974
Lot Size	0.341 acres (14,834 sqft)
Owner	2 Individual Names on Record
Last Sale	$800,000 (May 2021)
Tax Bill	$10,394 (2025)
Deeds & Mortgages	Sep 2026 Sale May 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04-23-28-9332-00-210`

Property Details

APN / Parcel Number

Primary APN	`04-23-28-9332-00-210`
Alternative APNs	`282304933200210` `274231` `279074` `283229`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,237 sqft Living Area
Gross Area	4,215 sqft
1st Floor Area	2,328 sqft
Utility Area	34 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 2014
Exterior Material	Stone/Wood Frame
Roof Type	Flat
Roof Material	Built-Up Asphalt
Lot Area	14,834 sqft (0.341 acres)
Garage Type	Attached
Garage Area	582 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	572 sqft
Patio Area	147 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	9701 WILD OAK DR
City	WINDERMERE
State	FL
Zip	34786-8334
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1A
Legal Description	WINDERMERE DOWNS 4/12 LOT 21
Legal Range	28E
Legal Township	23S
Legal Section	04
Legal Subdivision	WINDERMERE DOWNS
Legal Tract	9332
Legal Lot Number	21
Jurisdiction	ORANGE FL
Township / Civil Division	SOUTHWEST ORANGE
Census Block Group	1
Census Block	1005
Census Tract	14814

Owner

Source: Orange County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	9701 WILD OAK DR, WINDERMERE, FL 34786-8334
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Sep 28, 2026	Quit Claim Deed, Transfer SIMPLE TITLE, SIMPLIFILE
May 19, 2021	Warranty Deed, Transfer · Conventional Mortgage BETTER MORTGAGE CORPORATION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 19, 2021 · Amount on Record
Deed Sale	May 19, 2021 · Amount on Record
Prior Sale	Jun 16, 2015 · Amount on Record
Deed Document Number	2021301025
Last Transfer Date	Sep 25, 2026
Transfer Doc	0000536833
Record Updated	Oct 29, 2026

September 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ORANGE FL
Recording Date	Sep 28, 2026
Property Address	9701 WILD OAK DR, WINDERMERE, FL 34786-8334
Document Number	0000536833
Instrument Date	Sep 25, 2026
Instrument	2026536833
Transaction Type	Transfer
Record Updated	Oct 8, 2026
Title Company	SIMPLE TITLE, SIMPLIFILE

Transaction

Amount	Amount Recorded
Tax	$70.70
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	9701 WILD OAK DR, WINDERMERE, FL 34786-8334

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	May 19, 2021
Property Address	9701 WILD OAK DR, WINDERMERE, FL 34786-8334
Document Number	20210301025
Map Reference	MB 4 PG 12&13
Instrument Date	May 18, 2021
Instrument	20210301025
Transaction Type	Transfer
Record Updated	Jun 8, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,600.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7989 10TH AVE S, 7989, SAINT PETERSBURG, FL 33707-2703

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9701 WILD OAK DR, WINDERMERE, FL 34786-8334

Mortgage

Document Number	20210301026
Date	May 19, 2021
Instrument	20210301026

Lender

Name	BETTER MORTGAGE CORPORATION
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

Tax Assessment & Valuation

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$667,947 (+2.7%)	$868,780 (-0.99%) Land $210,000 Building $658,780
2025	$10,394.00 (+3.85%) Homeowner's exemption	$650,387 (+5.99%)	$877,490 (+17.93%) Land $210,000 Building $667,490
2024	$10,009.00 (+7.23%)
2023	$9,334.00 (+3.18%) Homeowner's exemption	$613,648 (+3%)	$744,084 (+20.02%) Land $210,000 Building $534,084
2022	$9,046.00 Homeowner's exemption	$595,775	$619,960 Land $210,000 Building $409,960

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 37 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	37 in force
Nearby Flood Claims	2 (2022–2024)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Oct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCUD/SOUTHERN WATER SYS (5 WPS) serves 80,738 people · EPA ID FL3484119
Water Source	Groundwater
Last State Inspection	May 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 156 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Xfinity.

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