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97003 Cobbler Ct, Yulee, FL 32097 Property Records

Nassau County property record for 97003 Cobbler Ct, Yulee, FL 32097

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,161 sqft · built 2011
Lot Size0.579 acres (25,225 sqft)
Owner2 Individual Names on Record
Last Sale$470,000 (Dec 2021)
Tax Bill$4,829 (2025)
Deeds & MortgagesDec 2021 Sale & Mortgage
May 2021 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN42-3N-28-1870-0010-0000

Property Details

APN / Parcel Number

Primary APN42-3N-28-1870-0010-0000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,161 sqft Living Area
Gross Area2,961 sqft
1st Floor Area2,161 sqft
FlooringTile
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2011
Effective Year BuiltEffective 2011
Exterior MaterialCombination
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area25,225 sqft (0.579 acres)
Garage TypeAttached
Garage Area800 sqft
Pool Area375 sqft
PorchFinished/Open Porch
Porch Area262 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address97003 COBBLER CT
CityYULEE
StateFL
Zip32097-1925
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRSF-1
Legal DescriptionLOT 10 ROSES BLUFF SUB PB 7/110
Legal Range28E
Legal Township03N
Legal Section42
Legal SubdivisionROSES BLUFF SUB
Legal Lot Number10
JurisdictionNASSAU FL
Township / Civil DivisionYULEE
Census Block Group3
Census Block3001
Census Tract50306

Owner

Source: Nassau County records, as of November 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address97003 COBBLER CT, YULEE, FL 32097-1925
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 23, 2021Warranty Deed, Transfer · VA Mortgage
BANK OF ENGLAND
May 26, 2021Deed of Trust, Mortgage · Conventional Mortgage
PENNYMAC LOAN SERVICES LLC
Mar 30, 2017Warranty Deed, Transfer · FHA Mortgage
PLAZA HOME MORTGAGE INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 23, 2021 · Amount on Record
Deed SaleDec 23, 2021 · Amount on Record
Prior SaleMar 30, 2017 · Amount on Record
Deed Document Number202145047204
Deed Book / Page2524 / 441
Prior Transfer DateJun 19, 2012
Prior Transfer Doc0017981925
Record UpdatedJun 8, 2026

December 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionNASSAU FL
Recording DateDec 23, 2021
Property Address97003 COBBLER CT, YULEE, FL 32097-1925
Document Number0025240441
Book / Page2524 / 441
Map ReferenceMB 7 PG 110-114
Instrument DateDec 21, 2021
Instrument202145047204
Transaction TypeTransfer
Record UpdatedJan 13, 2022
Title CompanyAMELIA TITLE AGENCY INC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$3,290.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address17293 EAGLE BEND BLVD, 17293, JACKSONVILLE, FL 32226-1109

Transferred To (Grantee/Buyer)

NameVerified Name
Address97003 COBBLER CT, YULEE, FL 32097-1925

Mortgage

Document Number0002524443
DateDec 23, 2021
Instrument2524/443
Lender
NameBANK OF ENGLAND
TypeBank
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2052

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNASSAU FL
Property Address97003 COBBLER CT, YULEE, FL 32097-1925
Transaction TypeMortgage
Record UpdatedJun 25, 2021
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address97003 COBBLER CT, YULEE, FL 32097-1925

Mortgage

Document Number0024650620
DateMay 26, 2021
Book Page2465/620
Instrument202145019752
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
AddressMOORPARK, CA 93021
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term311 Months
DueApr 1, 2047

March 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionNASSAU FL
Recording DateMar 30, 2017
Property Address97003 COBBLER CT, YULEE, FL 32097-1925
Document Number0021100088
Book / Page2110 / 0088
Map ReferenceMB7 PG110
Instrument DateMar 24, 2017
Instrument201709392
Transaction TypeTransfer
Record UpdatedJan 14, 2022
Title CompanyWATSON TITLE SVCS NORTH FL I

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address85079 CHRISTIAN WAY APT 611, 85079, YULEE, FL 32097-3408

Transferred To (Grantee/Buyer)

NameVerified Name
Address97003 COBBLER CT, YULEE, FL 32097-1925

Mortgage

Document Number0021100090
DateMar 30, 2017
Instrument2110/0090
Lender
NamePLAZA HOME MORTGAGE INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2047

Tax Assessment & Valuation

Source: Nassau County assessment roll, as of November 26, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyNassau County
Unified School DistrictNassau County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,829.00 (+1.3%) Homeowner's exemption$354,917 (+2.9%)$475,831 (+8.91%) Land $125,000 Building $350,831
2024$4,767.00 (+1.25%) Homeowner's exemption$344,914 (+3%)$436,912 (+2.72%) Land $75,000 Building $361,912
2023$4,708.00 (+10.1%) Homeowner's exemption$334,868 (+3%)$425,349 (+20.51%) Land $75,000 Building $350,349
2022$4,276.00 Homeowner's exemption$325,115$352,968 Land $78,520 Building $274,448

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 61 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies61 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 48% of the US · lower than 81% of Florida
Wildfire Likelihood0.07% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemJEA: LOFTON OAKS GRID
private · serves 24,318 people · EPA ID FL2454338
Water SourceGroundwater
Last State InspectionMar 2024
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 182 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
Xfinity
Cable		1,200 / 35
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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