Nassau County property record for 97002 Cobbler Ct, Yulee, FL 32097
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 2,073 sqft · built 2011 |
| Lot Size | 0.455 acres (19,860 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $269,400 (Jan 2021) |
| Tax Bill | $4,349 (2025) |
| Deeds & Mortgages | Mar 2022 Mortgage Jan 2021 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 42-3N-28-1870-0009-0000 |
| Primary APN | 42-3N-28-1870-0009-0000 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 2,073 sqft Heated Area |
| Gross Area | 2,760 sqft |
| 1st Floor Area | 1,823 sqft |
| Upper Floors Area | 250 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2011 |
|---|---|
| Exterior Material | Concrete |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 19,860 sqft (0.455 acres) |
| Garage Area | 414 sqft |
| Pool Area | 428 sqft |
| Porch | Open Porch |
| Porch Area | 273 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 97002 COBBLER CT |
|---|---|
| City | YULEE |
| State | FL |
| Zip | 32097-1925 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSF-1 |
| Legal Description | LOT 9 ROSES BLUFF SUB PB 7/110 |
| Legal Range | 28E |
| Legal Township | 03N |
| Legal Section | 42 |
| Legal Subdivision | ROSES BLUFF SUB |
| Legal Lot Number | 9 |
| Jurisdiction | NASSAU FL |
| Township / Civil Division | YULEE |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 50306 |
Source: Nassau County records, as of January 26, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 97002 COBBLER CT, YULEE, FL 32097-1925 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 10, 2022 | Deed of Trust, Mortgage · Conventional Mortgage VYSTAR CU |
| Jan 5, 2021 | Warranty Deed, Transfer · Conventional Mortgage FIRST SAVINGS BANK |
| Mar 4, 2019 | Loan Modification, Mortgage · Conventional Mortgage WELLS FARGO BK |
| Sep 14, 2015 | Loan Modification, Mortgage · Conventional with PMI WELLS FARGO BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 5, 2021 · Amount on Record |
| Deed Sale | Jan 5, 2021 · Amount on Record |
| Prior Sale | Jun 2, 2011 · Amount on Record |
| Deed Document Number | 202145000375 |
| Deed Book / Page | 2423 / 52 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NASSAU FL |
| Property Address | 97002 COBBLER CT, YULEE, FL 32097-1925 |
| Transaction Type | Mortgage |
| Record Updated | Apr 4, 2022 |
| Name | Verified Name |
|---|---|
| Address | 97002 COBBLER CT, YULEE, FL 32097-1925 |
| Document Number | 0025451594 |
|---|---|
| Date | Mar 10, 2022 |
| Book Page | 2545/1594 |
| Instrument | 202245008968 |
| Name | VYSTAR CU |
|---|---|
| Type | Credit Union |
| Address | JACKSONVILLE, FL 32202 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Mar 1, 2037 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | NASSAU FL |
| Recording Date | Jan 5, 2021 |
| Property Address | 97002 COBBLER CT, YULEE, FL 32097-1925 |
| Document Number | 0024230052 |
| Book / Page | 2423 / 52 |
| Map Reference | MB 7 PG 110-114 |
| Instrument Date | Dec 11, 2020 |
| Instrument | 202145000375 |
| Transaction Type | Transfer |
| Record Updated | Jan 14, 2022 |
| Title Company | LANDMARK TITLE, LANDMARK TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,885.80 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1940 PAVILION DR APT 139, 1940, VIRGINIA BEACH, VA 23451-5584 |
| Name | Verified Name |
|---|---|
| Address | 97002 COBBLER CT, YULEE, FL 32097-1925 |
| Document Number | 0000242355 |
|---|---|
| Date | Jan 5, 2021 |
| Instrument | 2423/55 |
| Name | FIRST SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2051 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | NASSAU FL |
| Property Address | 97002 COBBLER CT, YULEE, FL 32097-1925 |
| Document Number | 0022660047 |
| Instrument Date | Mar 4, 2019 |
| Transaction Type | Mortgage |
| Record Updated | May 3, 2019 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 97002 COBBLER CT YULEE FL 320971925, YULEE, FL 32097-1925 |
| Document Number | 0022660047 |
|---|---|
| Date | Apr 4, 2019 |
| Book Page | 002266/000047 |
| Instrument | 45010592 |
| Name | WELLS FARGO BK |
|---|---|
| Type | Bank |
| Address | FORT MILL, SC 29715 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 3, 2049 |
| Rate | 5.12% |
|---|
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | NASSAU FL |
| Property Address | 97002 COBBLER CT, YULEE, FL 32097-1925 |
| Document Number | 0021121854 |
| Instrument Date | Sep 14, 2015 |
| Transaction Type | Mortgage |
| Record Updated | Aug 18, 2018 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 97002 COBBLER CT YULEE FL 320971925, YULEE, FL 32097-1925 |
| Document Number | 0021121854 |
|---|---|
| Date | Apr 11, 2017 |
| Book Page | 002112/001854 |
| Instrument | 10734 |
| Name | WELLS FARGO BK |
|---|---|
| Type | Bank |
| Address | FORT MILL, SC 29715 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 336 Months |
| Due | Apr 10, 2045 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.75% |
Source: Nassau County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Nassau County |
| Unified School District | Nassau County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,349.00 (+26.65%) Homeowner's exemption | $323,677 (+26.91%) | $456,969 (+30.15%) Land $125,000 Building $331,969 |
| 2023 | $3,434.00 Homeowner's exemption | $255,040 | $351,113 Land $75,000 Building $276,113 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 61 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 61 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 48% of the US · lower than 81% of Florida |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | JEA: LOFTON OAKS GRID private · serves 24,318 people · EPA ID FL2454338 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2024 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 182 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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