970 Tara Oaks Ct, Westminster, MD 21157 Property Records

Carroll County property record for 970 Tara Oaks Ct, Westminster, MD 21157

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,274 sqft · built 1992
Lot Size	1.06 acres (46,174 sqft)
Owner	2 Individual Names on File
Last Sale	$570,000 (Sep 2023)
Tax Bill	$5,968 (2026)
Deeds & Mortgages	Sep 2023 Sale & Mortgage Nov 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04-064607`

Property Details

APN / Parcel Number

Primary APN	`04-064607`
Alternative APNs	`4064607` `064607`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,274 sqft Total Area
Basement Area	500 sqft
Finished Basement	500 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	46,174 sqft (1.06 acres)
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Deck Area	640 sqft
Patio Area	220 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	064607
Street Address	970 TARA OAKS CT
City	WESTMINSTER
State	MD
Zip	21157-7027
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-400
Legal Description	LT 12 - 1.064 ACS 970 TARA OAKS CT 34-17/1 TARA OAKS SEC 2 PLT B
Legal Subdivision	TARA OAKS SEC 02
Legal Lot Number	12
Jurisdiction	CARROLL MD
Township / Civil Division	4, WOOLERYS
Census Block Group	1
Census Block	1003
Census Tract	504201

Owner

970 Tara Oaks Ct is owned and occupied by two individuals who bought it in September 2023.

Source: Carroll County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	970 TARA OAKS CT, WESTMINSTER, MD 21157-7027
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 22, 2023	Deed, Transfer · Conventional Mortgage NFM INC
Nov 25, 2020	Deed, Transfer · Conventional Mortgage CALIBER HOME LOANS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 22, 2023 · Amount on File
Deed Sale	Sep 22, 2023 · Amount on File
Prior Sale	Nov 25, 2020 · Amount on File
Deed Book / Page	11118 / 248
Transfer Doc	0047360198
Record Updated	Oct 29, 2026

September 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	CARROLL MD
Recording Date	Sep 22, 2023
Property Address	970 TARA OAKS CT, WESTMINSTER, MD 21157-7027
Document Number	0111180248
Book / Page	11118 / 248
Map Reference	MB 34 FO 18
Instrument Date	Sep 12, 2023
Transaction Type	Transfer
Record Updated	Oct 9, 2023
Title Company	CARTER TITLE LLC, CHARTER TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,425.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	970 TARA OAKS CT, WESTMINSTER, MD 21157-7027

Mortgage

Document Number	0111180256
Date	Sep 22, 2023
Instrument	11118-0256

Lender

Name	NFM INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2053

November 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	CARROLL MD
Recording Date	Nov 25, 2020
Property Address	970 TARA OAKS CT, WESTMINSTER, MD 21157-7027
Document Number	0099670479
Book / Page	9967 / 479
Map Reference	MB 34 FO 18
Instrument Date	Nov 12, 2020
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	LAWYERS TRUST TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	970 TARA OAKS CT, WESTMINSTER, MD 21157-7027

Mortgage

Document Number	0009967485
Date	Nov 25, 2020
Instrument	9967/485

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 970 Tara Oaks Ct was $5,968 with a homeowner's exemption, up 5.1% from the year before.

Source: Carroll County assessment roll, as of September 8, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Carroll County
Unified School District	Carroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,968.00 (+5.05%) Homeowner's exemption	$554,800	$602,800 Land $200,600 Building $402,200
2025	$5,681.00 Homeowner's exemption
2023	$4,755.00 Homeowner's exemption	$420,800	$530,800 Land $180,600 Building $350,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 970 Tara Oaks Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 11, 2016

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 970 Tara Oaks Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 101 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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