965 Tara Oaks Ct, Westminster, MD 21157 Property Records

Carroll County property record for 965 Tara Oaks Ct, Westminster, MD 21157

Property Summary

Property TypeSingle Family Home
Details3.5 ba · 2,260 sqft · built 1998
Lot Size0.919 acres (40,017 sqft)
Owner2 Individual Names on File
Last Sale$700,000 (Oct 2025)
Tax Bill$6,398 (2026)
Deeds & MortgagesOct 2025 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN04-064712

Property Details

APN / Parcel Number

Primary APN04-064712
Alternative APNs
  • 4064712
  • 064712

Interior

Full Baths3.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,260 sqft Total Area
Basement Area1,000 sqft
Finished Basement1,000 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1998
Effective Year BuiltEffective 1998
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area40,017 sqft (0.919 acres)
Garage TypeAttached
Garage Area484 sqft
Parking Spaces2 Parking Spaces
Deck Area336 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Account Number064712
Street Address965 TARA OAKS CT
CityWESTMINSTER
StateMD
Zip21157-7027
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-400
Legal DescriptionLT 22 - 40017 SQ FT 965 TARA OAKS CT 34-17/1 TARA OAKS PLT B SC 2
Legal SubdivisionPLAT B TARA OAKS
Legal Lot Number22
JurisdictionCARROLL MD
Township / Civil Division4, WOOLERYS
Census Block Group1
Census Block1003
Census Tract504201

Owner

965 Tara Oaks Ct is owned and occupied by two individuals who bought it in October 2025.

Source: Carroll County records, as of October 20, 2026

Owner of Record2 Individual Names on File
Mailing Address965 TARA OAKS CT, WESTMINSTER, MD 21157-7027
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 28, 2025 · Amount on File
Deed SaleOct 28, 2025 · Amount on File
Prior SaleJul 18, 2025 · Amount on File
Deed Book / Page11599 / 184
Prior Transfer DateFeb 12, 2019
Prior Transfer Doc0092250480
Record UpdatedOct 29, 2026

October 2025: Deed, Transfer

Document TypeDeed
JurisdictionCARROLL MD
Recording DateOct 28, 2025
Property Address965 TARA OAKS CT, WESTMINSTER, MD 21157-7027
Document Number0115990184
Book / Page11599 / 184
Map ReferenceMB 34 FO 18
Instrument DateOct 24, 2025
Transaction TypeTransfer
Record UpdatedApr 3, 2026
Title CompanyCARDINAL TITLE GROUP LLC

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,500.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address965 TARA OAKS CT, WESTMINSTER, MD 21157-7027

Mortgage

Document Number0011599190
DateOct 28, 2025
Instrument11599/190
Lender
NameBAY CAPITAL MORTGAGE CORP
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueNov 1, 2055

Tax Assessment & Valuation

The 2026 property tax bill for 965 Tara Oaks Ct was $6,398, up 22.5% from the year before.

Source: Carroll County assessment roll, as of September 8, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyCarroll County
Unified School DistrictCarroll County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$6,398.00 (+22.47%)$566,000 (+11.05%)$678,600 (+33.14%) Land $196,600 Building $482,000
2025$5,224.00 Homeowner's exemption$509,700 Land $156,700 Building $353,000$509,700 Land $156,700 Building $353,000
2023$4,885.00 Homeowner's exemption$432,367$509,700 Land $156,700 Building $353,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 965 Tara Oaks Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 11, 2016

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 965 Tara Oaks Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 101 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
T-Mobile
Fixed Wireless
100 / 20

May also be available: Verizon.

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