Flathead County property record for 970 Swan River Rd, Bigfork, MT 59911
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,088 sqft · built 1978 |
| Lot Size | 1.51 acres (65,776 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $811 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | R0768761 |
| Primary APN | R0768761 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,088 sqft Living Area |
| 1st Floor Area | 1,088 sqft |
| Basement Area | 1,088 sqft |
| Unfinished Basement | 1,088 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asbestos |
| Lot Area | 65,776 sqft (1.51 acres) |
| Garage Type | Detached |
| Garage Area | 768 sqft |
| Deck Area | 402 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 0000497860 |
|---|---|
| Street Address | 970 SWAN RIVER RD |
| City | BIGFORK |
| State | MT |
| Zip | 59911-6338 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | S33, T27 N, R19 W, TR 4RC IN N2NW4 |
| Legal Range | 19W |
| Legal Township | 27N |
| Legal Section | 33 |
| Jurisdiction | FLATHEAD MT |
| Township / Civil Division | CRESTON-BIGFORK |
| Census Block Group | 2 |
| Census Block | 2022 |
| Census Tract | 1303 |
970 Swan River Rd is owned and occupied by two individuals.
Source: Flathead County records, as of September 11, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 970 SWAN RIVER RD, BIGFORK, MT 59911-6338 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 970 Swan River Rd was $811 with a homeowner's exemption.
Source: Flathead County assessment roll, as of September 11, 2026
| Type | Name |
|---|---|
| State | Montana |
| County | Flathead County |
| Secondary School District | Bigfork High School District (09 - 12) |
| Elementary School District | Swan River Elementary School District (PK - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $811.00 Homeowner's exemption | $492,000 | |
| 2025 | $492,000 Land $253,880 Building $238,120 | ||
| 2023 | $2,535.00 | $407,000 | $407,000 Land $136,420 Building $270,580 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 970 Swan River Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 970 Swan River Rd is moderate, ranking above 65% of the US, with a 0.3% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 65% of the US · above 43% of Montana |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
May also be available: T-Mobile, Verizon.
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