960 Swan River Rd, Bigfork, MT 59911 Property Records

Flathead County property record for 960 Swan River Rd, Bigfork, MT 59911

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 1,276 sqft · built 2004
Lot Size	19.2 acres (837,659 sqft)
Owner	2 Individual Names on File
Last Sale	$329,000 (Dec 2015)
Tax Bill	$1,753 (2026)
Deeds & Mortgages	Apr 2018 Mortgage Aug 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R0776010`

Property Details

APN / Parcel Number

Primary APN	`R0776010`
Alternative APNs	`07-3836-33-2-02-15-0000` `0000608576`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,276 sqft Living Area
1st Floor Area	1,276 sqft
Basement Area	1,276 sqft
Finished Basement	1,276 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	837,659 sqft (19.2 acres)
Terrain	Wooded
View / Lot	Mountain
Garage Type	Detached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	84 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	0000608576
Street Address	960 SWAN RIVER RD
City	BIGFORK
State	MT
Zip	59911-6338
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	S33, T27 N, R19 W, ACRES 19.23, TR 4R IN S2NW4NW4 & NE4NW4, EX RW, COS 2973-REM, ASSR#0000608576
Legal Range	19W
Legal Township	27N
Legal Section	33
Legal Subdivision	CERTIFICATE OF SURVEY #2973
Legal Tract	2
Jurisdiction	FLATHEAD MT
Township / Civil Division	CRESTON-BIGFORK
Census Block Group	2
Census Block	2022
Census Tract	1303

Owner

960 Swan River Rd, a rural home, is owned and occupied by two individuals who bought it in December 2015.

Source: Flathead County records, as of September 11, 2026

Owner of Record	2 Individual Names on File
Mailing Address	960 SWAN RIVER RD, BIGFORK, MT 59911-6338
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 5, 2018	Deed of Trust, Mortgage · Commercial Mortgage PARK SIDE CU
Aug 31, 2020	Deed of Trust, Mortgage · Conventional Mortgage NORTH AMERICAN SAVINGS BANK FSB

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 17, 2015 · Amount on File
Deed Sale	Dec 17, 2015 · Amount on File
Deed Document Number	201528877
Record Updated	Oct 29, 2026

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Property Address	960 SWAN RIVER RD, BIGFORK, MT 59911-6338
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	INSURED TITLES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201800006520
Date	Apr 5, 2018
Instrument	201800006520

Lender

Name	PARK SIDE CU
Type	Credit Union
Address	WHITEFISH, MT 59937

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Property Address	960 SWAN RIVER RD, BIGFORK, MT 59911-6338
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TRANSTAR NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202000027211
Date	Aug 31, 2020
Instrument	202000027211

Lender

Name	NORTH AMERICAN SAVINGS BANK FSB
Type	Bank
Address	GRANDVIEW, MO 64030

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 960 Swan River Rd was $1,753.

Source: Flathead County assessment roll, as of September 11, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Flathead County
Secondary School District	Bigfork High School District (09 - 12)
Elementary School District	Swan River Elementary School District (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,753.00	$620,234
2025			$620,234 Land $258,854 Building $361,380
2023	$2,614.00	$435,191	$435,191 Land $149,361 Building $285,830

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 960 Swan River Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 960 Swan River Rd is moderate, ranking above 69% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 69% of the US · above 48% of Montana
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: T-Mobile, Verizon.

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