970 Sandfly Ln, Vero Beach, FL 32963 Property Records

Indian River County property record for 970 Sandfly Ln, Vero Beach, FL 32963

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 4,078 sqft · built 2013
Lot Size	0.48 acres (20,909 sqft)
Owner	Individual Name on File
Last Sale	$1,277,200 (Dec 2017)
Tax Bill	$31,952 (2025)
Deeds & Mortgages	Dec 2017 Foreclosure
Flood Zone	Zone X (minimal risk)
APN	`33-40-05-00001-0050-00003.1`

Property Details

APN / Parcel Number

Primary APN	`33-40-05-00001-0050-00003.1`
Alternative APN	`93299`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	14 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	4,078 sqft Living Area
Gross Area	5,710 sqft
1st Floor Area	4,078 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Architectural Style	Custom Design
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Hip
Roof Material	Slate
Lot Area	20,909 sqft (0.48 acres)
Lot Dimensions	140 ft deep x 155 ft wide
View / Lot	Interior
Garage Type	Attached
Garage Area	776 sqft
Driveway	Brick Driveway
Driveway Area	2,586 sqft
Porch	Screened Porch
Porch Area	1,030 sqft
Patio Area	90 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	970 SANDFLY LN
City	VERO BEACH
State	FL
Zip	32963-2125
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1AA
Legal Description	RIOMAR SUB BLK 5 PART OF LOT S 3 & 4 PBI 2-18 AS PER R BK 185 PP 420 (OR BK 495 PP 788)
Legal Range	40E
Legal Township	33S
Legal Section	05
Legal Subdivision	RIOMAR SUBDIVISION PLAT NO 2
Legal Block	5
Legal Lot Number	S
Jurisdiction	INDIAN RIVER FL
Township / Civil Division	VERO BEACH
Census Block Group	1
Census Block	1003
Census Tract	50504

Owner

970 Sandfly Ln is owned and occupied by an individual who bought it in December 2017.

Source: Indian River County records, as of December 8, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	970 SANDFLY LN, VERO BEACH, FL 32963-2125
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 28, 2017 · Amount on File
Deed Sale	Dec 28, 2017 · Amount on File
Prior Sale	Mar 31, 2011 · Amount on File
Deed Document Number	201774926
Deed Book / Page	3081 / 1707
Prior Transfer Date	Dec 20, 2017
Prior Transfer Doc	0030811707
Record Updated	Jun 8, 2026

December 2017: Grant Deed, Foreclosure

Document Type	Grant Deed
Jurisdiction	INDIAN RIVER FL
Recording Date	Dec 28, 2017
Property Address	970 SANDFLY LN, VERO BEACH, FL 32963-2125
Document Number	0030811707
Book / Page	003081 / 001707
Instrument Date	Dec 20, 2017
Instrument	74926
Transaction Type	Foreclosure
Record Updated	Jan 18, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$8,940.40

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	970 SANDFLY LN VERO BEACH FL 329632125, VERO BEACH, FL 32963-2125

Mortgage

Document Number	30811713
Date	Dec 28, 2017
Book Page	003081/001713
Instrument	74927

Lender

Name	BROWN GREGORY H TRUST (PT)
Address	970 SANDFLY LN, VERO BEACH, FL 32963-2125

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 970 Sandfly Ln was $31,952 with a homeowner's exemption.

Source: Indian River County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Indian River County
Municipality	Vero Beach City
Unified School District	Indian River County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$31,952.00 Homeowner's exemption	$2,033,212	$3,511,001 Land $1,216,971 Building $2,294,030
2023	$29,343.00 (+2.84%)	$1,918,360 (+3%)	$2,892,118 (+24.53%) Land $1,216,971 Building $1,675,147
2022	$28,534.00	$1,862,486	$2,322,394 Land $960,767 Building $1,361,627

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 970 Sandfly Ln in Zone X, an area of minimal flood risk, though there have been 129 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 433 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	622 units insured incl. 189 condo units
Nearby Flood Claims	129 (1979–2024)
Claims Outside the SFHA	59 of 129
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 6 claims Hurricane Irma, Sep 2017 · 5 claims Hurricane Frances, Sep 2004 · 100 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 970 Sandfly Ln is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 95% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF VERO BEACH serves 37,308 people · EPA ID FL3310206
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	5 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	29 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: T-Mobile.

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