Indian River County property record for 941 Sandfly Ln, Vero Beach, FL 32963
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 4 ba · 4,520 sqft · built 2001 |
| Lot Size | 0.88 acres (38,333 sqft) |
| Owner | 2 Owner Names on File |
| Last Sale | $452,000 (Dec 1999) |
| Tax Bill | $26,240 (2025) |
| Deeds & Mortgages | Aug 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 33-40-05-00001-0040-00006.0 |
| Primary APN | 33-40-05-00001-0040-00006.0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 4 Baths |
| Plumbing Fixtures | 13 Plumbing Fixtures |
| Total Rooms | 16 Rooms |
| Stories | 1 Story |
| Building Area | 4,520 sqft Living Area |
| 1st Floor Area | 4,520 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplace | Fireplace |
| Year Built | Built 2001 |
|---|---|
| Exterior Material | Fiber Cement Siding |
| Construction Type | Wood Frame |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gambrel |
| Roof Material | Metal |
| Lot Area | 38,333 sqft (0.88 acres) |
| Lot Dimensions | 183 ft deep x 209 ft wide |
| Garage Area | 798 sqft |
| Porch | Open Porch |
| Porch Area | 882 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 93295 |
|---|---|
| Street Address | 941 SANDFLY LN |
| City | VERO BEACH |
| State | FL |
| Zip | 32963-2121 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1AA |
| Legal Description | RIOMAR SUB BLK 4 LOTS 6 & 7 PBI 2-18 |
| Legal Range | 40 |
| Legal Township | 33 |
| Legal Section | 05 |
| Legal Subdivision | RIOMAR SUBDIVISION PLAT NO 2 |
| Legal Block | 4 |
| Legal Lot Number | 6-7 7 |
| Jurisdiction | INDIAN RIVER FL |
| Township / Civil Division | VERO BEACH |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 50504 |
The current owner of 941 Sandfly Ln bought it in December 1999.
Source: Indian River County records, as of March 5, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Owner Names on File |
|---|---|
| Mailing Address | PO BOX 643426, VERO BEACH, FL 32964-3426 |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 21, 1999 · Amount on File |
| Deed Sale | Dec 21, 1999 · Amount on File |
| Deed Document Number | 0130902188 |
| Deed Book / Page | 01309 / 02188 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Property Address | 941 SANDFLY LN, VERO BEACH, FL 32963-2121 |
| Transaction Type | Mortgage |
| Record Updated | Dec 6, 2021 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 643426, VERO BEACH, FL 32964-3426 |
| Document Number | 0033311726 |
|---|---|
| Date | Aug 25, 2020 |
| Book Page | 3331/1726 |
| Instrument | 3120200049588 |
| Name | THE NORTHERN TRUST CO |
|---|---|
| Type | Bank |
| Address | CHICAGO, IL 60603 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.12% |
| Type Change Date | Sep 1, 2030 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 8.12% |
| Index | 1-Year LIBOR |
| Max Rate | 8.12% |
The 2025 property tax bill for 941 Sandfly Ln was $26,240.
Source: Indian River County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Indian River County |
| Municipality | Vero Beach City |
| Unified School District | Indian River County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $26,240.00 | $1,673,472 | $3,517,095 Land $1,839,727 Building $1,677,368 |
| 2023 | $24,069.00 (+2.85%) | $1,578,940 (+3%) | $3,066,895 (+25.07%) Land $1,839,727 Building $1,227,168 |
| 2022 | $23,402.00 | $1,532,952 | $2,452,154 Land $1,452,416 Building $999,738 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 941 Sandfly Ln in Zone X, an area of minimal flood risk, though there have been 129 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 433 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 622 units insured incl. 189 condo units |
| Nearby Flood Claims | 129 (1979–2024) |
| Claims Outside the SFHA | 59 of 129 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 941 Sandfly Ln is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 95% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF VERO BEACH serves 37,308 people · EPA ID FL3310206 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Lead | 5 ppb (2024) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jul 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 29 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
May also be available: T-Mobile.
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