970 River Rd, Youngstown, NY 14174 Property Records

Niagara County and Porter Town property record for 970 River Rd, Youngstown, NY 14174 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms8 Beds
Bathrooms5.5 Baths
Year BuiltBuilt 1873
Square Footage5,870 sqft Living Area
Lot Size104,544 sqft (2.4 acres)
OccupancyOwner Occupied
Last Sale$450,000 (2022)
Tax Bill$22,323.00 (2025)

Owner

Source: Niagara County and Porter Town records · APN 293401 59.10-1-16

Assessment roll updated April 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address970 RIVER RD, YOUNGSTOWN, NY 14174-1337
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Sep 01, 2023Deed of Trust, Mortgage · Line of Credit
NORTHWEST BANK
Aug 22, 2022Bargain and Sale Deed, Transfer
Jul 18, 2022Deed of Trust, Mortgage · Line of Credit
NORTHWEST BANK
Sep 02, 2021Intrafamily Transfer, Transfer · Conventional Mortgage
NORTHWEST BANK
Jun 14, 2019Warranty Deed, Transfer
FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE
Sep 18, 2018Grant Deed, Transfer · Conventional Mortgage
TEXAS SEC BK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 22, 2022 · Amount on Record
Deed SaleAug 22, 2022 · Amount on Record
Prior SaleSep 18, 2018 · Amount on Record
Deed Doc Number202216486
Prior Transfer DateAug 20, 2021
Prior Transfer Doc0000008447
Record RefreshedSep 20, 2026

September 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNIAGARA NY
Property Address970 RIVER RD, YOUNGSTOWN, NY 14174-1337
Transaction TypeMortgage
Record UpdatedSep 14, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address970 RIVER RD, YOUNGSTOWN, NY 14174-1337

Mortgage

Document Number0000003342
DateSep 01, 2023
Instrument2023-13342
Lender
NameNORTHWEST BANK
TypeBank
AddressWARREN, PA 16365
Agreement
TypeLine of Credit
AmountAmount Recorded
Term299 Months
DueAug 15, 2048
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

August 2022: Bargain and Sale Deed, Transfer

Document TypeBargain and Sale Deed
JurisdictionNIAGARA NY
Recording DateAug 22, 2022
Property Address970 RIVER RD, YOUNGSTOWN, NY 14174-1337
Document Number0000006486
Map ReferenceMB 8 PG 1851
Instrument DateAug 18, 2022
Instrument2022-16486
Transaction TypeTransfer
Record UpdatedMar 13, 2023

Transaction

AmountAmount Recorded
Tax$1,800.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address457 RIVERVIEW DR, YOUNGSTOWN, NY 14174-1389

Transferred To (Grantee/Buyer)

NameVerified Name
Address970 RIVER RD, YOUNGSTOWN, NY 14174-1337

July 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNIAGARA NY
Property Address970 RIVER RD, YOUNGSTOWN, NY 14174-1337
Transaction TypeMortgage
Record UpdatedJul 28, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address970 RIVER RD, YOUNGSTOWN, NY 14174-1337

Mortgage

Document Number0000003923
DateJul 18, 2022
Instrument2022-13923
Lender
NameNORTHWEST BANK
TypeBank
AddressWARREN, PA 16365
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueJul 04, 2047
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

September 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionNIAGARA NY
Recording DateSep 02, 2021
Property Address970 RIVER RD, YOUNGSTOWN, NY 14174-1337
Document Number0000008447
Instrument DateAug 20, 2021
Instrument2021-18447
Transaction TypeTransfer
Record UpdatedSep 15, 2021

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address445 MAIN ST, 445, YOUNGSTOWN, NY 14174-1501

Transferred To (Grantee/Buyer)

NameVerified Name
Address970 RIVER RD, YOUNGSTOWN, NY 14174-1337

Mortgage

Document Number0000008448
DateSep 02, 2021
Instrument2021-18448
Lender
NameNORTHWEST BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 01, 2051

June 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionNIAGARA NY
Recording DateJun 14, 2019
Property Address970 RIVER RD, YOUNGSTOWN, NY 14174-1337
Document Number0000009361
Instrument DateJun 06, 2019
Instrument9361
Transaction TypeTransfer
Record UpdatedJun 26, 2019
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

AmountAmount Recorded
Tax$1,300.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address1449 KENMORE AVE KENMORE NY 142172613, KENMORE, NY 14217-2613

September 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionNIAGARA NY
Recording DateSep 18, 2018
Property Address970 RIVER RD, YOUNGSTOWN, NY 14174-1337
Document Number0000016207
Instrument DateAug 15, 2018
Instrument16207
Transaction TypeTransfer
Record UpdatedOct 09, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,300.00
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address4384 LIVINGSTON AVE DALLAS TX 75205, DALLAS, TX 75205

Mortgage

Document Number16208
DateSep 18, 2018
Instrument16208
Lender
NameTEXAS SEC BK
TypeBank
AddressDALLAS, TX 75207
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 17, 2048

Tax Assessment & Valuation

Source: Niagara County and Porter Town records · Assessment roll updated April 17, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateNew York
CountyNiagara County
County SubdivisionPorter Town
MunicipalityYoungstown Village
Unified School DistrictLewiston-Porter Central School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$22,323.00$488,600 (-) Land $89,700 Building $398,900$1,110,500 (+18.19%) Land $203,872 Building $906,628
2023$488,600 Land $89,700 Building $398,900$939,600 Land $172,497 Building $767,103

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Niagara County (36063C), updated November 6, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Wildfire RiskLow
above 7% of the US · above 11% of New York
Wildfire LikelihoodLess than 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN293401 59.10-1-16
Alternative APN
  • 34010590100001016000

Interior

Bedrooms8 Beds
Full Baths5.5 Baths
Partial Baths1 Partial Baths
Building Area5,870 sqft Living Area
1st Floor2,208 sqft 1st Floor
2nd Floor2,176 sqft 2nd Floor
Upper Floors1,486 sqft Upper Floors
Stories3 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1873
Effective Year BuiltEffective 1873
Architectural StyleTraditional Style
Exterior MaterialBrick Exterior
Lot Area104,544 sqft (2.4 acres)
Lot Width175 ft Width
Parking Spaces3 Parking Spaces
Garage TypeDetached Garage
Garage Area864 sqft Garage
Porch Area816 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemCentral Heating
Heating FuelGas Heating Fuel
SewageMunicipal Sewage
Water SourceCommercial Water Source

Location & Zoning

Street Address970 RIVER RD
CityYOUNGSTOWN
StateNY
Zip14174-1337
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Description103-1-36 PMR 4
Legal SubdivisionNEW YORK YORK STATE MILE RESERVE
Legal Block1
Legal Lot Number16.000
JurisdictionNIAGARA NY
Minor Civil DivisionPORTER
Census Blockgroup2
Census Block2007
Census Tract24501

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