Niagara County and Porter Town property record for 960 River Rd, Youngstown, NY 14174
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 3,888 sqft · built 1890 |
| Lot Size | 1.09 acres (47,526 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $648,000 (Aug 2021) |
| Tax Bill | $13,293 (2026) |
| Deeds & Mortgages | Aug 2021 Sale & Mortgage Dec 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 293401 59.10-1-17 |
| Primary APN | 293401 59.10-1-17 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,888 sqft Living Area |
| 1st Floor Area | 1,521 sqft |
| 2nd Floor Area | 1,353 sqft |
| Upper Floors Area | 1,014 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1890 |
|---|---|
| Effective Year Built | Effective 1890 |
| Architectural Style | Traditional |
| Exterior Material | Wood |
| Lot Area | 47,526 sqft (1.09 acres) |
| Lot Dimensions | 267 ft deep x 178 ft wide |
| Garage Type | Detached |
| Garage Area | 432 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 595 sqft |
| Porch | Slab |
| Porch Area | 465 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 960 RIVER RD |
|---|---|
| City | YOUNGSTOWN |
| State | NY |
| Zip | 14174-1337 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 103-1-35 4 |
| Legal Subdivision | MILE RESERVE |
| Legal Block | 1 |
| Legal Lot Number | 17.000 |
| Jurisdiction | NIAGARA NY |
| Township / Civil Division | PORTER |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 24501 |
Source: Niagara County and Porter Town records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 960 RIVER RD, YOUNGSTOWN, NY 14174-1337 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 30, 2021 | Warranty Deed, Transfer · Conventional Mortgage KEY BANK NA |
| Dec 18, 2020 | Deed of Trust, Mortgage · Conventional with PMI KEYBANK USA |
| Sep 25, 2020 | Deed of Trust, Mortgage · Conventional Mortgage BANKONBUFFALO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 30, 2021 · Amount on Record |
| Deed Sale | Aug 30, 2021 · Amount on Record |
| Prior Sale | Oct 22, 2001 · Amount on Record |
| Deed Document Number | 202118187 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | NIAGARA NY |
| Recording Date | Aug 30, 2021 |
| Property Address | 960 RIVER RD, YOUNGSTOWN, NY 14174-1337 |
| Document Number | 0000008187 |
| Map Reference | LB 1138 PG 19 |
| Instrument Date | Aug 23, 2021 |
| Instrument | 2021-18187 |
| Transaction Type | Transfer |
| Record Updated | Sep 13, 2021 |
| Title Company | STEWART TITLE, STEWART TITLE INSURANCE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,592.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 960 RIVER RD, 960, YOUNGSTOWN, NY 14174-1337 |
| Name | Verified Name |
|---|---|
| Address | 136 MERCER PL, SOUTH ORANGE, NJ 07079-2616 |
| Document Number | 0000008188 |
|---|---|
| Date | Aug 30, 2021 |
| Instrument | 2021-18188 |
| Name | KEY BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NIAGARA NY |
| Property Address | 960 RIVER RD, YOUNGSTOWN, NY 14174-1337 |
| Document Number | 0000022057 |
| Instrument Date | Dec 18, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jan 7, 2021 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 960 RIVER RD YOUNGSTOWN NY 141741337, YOUNGSTOWN, NY 14174-1337 |
| Document Number | 0000022057 |
|---|---|
| Date | Dec 23, 2020 |
| Instrument | 22057 |
| Name | KEYBANK USA |
|---|---|
| Type | Bank |
| Address | CLEVELAND, OH 44114-1306 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Dec 22, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NIAGARA NY |
| Property Address | 960 RIVER RD, YOUNGSTOWN, NY 14174-1337 |
| Document Number | 0000016973 |
| Instrument Date | Sep 25, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 960 RIVER RD YOUNGSTOWN NY 141741337, YOUNGSTOWN, NY 14174-1337 |
| Document Number | 0000016973 |
|---|---|
| Date | Oct 19, 2020 |
| Instrument | 16973 |
| Name | BANKONBUFFALO |
|---|---|
| Address | 535 WASHINGTON ST, BUFFALO, NY 14203-1427 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Oct 18, 2035 |
Source: Niagara County and Porter Town assessment roll, as of April 17, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Niagara County |
| County Subdivision | Porter Town |
| Municipality | Youngstown Village |
| Unified School District | Lewiston-Porter Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $13,293.00 (+3.32%) | ||
| 2025 | $12,866.00 | $281,600 (-) Land $34,300 Building $247,300 | $640,000 (+18.19%) Land $77,955 Building $562,045 |
| 2023 | $281,600 Land $34,300 Building $247,300 | $541,500 Land $65,957 Building $475,543 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective November 6, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 5 (2017–2019) |
| Most Recent Claim | Jul 2019 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 89% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 83 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures