San Diego County property record for 970 Mountain View Rd, El Cajon, CA 92021
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2.5 ba · 1,733 sqft · built 1967 |
| Lot Size | 2.46 acres (107,593 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $599,000 (Nov 2018) |
| Tax Bill | $8,133 (2025) |
| Deeds & Mortgages | Sep 2021 Mortgage Dec 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 401-060-41-00 |
| Primary APN | 401-060-41-00 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 1,733 sqft Living Area |
| Year Built | Built 1967 |
|---|---|
| Effective Year Built | Effective 1967 |
| Lot Area | 107,593 sqft |
| Street Address | 970 MOUNTAIN VIEW RD |
|---|---|
| City | EL CAJON |
| State | CA |
| Zip | 92021 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A70 |
| Legal Description | SEC 35-15-1E NEQ ELY PAR PER ROS 8213&ST CLSD IN SWQ OF |
| Legal Range | 01E |
| Legal Township | 15 |
| Legal Section | 35 |
| Legal Block | 2 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | SAN DIEGO |
| Census Block Group | 2 |
| Census Block | 2019 |
| Census Tract | 15502 |
Source: San Diego County records, as of July 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 970 MOUNTAIN VIEW RD, EL CAJON, CA 92021 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 7, 2021 | Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC |
| Dec 13, 2019 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Nov 19, 2018 | Grant Deed, Transfer · Conventional Mortgage QUICKEN LNS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 19, 2018 · Amount on Record |
| Deed Sale | Nov 19, 2018 · Amount on Record |
| Prior Sale | Oct 6, 2014 · Amount on Record |
| Deed Document Number | 2018481266 |
| Prior Transfer Date | Feb 8, 2008 |
| Prior Transfer Doc | 0000072132 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 970 MOUNTAIN VIEW RD, EL CAJON, CA 92021 |
| Transaction Type | Mortgage |
| Record Updated | Sep 15, 2021 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TTL SAN DIEGO |
| Name | Verified Name |
|---|---|
| Address | 970 OLD MOUNTAIN VIEW RD, EL CAJON, CA 92021-7836 |
| Document Number | 0000630422 |
|---|---|
| Date | Sep 7, 2021 |
| Instrument | 2021-0630422 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 970 MOUNTAIN VIEW RD, EL CAJON, CA 92021 |
| Document Number | 0000596567 |
| Instrument Date | Dec 13, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jan 3, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 970 MOUNTAIN VIEW RD EL CAJON CA 92021, EL CAJON, CA 92021 |
| Document Number | 0000596567 |
|---|---|
| Date | Dec 20, 2019 |
| Instrument | 596567 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 19, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Nov 19, 2018 |
| Property Address | 970 MOUNTAIN VIEW RD, EL CAJON, CA 92021 |
| Document Number | 0000481266 |
| Instrument Date | Nov 14, 2018 |
| Instrument | 481266 |
| Transaction Type | Transfer |
| Record Updated | Nov 28, 2018 |
| Title Company | LAWYERS TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $658.90 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 970 OLD MOUNTAIN VIEW RD EL CAJON CA 920217836, EL CAJON, CA 92021-7836 |
| Document Number | 481267 |
|---|---|
| Date | Nov 19, 2018 |
| Instrument | 481267 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 18, 2048 |
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Elementary School District | Alpine Union Elementary School District (KG - 08) |
| Secondary School District | Grossmont Union High School District (09 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $681,552 (+2%) Land $232,604 Building $448,948 | |
| 2025 | $8,133.00 (+0.21%) | $668,190 (+4.04%) Land $228,044 Building $440,146 |
| 2023 | $8,116.00 (+0.82%) | $642,245 Land $219,190 Building $423,055 |
| 2022 | $8,050.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 2 (1993–1996) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Dec 1996 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Extreme above 97.8% of the US · above 88% of California |
|---|---|
| Wildfire Likelihood | 2% annual chance |
| Exposure | Direct burnable vegetation |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PADRE DAM MWD serves 93,980 people · EPA ID CA3710037 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Feb 2022 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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